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Ask the Readers
- A New Look For MDJ
- Ask the Readers: What’s in Your Wallet?
- Ask the Readers: Is it possible to earn $90,000 in salary by age 30?
- Ask the Readers: Can One Save Too Much Money?
- Ask the Readers: Living Paycheque to Paycheque?
- Ask the Readers: Is Organic Food Worth it?
- Ask the Readers: Advice during a Bear Market?
- Ask the Readers: How have higher gas prices affected you?
- Ask the Readers: What does Retirement Mean to You?
- Ask the Readers: Favorite Discount Brokerage?
- Ask the Readers: Giving Money as a Gift, How Much?
- Ask the Readers: Talking about Money?
- Ask the Readers: What is Your Tipping Policy?
- What is your Money Lending Rule?
- Reader Comments: Multiple Streams of Income
- When are you not frugal?
- Ask the Readers: Favorite Frugal Tip?
- Ask the Readers: Favorite Rewards Credit Card?
- Ask the Readers: Favorite Topics?
- Ask the Readers: Sponsored Reviews?
Banking
- Investing in Canadian Bank Stocks – Juicy Dividends Ripe for the Picking?
- Best Free Canadian Chequing Bank Account for 2020
- PC Money Account Review – Loblaws Resurrects a New PC Financial No Fee Account
- Simplii Financial Review
- Tangerine Bank Review 2020
- EQ Bank Review 2020 – Canada’s Best Online Savings Account?
- Motusbank Canada Review 2020: High Interest Savings Accounts, Online Personal Loans and Mortgages
Best of MDJ
- The Best of Million Dollar Journey – 2018 Edition!
- The Best of Million Dollar Journey: 2016 Edition!
- The Best of Million Dollar Journey – 2014 Year in Review
- The Best of Million Dollar Journey – 2013 Edition
- Best of Million Dollar Journey Oct 2009
- Best of Million Dollar Journey: Sept 2009
- Best of Million Dollar Journey: August 2009
- Best of Million Dollar Journey: July 2009
- Happier Book Winners and Best of MDJ: June 2009
- Book Winners and Best of May 2009
- Best of Million Dollar Journey April 2009
- Forum Winners and Best of March 2009
- Best of Million Dollar Journey: February 2009
- Best of Million Dollar Journey: January 2009
- Best of Million Dollar Journey: 2008 Edition
- Best of Million Dollar Journey: Nov 2008
- Best of Million Dollar Journey – October 2008 Edition
- Best of Million Dollar Journey: Sept 2008
- Best of Million Dollar Journey: August 2008
- Best of Million Dollar Journey: July 2008
- Best of Million Dollar Journey: June 2008
- Best of Million Dollar Journey: May 2008
- Best of Million Dollar Journey: April 2008
- Best of Million Dollar Journey: March 2008
- Best of Million Dollar Journey: Feb 2008
- Best of Million Dollar Journey: Jan 2008
- Best of Million Dollar Journey: 2007 Edition
- Best of Million Dollar Journey: Nov 2007
Book Reviews
- The Ten Roads to Riches
- Financial Goals Progress – Books I’m Reading
- Let’s Get Blunt About Your Financial Affairs – Book Review and Giveaway
- The Moolala Guide to Rockin your RRSP – Book Review and Giveaway
- The Beginner’s Guide to Saving & Investing for Canadians – Book Announcement and Giveaway
- How Not to Move Back In With Your Parents – Book Review and Giveaway
- The Worried Boomer by Derek Foster – Book Review and Giveaway
- Free at 45 – Book Review and Giveaway
- Moolala Book Review and Giveaway
- The Idiot Millionaire by Derek Foster – Review and Giveaway
- The RESP Book – Review and Giveaway
- Book Review and Giveaway: Rob Carrick’s Guide to What’s Good Bad and Downright Awful in Canadian Investments Today
- Book Review and Giveaway: Your Money Ratios
- SUPER TRADER – Book Review and Giveaway
- The Secret Language of Money – Book Review and Giveaway
- Book Review and Giveaway: Happier
- Book Review and Giveaway: The Seven Rules of Wall Street
- Book Review and Giveaway: 397 Ways to Save Money
- Money For Nothing: And Your Stocks for FREE – Book Review
- Pilgrimage to Warren Buffett’s Omaha – Book Review and Giveaway
- The New Retirement Book Review and Discussion
- No Hype – The Straight Goods on Investing Your Money: Book Review and Giveaway
- Rich Brother Rich Sister Book Review and Giveaway
- Book Review and Giveaway: Killing Sacred Cows
- Book Review and Giveaway: When Markets Collide
- Book Review and Giveaway: Work The System
- Book Review and Giveaway: The Answer
- Book Review and Giveaway: The Intelligent Portfolio
- Book Review: The 10 Biggest Investment Mistakes Canadians Make and How to Avoid Them
- Book Review and Giveaway: Does Your Bag Have Holes?
- Book Review and Giveaway: The House Flipping Answer Book
- Book Review: Every Family’s Business
- Book Review: Rich Dad’s Increase Your Financial IQ
- Book Review and Giveaway: Fast Profits in Hard Times
- Book Review: RRSP’s
- Book Review: Retire Rich from Real Estate
- Book Review – A Million Bucks by 30
- Book Review: The Lazy Investor
- Book Review: The Brainwashing of the American Investor
- Book Review: The Key
- Book/Movie Review: The Secret
- Book Review: The Engine of America
- Book Review: An American Hedge Fund
- Book Review: Smart Couples Finish Rich
- Book Review: Rich is a State of Mind
- Book Review: Stop Working! Here’s How You Can! – By Derek Foster
- Book Review: Spend Smarter, Save Bigger
- Book Review: Why Swim with the Sharks?
- Book Review: Come into my Trading Room
Business
- EI Benefits for the Self Employed
- Transferring Money Back From Qatar and Using Currency Exchange as an Expat
- Guide to COVID-19 Relief for Small Businesses
- Hosting Homestay Students – The Perfect Side Hustle?
- Official Passive Income Rules for Canadian Small Business
- Futurpreneur Canada Programs
- Starting or Growing a Business? Take Advantage of Business Support Organizations
- Government Grants and Financing for Businesses – II
- Government Grants and Financing for Businesses – I
- How to Start Making Money with YouTube
- Self-Employed Freelancer or Professional? How to File Your Income Taxes!
- Canadian Youth Business Foundation Programs
- Canada Small Business Financing Program
- Retail Store Advertisement Strategies
- How to Write a Business Plan
- Starting a Business? Here are the Four Business Types in Canada
- How Much Does a Tim Hortons Franchise Cost and Profit?
- How Leveraged Buyouts (LBOs) Work
- The Basics of the Health Spending Account
- Attributes of a Successful Entrepreneur
- Types of Business Models
- Small Business Banking Account Comparison
- Lessons Learned from the Dragons Den (Shark Tank)
- How to Setup a Corporation in Canada
Canadian Expats
- Your Canadian Expat Investing Toolbox: DIY Discount Brokerages and Robo Advisors
- Real Estate Investing vs Index Investing for Canadian Expats
- My Canadian Expat Taxes, Budget, and Savings Rate In Qatar
- Transferring Money Back From Qatar and Using Currency Exchange as an Expat
Career
- Teaching In Doha, Qatar – Expanding Our Horizons
- Considering a Trade? This is How an Apprenticeship Works!
- 6 Things to do Before a Job Interview
- Breaking Up is Hard to Do: Transitioning Well from One Job to Another
- I Quit! 6 Signs It May be Time to Move On
- What My First Job Taught Me
- Workplace Culture Shock: Adjusting to a New Company Culture
Children
- Investing on Behalf of my Kids
- Canada Pension Plan Children’s Benefits
- Financial Strategies for the New Stay at Home Parent
- Opening a Bank Account for a Toddler
- Tooth Fairy Economy
- Creating Super Human Kids
- Canadian Bank Accounts for Kids
- 8 Ways to Keep Your Kids Busy this Summer Without Going Broke
- Teaching Children about Money with The Moonjar
- Choosing a Baby Daycare Center – 10 Questions to Ask
- Having a Newborn – Getting Down to Business
- Shopping for a Newborn II – Summary and Tips
- Should Spouse Stay at Home with Kids OR Work?
Consumer
- The Top Prepaid Wireless Plan Comparison (2016)
- Banking as a Couple – BMO PlanShare Review
- Laser Eye Surgery: Is it Worth It?
- RBC and Shoppers Drug Mart Optimum…Debit Card?
- Why we Switched Our Cell Phone from Rogers to PC Mobile
- How to Maximize Loyalty Reward Points
- Top Financial Products For Canadians
- Groupon Review – Is it Here to Stay?
- Roadside Assistance Comparison
- Unlimited Chequing Accounts in Canada
- How Car Lease Payments are Calculated
- Why Canadians Don’t Redeem Coupons
- Tips for Buying and Selling on Kijiji (or Craigslist)
- Currency Exchange – Getting the Best Deal
- Buying a Car from the U.S – The Pros/Cons and Process
- Buying a Car – The Research
- High End Chequing Account Comparison
- Consumer Tip: Scanning Code of Practice
- Canadian Online DVD Rental Comparison
- Hybrid vs. Gasoline Vehicle Comparison – Are Hybrid Vehicles Worth it?
Credit Cards
- Best Business Credit Cards for Canadians in 2020
- Amex Platinum Canada – Is The $699 Annual Fee Worth It?
- Top Free Cash Back Credit Cards in Canada for 2020
- Rogers World Elite MasterCard – Best Free Cash Back Card in Canada?
- A Look at the New Simplii Financial Cash Back Visa
- Paying Property Tax and Utilities with a Credit Card
- Top Premium Credit Cards with No Foreign Transaction Fee
- 4 Ways to Get Your Credit Score (and Credit Report) for FREE
- Amazon Visa Gone? Other Top Free Credit Cards when Travelling Out of Country
- Top Premium Cash Back Credit Cards in Canada
- What is the Best Credit Card for Aeroplan Members?
- Tangerine’s No-Fee Cash-back MasterCard – The New Cash Back King?
- What is the Best MasterCard for Costco Shoppers?
- Capital One Aspire Travel World MasterCard Review
- The New Rules for Prepaid Credit Cards
- Scotia Momentum Visa Infinite Card Review
- Walmart Credit Card Review (Canada) – How Does it Stack Up?
- Is the American Express Platinum Card worth the $699 Annual Fee?
- How to Earn More Cash Back Rewards
- Scotiabank American Express Gold Review
- Top No Fee Rewards Credit Cards in Canada
- MBNA Smart Cash Credit Card – Best Credit Card in Canada?
- The American Express SPG (Starwood) Credit Card
- MORE Cash Back with MBNA Smart Cash Card
- Credit Card Arbitrage I – How Does it Work?
- MBNA Worldpoints Mastercard Review
- Capital One Aspire Cash World and Aspire Platinum Review
- Top US Dollar Credit Cards in Canada
- Top Platinum Credit Cards in Canada
- Claiming Extended Warranty with Your Credit Card
- Prepaid Mastercard and Visa Credit Card Comparison Canada
- Scotia Momentum Cash Back Visa Review
- MBNA SPG Credit Card Discontinued?
- American Express Business Gold – Free Flight for Signing Up!
- Should I Withdraw from RRSP’s to Pay Credit Card Debt? RRSP Withholding Tax Explained!
- Visa Infinite Credit Cards
- Top Cash Back Credit Card in Canada II – Capital One Aspire Cash World Mastercard
- American Express Centurion (Black) Credit Card
- MBNA SPG (Starwood) Credit Card Review
Debt
- My Mortgage is Paid Off – Now What?
- The Basics of Credit Reports
- Is It Smart To Co-Sign for Your Child?
- How to Pay off Debt: Lowest Balance or Highest Interest First?
Dividend Investing
- Canadian Railway Dividends: Putting Your Portfolio On the Right Track
- Investing in Canadian Bank Stocks – Juicy Dividends Ripe for the Picking?
- Early Retirement (FIRE) on Dividend Income – Dividend Taxes in Canada
- Dividend Stocks Rock Review 2020
- Dividend Kings List – Companies with Annual Dividend Increases for Over 50 Years!
- Canada’s Best Dividend Growth Stocks for 2020
- Dogs of the TSX (Beating the TSX) Dividend Stock Picks – 2020 Bear Market Edition
- Dividend Investing – Your Questions Answered
- The Best Canadian Dividend ETFs 2020
- How to Build a Dividend Growth Portfolio
- How Regular and Synthetic Dividend Reinvestment Programs (DRIP) Work
Estate Planning
- Canadian Legal Wills Review: Canada’s Best Online Will Kit
- What Happens to your RRSP and TFSA after you Die?
- Letter to My Wife – How our Finances Work
- Estate Planning for a Family Business using the Tax Free Spousal Rollover
- How Testamentary Trusts Work
- Estate Planning – Where is Your Money Going?
- Succession Planning of the Family Chief Financial Officer (CFO)
- Talking About Finances With Your Aging Parents … or Grown Kids
- Do You Plan to Leave Anything Behind?
- Why You Need a Will and The Basics of Estate Planning
- Probate Fees by Province
- Reader Mail: Estate Taxes?
- Reader Mail: No Will, Assets Go Where!?
Financial Freedom Updates
- Financial Freedom Update (Q4) 2020 – Volatile Stock Market Edition ($61,850 in Dividend Income)!
- Financial Freedom Update (Q3) 2020 – New Market High Edition ($61,050 in Dividend Income)!
- Financial Freedom Update (Q2) 2020 – V-Shape Recovery Edition ($60,550 in Dividend Income)!
- Financial Freedom Update (Q1) 2020 – Bear Market Edition ($59,500 in Dividend Income)!
- Financial Freedom Update (Q4) – 2019 Year End Update ($55,200 in Dividend Income)!
- Financial Freedom Update (Q3) – September 2019 – Reaching the Cross Over Point ($53,400 in Dividend Income)!
- Financial Freedom Update (Q2) – June 2019 ($50,660 in Dividend Income)!
- Financial Freedom Update (Q1) – March 2019 ($48,200 in Dividend Income)!
- Financial Freedom Update (Q4) – December 2018 – Did we Reach our Goal?
- Financial Freedom Update (Q3) – Sept 2018 ($43,450 in Dividend Income)
- Financial Freedom Update (Q2) – June 2018 ($41,050 in Dividend Income)
- Financial Freedom Update (Q1) – March 2018 ($37,550 in Dividend Income)
- Financial Freedom Update (Q4) – December 2017 (+9.82%) – Year End Update
- Financial Freedom Update (Q3) – Sept 2017 (+5.56%) – Major Milestone!
- Financial Freedom Update (Q2) – June 2017 (+9.73%)
- Financial Freedom Update (Q1) – March 2017 (+10.89%)
- Financial Freedom Update – December 2016 (+15.5%)
- Financial Freedom Update – September 2016 (+9.7%)
- Financial Freedom Update – June 2016 (+5.78%)
- Financial Freedom Update – March 2016
- Financial Freedom Update – December 2015
- One Year After – A Financial Freedom Update – August 2015
Financial Goals
- Financial Goals for 2011 – What are Yours?
- 2010 Financial Goals Evaluation
- How we Paid off our Mortgage in 3 Years
- Financial Goals Mid Year Update 2010
- Aligning Your Dreams, Financial and Otherwise
- My Financial Goals for 2010
- 2009 Financial Goals Evaluation
- 2008 Financial Goals Report Card
- Financial Goals 2007 Report Card
- Financial Goals Progress: June 2007
- Passive Income Update – May 2007
- Passive Income Goals and Update
- Goals for the New Year (2007)!
General Finance
- Canadian Stock Market vs U.S. Stock Market
- PC Money Account Review – Loblaws Resurrects a New PC Financial No Fee Account
- Simplii Financial Review
- Tangerine Bank Review 2020
- EQ Bank Review 2020 – Canada’s Best Online Savings Account?
- My Favorite Free Personal Finance Apps
- Is Hello Fresh Worth It? – Reviewing the Cost of Meal Kits During the Pandemic
- An Intelligent Conversation About Health and Investing In a Covid 19 World
- A Serious Look at Canadian Finance and Investing AC (After Covid)
- Coronavirus (Covid-19): Sell It All
- Motusbank Canada Review 2020: High Interest Savings Accounts, Online Personal Loans and Mortgages
- A Financial Checklist to Start 2019 Strong
- The New Rules of Personal Finance?
- Top 10 Wealthiest Canadians (2020 Edition)
- Esso 10% Gasoline Discount, Canadian Personal Finance Conference 2018, and Tuesday Money Links
- Financial Checklist to Start the Year (2018)
- What is Bitcoin and How to Trade Cryptocurrencies
- How to Deal with the Aggressive Sales Tactics by the Big Banks
- Breakdown of Our Expenses in 2015
- Low Cost Ways to Convert USD to CAD
- Letter to My Wife – How our Finances Work
- Weekend Reading – Money and Happiness, Guilt-free Spending, Tax Bracket, Group RRSP and HBP, and more!
- Dividends vs. Capital Gains, Financial Literacy, Faster Mortgage Freedom and more!
- Building your “Forever Money” Portfolio
- Interested in Starting Your Million Dollar Journey? Join team MDJ!
- $100 Gift Card Freebie and Other Financial LInks
- Preventing and Dealing with Debit Card Fraud
- How Come I’m Not Rich?
- Alternatives to Declaring Bankruptcy
- Employer Bankrupt? Try the Wage Earner Protection Program!
- Consumer Price Index (CPI): How Does It Affect Me?
- Emergency Fund: Does Everyone Really Need One?
- Make the Most of Flexible Benefits
- How Labor Unions Work
- How Payday Loan Schemes Work
- Canadian Tax Deductions and Tax Credits
- Managing Other People’s Money
- Financial Quackery Video
- Canada’s Most Expensive and Lowest Cost MBA Programs
- Top 5 Pension Myths
- Weekend Reading: US Debt Crisis, No Couch Potato and Frugal Living
- Little-known Canadian Benefit Programs – II (Disabilities)
- How Much Does the Queen Make?
- Extra Cash, LinkedIn, Simple Retirement and More
- Painting a Room – DIY or Hire a Professional?
- Why Low Interest Rates Are A Good Thing
- Wealth Building Tips for New College/University Graduates
- CPPIB and Highway 407
- Learning the Hard Way and Being Ready to Learn
- Can British Petroleum (BP) Go Bankrupt?
- The Importance of Paying Attention to Financial Statements
- Best of Money Blogs 2010: Vote for Million Dollar Journey!
- Backing Up Your (Personal Finance) Data To The Cloud
- How Big is Your Financial Safety Net?
- Happy Holidays from Million Dollar Journey
- Write for Million Dollar Journey
- Book Giveaway, Variable Discount and Weekend Links
- Does Your Advisor have Your Best Interest at Heart?
- Federal Politician Salaries – Higher Than You Think
- What’s Important About Money to You?
- Don’t Be Afraid of Finances – Just simplify them
- First Home, Budget Spreadsheets, Gold and More
- What is a GIC and is it Something I Want?
- Sunday Links – August 2, 2009
- Best of Blogs Results and BNN!
- Money Lessons Learned from Monopoly
- Common Q & A about Financial Coaching
- Individual Pension Plan (IPP) – An RRSP for the Affluent
- Wealth Strategy: Offer More Value!
- Defined Benefit Pension vs Defined Contribution Pension
- My Million Dollar Journey – Some Lessons Learned
- Forum Giveaway and Weekend Reading
- Announcing Canadian Money Forum (and Giveaway)
- Yours, Mine, and Ours – Deciding Who Pays the Bills
- Federal Budget 2009: Home Renovation Tax Credit/Deduction/Refund and More
- 6 Reasons Why Recessions are a Good Thing!
- The Frugal Billionaires
- Teaching Children about Money with The Moonjar
- Doctor (Physician) Salaries – Not as High as You Think
- A Peek into a Millionaire’s Account Structure
- A Breakdown of My Expenses
- Labour Day Weekend Roundup – Aug 31, 2008
- Top 10 Foodie Millionaires
- The Psychology of Money
- Saturday Money Links – August 16, 2008
- Carnivals, News, and Costco – Aug 15, 2008
- MoneySense Magazine Net Worth Milestones
- Sunday Morning Reading – August 3, 2008
- $1.8 Million Net Worth – How I Got From There to Here
- E-Trade, Seat Sales and Weekend Reading – July 18, 2008
- More Weekend Reading – June 28, 2008
- The Opportunity Cost of Having an Emergency Fund
- Welcome to the New Server!
- Million Dollar Journey on GlobeInvestor.com!
- Financial Infidelity – The Leading Cause of Divorce?
- The KISS Principle
- Sustainability, Sustainable Development, and Financial Health
- Hosting the Carnival of Personal Finance
- 30 Personal Finance Rules of Thumb
- 5 Ways to Beat the Christmas Rush
- Frugal Trader Junior or Frugal Traderette?
- How has Million Dollar Journey affected me?
- Comparing US Dollar Bank Accounts
- Blog Software Updates
- Dealing with Losing Your Job!
- Contest: Win a Subscription to the National Post!
- Finding the Balance Between Life and Money
- RBC High Interest eSavings Account!
- 2007 Federal Budget Disappoints
- I’ve Been Tagged! – 5 Things You Didn’t Know About Me
- Happy New Year !
- What if…. You won the lottery? What would you do?
- How did we get here?
- Welcome to my Million Dollar Journey!
Index Investing
- Canadian Stock Market vs U.S. Stock Market
- CIBC Investor’s Edge Broker Review 2020: Trading Fees, TFSAs, and RRSPs
- BMO InvestorLine Self-Directed Trading Review: Fees, ETFs, and Brokerage Account Options
- BMO adviceDirect Review: Investing Advice for a Low Fee
- Qtrade Review
- HSBC InvestDirect Review
- Your Canadian Expat Investing Toolbox: DIY Discount Brokerages and Robo Advisors
- TD Direct Investing Review 2020: Trading Fees, ETFs, and Brokerage Account Options
- RBC Direct Investing Review 2020: Trading Fees, ETFs and Brokerage Account Options
- Real Estate Investing vs Index Investing for Canadian Expats
- Virtual Brokers Review 2020: Fees, ETFs, and Account Options
- All-in-One ETFs Battle: Vanguard vs iShares vs BMO
- The Hot Potato Investing Strategy
- Wealthsimple Review 2020 – Robo Advisor & Wealthsimple Trade [UNIQUE PROMO]
- EQ Bank Review 2020 – Canada’s Best Online Savings Account?
- Building a Simple Low-Cost Indexed ETF Portfolio in USD
- The Real MER on ETFs – Foreign Withholding Taxes on ETFs
- Vanguard VEQT All-in-One 100% Equity Portfolio ETF
- Vanguard vs. iShares All-in-One ETFs
- Index Investing Made Easy with a Robo Advisor – RBC InvestEase
- Horizon’s All-in-One Portfolios via Super Tax Efficient ETFs
- Top 6 Indexing Options for Your Portfolio
- The Best Indexing Solution? All-in-One Balanced Vanguard Indexed ETFs
- Global ETF ex-Canada (XAW/VXC) or 3 Individual ETFs?
- Simple Low Cost Diversified Index ETF Portfolios 2018
Insurance
- Should I buy Whole Life Insurance for my Children?
- Understanding Universal Life Insurance
- 6 Important Tips When Buying Disability Insurance
- How to Score Well on Your Life Insurance Medical Test
- The Differences between Permanent and Term Insurance
- The Pros and Cons of Insuring your Children
- Income Splitting and Permanent Life Insurance
- Is your Life Insurance Policy about to Implode?
- Deciphering the Insurance Puzzle – II (Universal Life, Disability, Critical Illness)
- Deciphering the Insurance Puzzle – I (CMHC, Mortgage Life, and Term Life)
- Some Common Questions About Annuities
- Protect Your Savings: CDIC and CIPF Explained
- Using Universal Life Insurance with Corporations
- Disability Insurance Feature – Return of Premium
- Risk Management via Insurance – Critical Illness Insurance
- Risk Management via Insurance – Disability Insurance
- Risk Management via Insurance – Life Insurance
- Determining our Life Insurance Needs II – Scenario
- Determining our Life Insurance Needs I – Criteria
- How Much Term Life Insurance Do You Need?
- Universal Life Insurance – Part 2
Interesting Links
- Dividend Investing, Decade in Review, Women and Money, Balanced Portfolios and More!
- Introducing new MDJ Team Members and Weekly Money Links
- Being Grateful, Re-balancing your Portfolio, Recession is Coming, It’s Hard to Buy Nice Things, and More!
- Free Canadian Financial Summit tickets, Getting Retirement Ready, Living off Dividends and More!
- Money when New to Canada, Adding REITs to Your Portfolio, Smith Manoeuvre with Cottages and More!
- Exclusive Dividend Newsletter Promotion, Tim Hortons Rewards, and the Risks of Joint Bank Accounts!
- Dividend Increases, New All-in-One ETFs, Top Ranked Credit Cards, and More!
- $150 Gift Card Offer, TFSA Limit Increase, and Monday Money Links
- $120 Credit Card Freebie, MBNA Devaluation, Emera Dividend Increase, and Monday Money Links
- Monday Money Links – Dividend Stocks Newsletter Promo, Mutual Fund Fees, ETFs and New Blogs!
- Monday Money Links – Just Butter It Promotion, Triangle Points, and More
- Income Tax Filing Deals, Credit Cards, and Monday Money Links
- Monday Money Links – Dividend Stocks Newsletter Promo, New Mortgage Rules and More
- Money Links – Free $150 Gift Card Offer, Higher Interest Rates, TFSA Taxation and Warren Buffett
- Monday Money Links – Dividend Advisor Promo, Home Capital Group, Advice for New Graduates – May 2017
Interviews
- An Interview with Derek Foster
- Interview with Greg Romundt, President and CEO of Centurion Apartment REIT – Part II
- Retired at 31: The Interview
- Common Job Interview Questions
- Job Interview Tips
- An Early Retirement Update from QCash
- An Interview with Trader and Author Timothy Sykes
- Young, Rich, and Retired: An Interview with QCash
Investing
- Canadian Stock Market vs U.S. Stock Market
- CIBC Investor’s Edge Broker Review 2020: Trading Fees, TFSAs, and RRSPs
- BMO InvestorLine Self-Directed Trading Review: Fees, ETFs, and Brokerage Account Options
- BMO adviceDirect Review: Investing Advice for a Low Fee
- Canadian Railway Dividends: Putting Your Portfolio On the Right Track
- Qtrade Review
- Moka App Review (Formerly Mylo)
- HSBC InvestDirect Review
- National Bank Direct Brokerage Review
- Your Canadian Expat Investing Toolbox: DIY Discount Brokerages and Robo Advisors
- TD Direct Investing Review 2020: Trading Fees, ETFs, and Brokerage Account Options
- RBC Direct Investing Review 2020: Trading Fees, ETFs and Brokerage Account Options
- Quick Tip: Questrade Currency Settlement
- Investing in Canadian Bank Stocks – Juicy Dividends Ripe for the Picking?
- Early Retirement (FIRE) on Dividend Income – Dividend Taxes in Canada
- Scotia iTrade Online Brokerage Review 2020: Trading Fees, ETFs, TFSAs, and RRSPs
- Dividend Stocks Rock Review 2020
- Real Estate Investing vs Index Investing for Canadian Expats
- Virtual Brokers Review 2020: Fees, ETFs, and Account Options
- Best Free Canadian Chequing Bank Account for 2020
- CI Direct Investing Review 2020 (Formerly WealthBar) – The Robo Advisor for Canadian Expats
- All-in-One ETFs Battle: Vanguard vs iShares vs BMO
- Are Canada’s Energy Dividends In Trouble?
- Calculating Your Adjusted Cost Base (ACB)
- The Hot Potato Investing Strategy
- Best High Interest Savings Accounts 2020
- Dividend Kings List – Companies with Annual Dividend Increases for Over 50 Years!
- Options Trading: Buying and Selling Calls & Puts for Hedging & Profit
- Questrade vs Wealthsimple
- Wealthsimple Review 2020 – Robo Advisor & Wealthsimple Trade [UNIQUE PROMO]
- Questwealth Portfolios: A Robo Advisor by Questrade
- Tangerine Bank Review 2020
- Canada’s #1 Questrade Review 2020 [$50 Promo Offer Code]
- EQ Bank Review 2020 – Canada’s Best Online Savings Account?
- Canadian Online Discount Stock Brokerage Comparison 2020
- Canada’s Best Dividend Growth Stocks for 2020
- How Flow Through Shares Work
- Robo Advisors In a Pandemic, Shopify, and Warren Buffett
- Dogs of the TSX (Beating the TSX) Dividend Stock Picks – 2020 Bear Market Edition
- Fixed Income Faceoff: Bond ETFs vs GICs vs High Interest Savings Accounts
- Dividend Investing – Your Questions Answered
- Owning Individual Real Estate Investment Trusts (REITs) vs REIT ETFs
- Building a Simple Low-Cost Indexed ETF Portfolio in USD
- The Real MER on ETFs – Foreign Withholding Taxes on ETFs
- Maxed out RRSP and TFSA – Now What?
- Vanguard VEQT All-in-One 100% Equity Portfolio ETF
- Vanguard vs. iShares All-in-One ETFs
- Index Investing Made Easy with a Robo Advisor – RBC InvestEase
- The Biggest Weed Stocks in Canada
- Horizon’s All-in-One Portfolios via Super Tax Efficient ETFs
- Hidden Retirement Gem – The Saskatchewan Pension Plan (SPP)
- Top 6 Indexing Options for Your Portfolio
- How Compounding Returns Make You Rich
- What’s in my Wife’s Portfolio?
- Where to Put your Investments for Maximum Tax Efficiency
- The Best Indexing Solution? All-in-One Balanced Vanguard Indexed ETFs
- The Alternatives to Google Finance (Since it’s Shutting Down)
- The Best Canadian Dividend ETFs 2020
- Comparing the Asset Allocation of Large Pension Funds
- A Super Tax Efficient Index ETF Portfolio for your Non-Registered Account
- Converting CAD to USD using Horizon’s DLR/DLR.U with CIBC Investors Edge – Tricky!
- Global ETF ex-Canada (XAW/VXC) or 3 Individual ETFs?
- Simple Low Cost Diversified Index ETF Portfolios 2018
- How to Build a Dividend Growth Portfolio
- Real Life Example of Norbert’s Gambit and Foreign Exchange w/ BMO Investorline
- How to Transfer a Work Pension to a LIRA
- How to Create a Stock Watchlist with Google Spreadsheets
- 5 Key Philosophies for Long Term Investing Success
- Online Portfolio Manager Review: BMO SmartFolio
- How I Stopped Trying to Predict the Future and Improved My Investment Performance
- Easy Index Mutual Fund Portfolios with the Big Banks
- Getting Exposure to the Canadian Energy Industry
- Choosing Mutual Funds in your Employer Pension/RRSP
- Interactive Brokers Review 2015
- Investors Beware: 4 Things to Watch Out for When Investing
- Where to put your RRSP/TFSA cash? High Interest Investment Accounts (Mutual Funds)!
- Top Canadian Preferred Share ETFs
- How Regular and Synthetic Dividend Reinvestment Programs (DRIP) Work
- Are you too focused on Risk Reduction vs. Growth?
- How to Read and Understand Business News
- Capital Gains Refund Mechanism – Why Mutual Fund and ETF Investors Potentially Pay Less Tax
- Knowing When to Buy Dividend Stocks
- Top Canadian Stock Screeners
- How Stop Loss Orders Work
- Low Cost Currency Conversion with DLR/DLR.U ETF
- How to Buy Stocks and Sell Shares on the Stock Market
- Timing the Market vs. Buy and Hold
- Low Cost ETFs – Canadian Vanguard ETFs
- Why the Second Million is MUCH Easier
- How to Calculate Annual Investment Returns Using XIRR
- Top Stock Picks 2012 – Year End Results
- Not Retired Yet? Ignore the 4% Withdrawal Rule
- Top Stock Picks 2012 – Q3 Results
- 6 Ways to Invest in Gold
- CIBC Investors Edge Review
- Top Stock Picks 2012 – Q2 Results
- It’s Not the Bear You See
- What is Venture Capital?
- Top Stock Picks 2012 – Q1 Results
- A Primer on BRIC
- A Primer on Delisted Stocks
- Top 5 Asset Allocation Strategies
- Are Junk Bonds for You?
- A Primer on American Depositary Receipts (ADRs)
- A Primer on (Market) Equity linked GICs
- Top Stock Picks 2012 and Results
- Lifecycle Investing – The Benefits of Diversifying Across Time
- Ultrashort Term Bond Funds
- Company Stock Buybacks
- Callable Guaranteed Investment Certificates (GIC)
- How Leveraged ETFs Work
- A Primer on Closed-end Funds
- Socially Responsible Investing
- Top Stock Picks 2011 – Q3
- Analyzing Financial Statements – Cashflow Statement
- Scotia iTrade Offers Commission Free ETFs!
- Analyzing Financial Statements – The Income Statement
- Analyzing Financial Statements – The Balance Sheet
- A Primer on Futures Contracts – II
- A Primer on Futures Contracts – I
- POLL: Market Correction – Are You Buying, Selling, or Holding?
- Covered Call ETF Flaws
- Top Stock Picks 2011 – Q2 Results
- Major Stock Market Indices
- A Primer on Money Market Funds
- A Primer on Forex Trading
- Technical Risk Ratios
- Stock Chart Reversal Patterns – Wedge and Triple Tops
- Stock Chart Reversal Patterns – Head and Shoulders
- Stock Chart Continuation Patterns – Triangles and Channels
- Types of Stock Chart Patterns
- Types of Stock Charts
- Top Stock Picks 2011 – Q1 Results
- Primer on Mutual Fund Fees – Ownership Fees
- A Primer on Mutual Fund Fees – Sales Load
- Identifying All Star Fund Managers II – Finding the All Stars
- A Primer on Exchange-Traded Fund (ETF) Terminology
- Dollar Cost Averaging (DCA) vs Dollar Value Averaging (DVA)
- Top Stock Picks for 2011 – What Are Your Picks?
- Top Stock Pick Results from 2010
- Ways to Buy Preferred Stocks – Primer on Preferred Stocks V
- Have You Forgotten That Stock Markets Go Up?
- Preferred Stock Selection Criteria – Primer on Preferred Stocks IV
- The Types of Preferred Stocks – A Primer on Preferred Stocks III
- Preferred Stocks vs. Bonds – A Primer on Preferred Stocks II
- Preferred vs. Common Stocks – A Primer on Preferred Stocks I
- A Primer on Real Return Bonds
- Top Stock Picks 2010 Quarterly Update (Oct)
- Interview with Greg Romundt, President and CEO of Centurion Apartment REIT – Part I
- A Primer on Corporate Bonds – III (Other Risks)
- A Primer on Corporate Bonds – II (Credit Risk)
- Virtual Brokers Review
- A Primer on Corporate Bonds – I (Credit Ratings)
- Why the Long Term Growth of the Economy is Not Relevant to Investing
- Why the Economy is Not Relevant to Investing
- A Primer on Bonds – II (Investing in Bonds)
- A Primer on Bonds – I (The Types of Bonds)
- Closet Indexers vs. Stock Pickers – Truly Active Managers Outperform
- Truly Active Managers Outperform – Being Different is Key
- REIT Analysis using Funds from Operations (FFO)
- Retirement Income ETF Portfolio
- Top Stock Picks 2010 Quarterly Update (April)
- Your Worst Enemy When Investing in Stocks
- Six Common Myths about Stock Market Returns
- Common Myths about Stock Market Risk
- Top 4 Stock Picks for 2010
- 2009 Stock Picks Competition Results
- 3 Principles of Successful Investors Part 2
- 3 Principles of Successful Investors Part 1
- Top Low-Cost Canadian DRIP Stocks Ranked by Yield, Dividend Growth and Discounts
- Stock Picks for 2009 Quarterly Update (Oct)
- How Canada Savings Bonds and Canada Premium Bonds Work
- Direxion Triple Leverage ETF’s
- Big Bank Monthly Income Fund Comparison
- Stock Picks for 2009 Quarterly Update (July)
- Investment Strategies II – Active Investing
- Primer on Mortgage Investment Corporations (MICs)
- How to Hedge Against High Inflation
- Stock Competition 2009 Quarterly Update (April) and $1000 Giveaway!
- How to Take Advantage of the Market After the Crash of 2008
- Can You Invest Solely in ETF’s?
- Important Dividend Dates – Ex and Cum Dividend
- Stock Picking Competition for 2009 – My 4 Stock Picks
- What Have I Learned from this Bear Market?
- More Stock Trading Videos and Super Weekend Reading
- Millionaires Corner: QCash’s Portfolio Holdings
- A Lower Dollar – How Does it Affect You?
- Holding Corporations: What are they and Are they for me?
- Value Investing like Benjamin Graham
- How I Lost $200K Without Losing Any Sleep
- Sell Stock to Pay Down Debt?
- 4 Reasons Why Index Investing May Not Be for You
- How Stock Margin Works – The Basics
- BCE – A Buying Opportunity?
- Double Your Market Exposure with Horizons BetaPro ETFs
- Fundamental vs Regular Index Funds/ETF’s
- Fundamental Index Funds/ETF’s – The Basics
- MoneyTalk LIVE with TD Waterhouse II
- MoneyTalk LIVE with TD Waterhouse I
- Tradefreedom Discount Brokerage Review
- Informal In-Trust Accounts
- Think or Swim Discount Brokerage Review
- VISA Stock/IPO is going to be Huge!
- QCash on: Borrowing to Invest: My Exit Strategy?
- Stock Trading Weekend – Dec 14, 2007
- How Convertible Bond Arbitrage Works II
- How Convertible Bond Arbitrage Works I
- Conrad Black Lessons: Is “Management Integrity” an Oxymoron? – I
- Market Turmoil
- The 1% Stock Trading Rule
- E-Trade (now iTrade) Canada Review
- Stock Market Beliefs – Part 2
- Stock Market Beliefs – Part 1
- Myths about Leveraging into Equities – Part 2
- Myths about Leveraging into Equities – Part 1
- Reader Question: Recommended Mutual Funds
- How Segregated Funds Work!
- Leveraging into Equities – The ONLY Source of Wealth?
- CIBC Offers Low Trading Commissions!
- Investment Plan – Long and Short Term
Net Worth Updates
- Completing The Million Dollar Journey
- Net Worth Update April 2014 (+0.81%)
- Net Worth Update March 2014 (+0.71%)
- Net Worth Update February 2014 (+12.1%)
- Net Worth Update January 2014 ( +3.04%)
- Net Worth Update December 2013 – Year End Summary
- Net Worth Update November 2013 (+1.27%)
- Net Worth Update October 2013 (+1.64%) – Crossed $800k Threshold!
- Net Worth Update September 2013 (+1.19%)
- Net Worth Update August 2013 (+0.26%) – The Volatility Returns!
- Net Worth Update July 2013 (+1.89%) – Strong Market Moves!
- Net Worth Update June 2013 (+0.17%) – Summer Stock Market Volatility
- Net Worth Update May 2013 (+1.61%) – Sell in May and Go Away?
- Net Worth Update April 2013 (+0.92%)
- Net Worth Update March 2013 (+2.19%)
- Net Worth Update February 2013 (+1.15%)
- Net Worth Update January 2013 (+4.53%)
- Net Worth Update December 2012 (+1.75%) – Year End Summary and Giveaway Winners
- Net Worth Update November 2012 (+1.04%)
- Net Worth Update October 2012 (+1.36%)
- Net Worth Update September 2012 (+1.84%) – The Unlikely Rally
- Net Worth Update August 2012 (+1.53%) – End of the Summer Rally?
- Net Worth Update July 2012 (+1.47%) – Market Bounce?
- Net Worth Update June 2012 (+1.69%) – Growth Chart Edition
- Net Worth Update May 2012 (+0.66%)
- Net Worth Update April 2012 (+0.25%)
- Net Worth Update March 2012 (+0.98%)
- Net Worth Update Feb 2012 (+1.91%) – Market Gains Edition
- Net Worth Update Jan 2012 (+2.16%) – A Fresh Start!
- Net Worth Update Dec 2011 (+0.97%) – Year End Summary
- Net Worth Update Nov 2011 (+0.93%) – Santa Claus Rally?
- Net Worth Update Oct 2011 (+2.66%) – Market Bottom?
- Net Worth Update Sept 2011 (-0.64%) – The Volatility Continues
- Net Worth Update August 2011 (-0.92%) – Market Correction Edition
- Net Worth Update July 2011 (+1.69%) – Rising Rates Edition
- Net Worth Update June 2011 (+1.50)
- Net Worth Update May 2011 (+1.18%) – Money is Moving Edition!
- Net Worth Update April 2011 (+0.66%) – Middle Class Definition?
- Net Worth Update March 2011 (+1.55%)
- Net Worth Update February 2011 (+1.56%)
- Net Worth Update January 2011 (+3.61)
- Net Worth Update Dec 2010 (+1.87%) – Year End Summary
- Net Worth Update November 2010 (+1.49%)
- Net Worth Update October 2010 (+1.78%)
- Net Worth Update September 2010 (+2.06%)
- Net Worth Update August 2010 (+1.56) – RRSP Contribution
- Net Worth Update July 2010 (+1.49%)
- Net Worth Update June 2010 (+1.45%)
- Net Worth Update May 2010 (+2.67) – Sell in May and Go Away?
- April 2010 Net Worth Update (+1.34%) – New Beginnings Edition
- March 2010 Net Worth Update (+2.03)
- Feb 2010 Net Worth Update (+1.54)
- Jan 2010 Net Worth Update (+4.43)
- Dec 2009 Net Worth Update (+2.11%) – Year End Summary
- Nov 2009 Net Worth Update (+1.65%)
- Oct 2009 Net Worth Update (+1.58%): Halloween Edition
- Sept 2009 Net Worth Update (+2.78%) – Pension Buy Back Edition
- August 2009 Net Worth Update (+1.70%)
- July 2009 Net Worth Update (+1.75%): Big Home Expenses
- June 2009 Net Worth Update (+2.12%): Car Shopping Edition
- May 2009 Net Worth Update: Mortgage Pay Down Edition (+5.32%)
- April 2009 Net Worth Update: Bull Market? (+4.12%)
- March 2009 Net Worth Update: Market Rally Edition (+1.92%)
- Feb 2009 Net Worth Update (-2.29%): Landlord No Longer Edition
- January 2009 Net Worth Update (+2.94%)
- December 2008 Net Worth Update (-0.45%)
- November 2008 Net Worth Update (-1.59%)
- October 2008 Net Worth Update (-0.26%)
- September 2008 Net Worth Update (+0.34%)
- August 2008 Net Worth Update (+1.27%)
- July 2008 Net Worth Update (+0.54%)
- June 2008 Net Worth Update (+2.09%)
- May 2008 Net Worth Update (+3.12%)
- April 2008 Net Worth Update (+1.65%)
- March 2008 Net Worth Update: (+1.17%)
- Feb 2008 Net Worth Update (+2.69%)
- Jan 2008 Net Worth Update (+1.04%)
- Dec 2007 Net Worth Update (+2.35%)
- Nov 2007 Net Worth Update (+0.52%)
- Oct 2007 Net Worth Update (+2.34%)
- Sept 2007 Net Worth Update (+2.27%)
- August 2007 Net Worth Update (+0.11%)
- July 2007 Net Worth Update (+1.74%)
- June 2007 Net Worth Update (+1.54%)
- May 2007 Net Worth Update (+3.04% )
- April 2007 Net Worth Update (+3.53%)
- March 2007 Net Worth Update (+1.57%)
- February 2007 Net Worth Update (+3.35%)
- January 2007 Net Worth Update (+4.43%)
- Net Worth: December 2006
Off Topic
Passive Income Updates
Points Rewards Programs
- The Pros and Cons of the New Aeroplan
- How to Maximize SCENE Points
- How to Accumulate Serious Air Mile Points
Portfolio
- Smith Manoeuvre/Dividend Portfolio Update – Q1 2015 Update – The Oil Plunge!
- Smith Manoeuvre/Dividend Portfolio – Q2 2014 Update
- Smith Manoeuvre/Dividend Portfolio – Q1 2014 Update
- Smith Manoeuvre/Dividend Portfolio Year End Update 2013
- Smith Manoeuvre/Dividend Portfolio Update – July 2013
- Smith Manoeuvre Portfolio – February 2013
- Smith Manoeuvre Portfolio – August 2012
- Smith Manoeuvre Portfolio – May 2012
- Smith Manoeuvre Portfolio – December 2011
- Smith Manoeuvre Portfolio – June 2011
- Smith Manoeuvre Portfolio – December 2010
- Smith Manoeuvre Portfolio Update – June 2010
- Smith Manoeuvre Portfolio Update – April 2010
- Smith Manoeuvre Update December 2009
- Smith Manouevre Portfolio August 2009 – Where is the Correction?
- Smith Manoeuvre Portfolio June 2009 – The Rally Continues!
- Smith Manoeuvre Portfolio April 2009 – The Turning Point?
- Smith Manoeuvre Portfolio – Feb 2009
- Smith Manoeuvre Portfolio – Dec 2008
- Smith Manoeuvre Portfolio – October 2008
- Smith Manoeuvre Portfolio – August 2008
- Mid Year Investment Portfolio Checkup 2008
- Smith Maneouvre Portfolio – June 2008
- Smith Manoeuvre Portfolio – May 2008
- Smith Manoeuvre Portfolio – April 2008
- Asset Allocation: June 2007
Product Reviews
- CIBC Investor’s Edge Broker Review 2020: Trading Fees, TFSAs, and RRSPs
- BMO InvestorLine Self-Directed Trading Review: Fees, ETFs, and Brokerage Account Options
- BMO adviceDirect Review: Investing Advice for a Low Fee
- Qtrade Review
- Moka App Review (Formerly Mylo)
- HSBC InvestDirect Review
- National Bank Direct Brokerage Review
- TD Direct Investing Review 2020: Trading Fees, ETFs, and Brokerage Account Options
- RBC Direct Investing Review 2020: Trading Fees, ETFs and Brokerage Account Options
- Scotia iTrade Online Brokerage Review 2020: Trading Fees, ETFs, TFSAs, and RRSPs
- Dividend Stocks Rock Review 2020
- Virtual Brokers Review 2020: Fees, ETFs, and Account Options
- PC Money Account Review – Loblaws Resurrects a New PC Financial No Fee Account
- CI Direct Investing Review 2020 (Formerly WealthBar) – The Robo Advisor for Canadian Expats
- SimpleTax Review: File Your Canadian Tax Return for Free
- Get Maple Telehealth Review: Online Prescriptions in Canada
- Simplii Financial Review
- Wealthsimple Review 2020 – Robo Advisor & Wealthsimple Trade [UNIQUE PROMO]
- Canadian Legal Wills Review: Canada’s Best Online Will Kit
- Questwealth Portfolios: A Robo Advisor by Questrade
- Tangerine Bank Review 2020
- Canada’s #1 Questrade Review 2020 [$50 Promo Offer Code]
- EQ Bank Review 2020 – Canada’s Best Online Savings Account?
- Motusbank Canada Review 2020: High Interest Savings Accounts, Online Personal Loans and Mortgages
- Rogers World Elite MasterCard – Best Free Cash Back Card in Canada?
- Tangerine’s No-Fee Cash-back MasterCard – The New Cash Back King?
- StudioTax Review
Reader Mail
- Reader Mail: Early 20’s, How Do I Invest $20k or Less?
- Reader Mail: Late 20’s, How Do I Invest $30k?
- Reader Mail: I have $1M+ Net Worth – What’s Next?
- Reader Mail: 17 Years Old, Saving $500/month, What’s Next?
- Reader Mail: Should I Sell or Hold during Stock Mergers/Acquistions?
- Reader Question: What is your Corporate Investment Account?
- Reader Mail: $1M House – Should I Downsize my Home?
- Reader Mail: My Mom has Low Income, Should She Buy a House?
- Reader Question: Which Account for Canadian Index ETFs?
- Reader Mail: ETFs vs No Load Mutual Funds and Starting a Financial Journey
- Reader Mail: New Graduate, TD e-Series, RRSP or Non-Reg?
- Reader Question: Comparing MERs, Yield and Returns
- Back to Basics: How Self Directed RRSP’s Work
- Case Study: Saving for an MBA Education
- Case Study: High Income and Consumer Debt Free
- Case Study: Financial Priorities
- Case Study: Young and Cash Rich
- Reader Mail: What to do with $5,000?
- Reader Mail: 24 and Clueless (Rent vs. Buy)
- Reader Mail: Career in Financial Services?
- Reader Mail: Beginner Trader
- Reader Mail: Babe in the Woods II
- Reader Mail: Relocating with Lots of Equity in my Home
- Reader Mail: Babe in the Woods
- Reader Mail: Fixing my Past Spending Mistakes…
- Reader Mail: RRSP Loan… Yes or No?
- Full Time Employment Vs. Contract Work
- Reader Mail: Buried in Debt, Help!
- Reader Mail: Best Way to Grow a Down Payment?
- Reader Mail: How can the bread winner reduce taxes?
- Reader Mail: Young and Just Starting Out
- Reader Question: Finances for a Married Couple
- Reader Question: When to Switch to ETF’s?
- Reader Question: Debt or RRSP?
- Reader Mail: Optimize Pastor Brads Finances!
Reader Net Worth Updates
- Net Worth Update January 2019 – Nobleea the Engineer and Millionaire!
- Net Worth Update October 2018 – SmilingSaver (+63.2%)
- Net Worth Update March 2018 – Nobleea the Oil and Gas Engineer (+4.2%) ($995,244)
- Net Worth Update January 2018 – SmilingSaver (+46%)
- Net Worth Update Nov 2017 – Karl the Real Estate Agent Millionaire (+1.8%)
- Net Worth Update August 2017 – Nobleea the Oil and Gas Engineer (+1.3%)
- Net Worth Update August 2017 – SmilingSaver (+121%)
- Team MDJ’s Newest Millionaire – Karl the Real Estate Agent (+47%)
- Net Worth Update April 2017 – Nobleea the Oil and Gas Engineer (+10.8%)
- Net Worth Update March 2017 – SmilingSaver – The Big Move (+140%)
- Net Worth Update January 2017 – Karl the Real Estate Agent (+4.74%)
- Net Worth Update Nov 2016 – Nobleea the Oil and Gas Engineer (-3.2%)
- Net Worth Update October 2016 – SmilingSaver – New Goal Edition (+9729%)
- Net Worth Update September 2016 – Sean Cooper (+15.09%)
- Net Worth Update August 2016 – Karl the Real Estate Agent (+27.02%)
- Net Worth Update July 2016 – Nobleea the Oil and Gas Engineer (+8.38%)
- Net Worth Update June 2016 – Sean Cooper (+2.76%)
- Net Worth Update May 2016 – Smiling Saver – Student Loan Edition (+100%)
- Net Worth Update April 2016 – Karl the Real Estate Agent (+6.9%)
- Net Worth Update March 2016 – Sean Cooper – Mortgage Free @ Age 30 (+10.39%)
- Net Worth Update February 2016 – Nobleea the Oil and Gas Engineer (+4.53%)
- Net Worth Update January 2016 – Smiling Saver (Digging out of Debt) (+39.46%)
- Net Worth Update November 2015 – Sean Cooper – Mortgage Free by Age 30!
- Net Worth Update October 2015 – Karl the Real Estate Agent (+4.94%)
- Net Worth Update September 2015 – SmilingSaver (Digging out of Debt)
- Net Worth Update September 2015 – Nobleea the Oil and Gas Engineer (+3.82%)
- Net Worth Update August 2015 – Sean Cooper (+6.3%)
- Net Worth Update July 2015 – Karl the Real Estate Agent (+10.17%)
- Net Worth Update June 2015 – Smiling Saver (Just Married)
- Net Worth Update May 2015 – Sean Cooper (+4.83%)
- Net Worth Update April 2015 – Nobleea the Oil and Gas Engineer
- Net Worth Update March 2015 – Karl the Real Estate Agent (+14.31% q/q)
- Net Worth Update February 2015 – Sean Cooper (+6.7%)
- Net Worth Update January 2015 – Smiling Saver (Digging out of Debt)
- Net Worth Update December 2014 – Karl the Real Estate Agent
- Net Worth Update November 2014 – Sean Cooper (+5.21%)
- Net Worth Update October 2014 – SmilingSaver (Deep in Debt)
- Net Worth Update September 2014 – Nobleea
- Net Worth Update August 2014 – Sean Cooper
Real Estate
- 3 Ways to Find Quality Tenants and Protect Your Rental Property
- Ending the Mortgage Paydown vs. Investing Debate
- Why You Should Think Twice about a Mortgage with the Big Banks
- Closing Costs When Selling a Home
- How to Get a Mortgage If You’re Self-Employed
- Building Your Own Home? Here’s How Construction Mortgages Work!
- Why A Mortgage Vacation Might Be the Most Expensive Vacation You’ll Ever Take
- Top Renovations to Increase Rental Income
- 5 Lessons Learned as a First-Time Landlord
- How to File Your Rental Income Taxes
- Are You Ready to be a Landlord?
- When to Pay Back the Home Buyer’s Plan
- 30 Year Mortgages Are Better Than You Think
- How Rent to Own Houses Work in Canada
- Canadians Buying Property in Florida – The Tax Issues
- Buying Foreclosures in Canada – The Process
- Manulife ONE Mortgage Review
- Tenant Demographics – Canadian Apartment Investment Conference
- Canadian Apartment Investment Conference – REIT Executive Panel
- The Downside of Owning REITs
- Landlord-Tenant Relationship (A Tenant’s Perspective)
- The Myth of Positive Cash Flow
- Landlord Math – Cap Rate and Return on Investment
- How to Attract the Best Tenants
- Residential vs. Commercial Real Estate Investment Comparison
- Mortgages that are Not Being Renewed
- The Art of Tenant Selection
- Owning Rental Property vs Owning REITs
- Canadian Real Estate Board VS Competition Commissioner
- Avoid the 5-Year Fixed Mortgage Trap
- The Business of Owning Income Properties
- Making Money in Real Estate
- New Mortgage Rules for Canadians
- Rent a House to my Parents?
- Prime – 0.25% for MDJ Readers and Weekend Links
- Converting a Principal Residence into a Rental Property
- Flipping Houses for Profit
- Should You Break Your Mortgage For a Lower Rate?
- Ask the Readers: Is Your Home an Investment?
- Rental Properties – To incorporate or not to incorporate…
- Holding a Mortgage within an RRSP
- Case Study: Paul and Melanie Want to Buy a House
- Real Estate Crash in Canada?
- Cash Back Mortgages are a Bad Idea
- The High Cost of the Manulife One Mortgage
- Income Property Financing for New Investors
- 8 Things to do Before Closing on a House
- Evicting a Tenant
- Rental Property Income Taxes and Deductions
- QCash on Investing in Second Mortgages
- Wealth Strategy: Buying 2nd Mortgages II
- Wealth Strategy: Buying 2nd Mortgages I
- Real Estate Tips from InvestmentPropertyInfo.com
- Landlording and Screening Tenants
- Canadian Real Estate Investment Trusts (REITs)
- Criteria for Purchasing Rental Property
- 70% of Gross Income Needed for Vancouver Homes!
- Home Buying Costs
- How the RRSP Home Buyers Plan (HBP) Works
- Required Down Payment Reduced from 25%->20%!
- First Time Home Buyer – Down Payment & CMHC
- First Time Home Buyer – Qualifying
- Monthly Mortgage Payment Multiplier
RESP
- Best High Interest Savings Accounts 2020
- Canada’s #1 Questrade Review 2020 [$50 Promo Offer Code]
- Indexed Family Education Fund (RESP) Portfolio Update – 2020 Edition
- How Do I Maximize RESP Withdrawals?
- Late Starting your RESP? Here’s how to Catch UP!
- Indexed Family Education Fund (RESP) Portfolio Update – 2019 Edition
- Will We Have Enough for Our Children’s University Tuition?
- Indexed Family RESP Portfolio Update – 2018 Edition
- RESP Portfolio Update – February 2016
- RESP Portfolio Update – December 2013
- RESP Portfolio Update – December 2012
- RESP Portfolio Update – March 2010
- Catching up on RESP Contributions/CESG
- Funding Your Childs Post Secondary Education
- To RESP or Not: Should we be funding our children’s higher education?
- RESP Portfolio Update – Feb 2009
- Registered Education Savings Plan (RESP)
- The RESP Strategy
- Optimizing RESP contributions
Retirement
- Tangerine Bank Review 2020
- EQ Bank Review 2020 – Canada’s Best Online Savings Account?
- Low-Cost Countries for Canadians to Retire Early In
- Withdrawing from your RRSP, TFSA, and Non-Registered Accounts for Retired Canadians
- The Ultimate Guide to Safe Withdrawal Rates in Canada (For Any Retirement Age)
- Reader Mail: I’m a Low Income Senior – RRSP or TFSA?
- Can You Have Too Much RRSP?
- Building a $1,000,000 RRSP Starting in your 30’s, 40’s, and 50’s.
- The Biggest Risk of Super Early Retirement (FIRE) – Sequence of Returns!
- Starting to Invest Later Can Still Result in a Comfortable Retirement
- 5 Useful Retirement Calculators (2019) – How Much Do You Need to Retire?
- How I Plan to Withdraw from my RRSP/TFSA to Fund Early Retirement
- Hidden Retirement Gem – The Saskatchewan Pension Plan (SPP)
- Why We Took the Commuted Value of our Defined Benefit Pension
- RRSP Deadline & Contribution Limit 2018/2019
- The Risk of a Defined Benefit Pension
- How Much Do You Need to Save Today to Hit Your Retirement Number?
- How Much Do You Need to Retire in Canada? Not as Much as You Think!
- Understanding Early Retirement with Defined Benefit Pensions
- How Much Do You Need to Save for Early Retirement?
- How SPOUSAL RRSPs Work
- The History of Pension Plans in Canada
- New Horizons for Seniors Program
- Cashing Out Your Pension: The Small Benefit Rule
- What’s in My RRSP?
- How to Calculate Pension Maximum Transfer Value (MTV)
- Case Study: Figuring Out Your Optimal RRSP/TFSA Conbribution
- 7 Steps to Determine Your Optimal RRSP/TFSA Contribution Strategy
- The Optimal RRSP/TFSA Contribution
- Important Pension Plan Changes for Ontario Members
- Pension Basics: Defined Benefit Pension Plan Payout Formulas
- Financial Security Comes from a Huge Nest Egg
- A Primer on the Pension Benefits Guarantee Fund
- The Joys and Pitfalls of Downsizing your Home
- Joining a Pension Plan? A Closer Look at PAs, PARs and PSPAs
- Is my Defined Benefit Pension Safe?
- Pension Basics: Selecting a Form of Pension Payout
- Pension Basics: The Commuted Value
- How RRSP Withdrawals Work
- 4 Critical Mistakes in Retirement Planning
- Should University Students Contribute to an RRSP?
- Ask the Readers: Increase in Canada Pension Plan (CPP)?
- Old Age Security and the OAS Clawback
- How Annuities Work
- Case Study: Retirement Soon, RRSP or Mortgage?
- Guaranteed Income Supplement (GIS) and GIS Clawback
- Retired at 31: An Early Retirement Story
- Case Study: 60 Years Old, Lots of Cash, No Portfolio – The Portfolio
- Case Study: 60 Years Old, Lots of Cash, No Portfolio – The Income
- How Registered Retirement Income Funds (RRIF) Work
- The Million Dollar Journey and Defined Benefit Pensions: Are You There Already?
- Why your Retirement Account is NOT an Emergency Fund
- Personal Finance Across Borders I – Retirement Accounts
- RRSP Loan Strategy
- Just Starting out with RRSP’s
- RRSP Meltdown Strategy
- How Bond/GIC Ladders Work!
- Reader Comment: RRSP vs. Mortgage
- The 4% Retirement Withdrawal Rule
- Early Retirement: The CASH FLOW Model
- Retiring Early – Part 3 (Conclusions)
- Retiring Early – Part 2 (The Income)
- Retiring Early – Part 1 (The Expenses)
- Who should contribute to an RRSP?
Robo Advisor
- Your Canadian Expat Investing Toolbox: DIY Discount Brokerages and Robo Advisors
- CI Direct Investing Review 2020 (Formerly WealthBar) – The Robo Advisor for Canadian Expats
- Questrade vs Wealthsimple
- Wealthsimple Review 2020 – Robo Advisor & Wealthsimple Trade [UNIQUE PROMO]
- Questwealth Portfolios: A Robo Advisor by Questrade
Saving Strategies
- PC Money Account Review – Loblaws Resurrects a New PC Financial No Fee Account
- Will a Mini-Split Heat Pump Save You Money? Our Results After the first Year!
- Fixed Income Faceoff: Bond ETFs vs GICs vs High Interest Savings Accounts
- Ways to Maximize the Canada Child Benefit (CCB)
- The Mini-Split Heat Pump Experiment – Will it Save You Money?
- How to Save Money – 28 Ways to Save Money (2020)
- 7 Smart Ways to Spend your Tax Refund
- Save Money with USD to CAD Foreign Exchange using Norbert’s Gambit
- How We Save Money on Vacations
- The Best and Worst Deals at Costco
- Gas Rewards Programs Compared
- How Much Does Electricity Usage Cost?
- How To Survive On Only $100 a Month in Groceries
- Save Money and Have Fun with a Staycation
- Wealth Strategy: Track Your Net Worth
- Save Money with DIY Snow Blower Maintenance
- Cutting the Cord – A Comprehensive Guide
- The Joy of Cycling: How I Save $6,182 a Year by Going Car-Free
- Consumer Problems and Recourses
- 6 Ways to Save Money on your Disney World Vacation
- Energy Efficiency Programs/Financial Incentives – Saskatchewan and Manitoba
- How to Search for and Claim an Unclaimed Balance
- How to Live Frugally in B.C.
- Learn How to Haggle in 6 Easy Steps
- Ways to Save Money while Attending University
- Escape these Unwanted Fees
- Spending Summer on a Budget
- Cut the Home Phone Line: Talk on the Phone for Less
- 10 Ways to Save Money on Groceries Without Coupons
- Why Cash is King
- How to Save Money at Costco
- Shopping in the U.S – Duty Free Allowances
- 6 Easy Ways to Reduce your Grocery Bill
- Little Known Canadian Benefit Programs – I (Learning Bond, CPP, Grants, NRC)
- How I Graduated from University Debt-Free
- Living without a TV
- Ways to Save Money on Winter Tires
- 8 Ways to Save Money in Europe
- The Cost of Maintaining the Perfect Lawn
- Buying a Car at an Auto Auction
- Free iPhone Apps that Save You Money (Canadians)
- 10 Ways to Save Money on a New Car
- Money Saving Tips – Automotive Edition
- How to Avoid or Reduce Bank Fees
- Car Leasing Tip – Increase Your Security Deposit
- How to Save Money on Travel
- Frugal Tip: Make Your Own Wine II – The Process
- Frugal Tip: Make Your Own Wine I – An Introduction
- Worst Case Scenario – How Long Will Your Savings Last?
- The Prepaid Funeral: Advantages & Disadvantages
- 7 Ways Saving Money is like Losing Weight
- 6 Ways to Lower Your Phone Bill
- Frugal Tip: Sleep on it
- How to Get Free HDTV (in Canada)
- How We Feed Our Family of Four on $100 a Week
- Frugal Tip: Use a Credit Card
- 150+ Ways to Save Money Over the Holidays
- Earn More than You Spend
- Saving Energy with a Heat Pump
- Frugal Tip: Give Yourself an Allowance
- What is considered savings?
- Top 10 Ways to Save Money in University/College
- New Car every 10 years or Used Car every 5?
- Saving Strategy: Avoid Upgrading Your Housing
- Best and Worst Used Vehicles of 2007
- Saving Strategy: Eat Before You Go Out
- Save Money Online with Great Canadian Rebates – Chapters Coupon
- Prepaid Wireless Plan Comparison
- Confessions of a New Car Buyer – Getting the Best Price
- Confessions of a Car Salesman
- How I (try to) Save Money During Christmas
- Credit Card Arbitrage II – An Analysis
- Money Saving Tips for Auto Insurance!
- Save Gas by Maximizing Mileage via Hypermiling!
- Surviving on $12 000 a year
- CNNMoney: Millionaires in the Making
- New Years Eve = Expensive!
- Christmas Spending?
Smith Manoeuvre
- Mastering the Smith Manoeuvre and Turning Your Mortgage Into a Tax Deductible Investment Loan
- Running out of HELOC Space with the Smith Manoeuvre
- An Investment Loan and Excess Cash
- Adding (non borrowed) Cash to a Leveraged Portfolio
- Tax Deductible Mortgage Plan (TDMP) – Worth It?
- Defined Benefit Pension vs Defined Contribution Pension
- Leveraged Investing and Prime Interest Rates
- The Smith Maneouvre during a Market Crash
- DIY Smith Manoeuvre II – The Readvanceable Mortgages
- National Bank’s All-in-One Review
- Using the Smith Manoeuvre: My Scenario
- Smith Manoeuvre Calculator/Spreadsheet
Students
Success Stories
- From Arrival to Retirement – An Immigrant Family’s Success Story
- Going for Financial Independence in a High Cost City
- A Financial Update from Pete – A 50 Year Old Multi-Millionaire
- A Net Worth Update from QCash (he retired at age 36)
- How I Reached $500K Net Worth by Age 29
- Lessons from a 50 Year Old Multi-Millionaire
- How this Frugal Lawyer Reached $1M by Age 34
- 5 Financial Principles from a 34 Year Old Millionaire Investor
- Bah Humbug! : 3 Ways to Be More Like Scrooge
- Lending Money to Friends
- How Much Does a Year of Happiness Cost?
- The Secret World of Private Banking
- Life’s Lessons Are Not School Chemistry Chapters
- Selling Hope: The Ethics of Lottery Tickets
- Financial Pet Peeves
- Losing My Wallet
- When Money Doesn’t Matter
Tax Minimization
- SimpleTax Review: File Your Canadian Tax Return for Free
- How Flow Through Shares Work
- Canadian Investing Taxes: Dividends, Interest, and Capital Gains
- Income Splitting Tax Strategy – Spousal Investment Loan
- Income Sprinkling Rules for Canadian Small Business
- Strategies to Reduce the Damaging Changes to Private Corporation Taxes
- Reduce your Taxes – Income Splitting Strategies
- Capital Gains Tax when Converting Currency
- Community Volunteer Income Tax Program
- Use Your Business to Pay for Personal Tax Deductible Expenses
- Tax Considerations for Self-Employed People
- What is a Pension Adjustment (PA)?
- Children and Capital Gain in Cottage Country
- StudioTax Review
- Converting a Principal Residence into a Rental Property – The Solution!
- RRSP or TFSA with a Defined Benefit Pension?
- Overseas Canadian Residents and Tax Returns
- How the Age and Pension Amount Tax Credit Works
- Preparing for the Income Tax Deadline: Small Business/Rental Properties
- In-Kind Transfers of Non-Registered Stocks to an RRSP/TFSA
- Capital Gains Tax Within a Corporation
- QuickTax Platinum Download Review and Giveaway
- Spousal RRSP Loophole?
- Tax Optimizing the Couch Potato Portfolio
- Tuition, Education, Textbook and Student Loan Tax Credit
- Case Study: Mark the IT Contractor
- Claiming Capital Loss from a Delisted Stock
- How Alternative Minimum Tax (AMT) Works
- Making Tax Installment Payments
- Tax Strategy: Dividend Sprinkling
- Charitable Donations – Within a Corporation or Personal?
- How to Claim Your Home Office
- How Capital Cost Allowance Works (CCA)
- RRSP Tip: Carry Forward Your RRSP Tax Deduction
- Income Trust Distributions and Taxation
- 9 Ways I Reduced My Taxes Last Year
- Private Canadian Corporations and Taxes – Scenarios
- Private Canadian Corporations and Taxes – The Basics
- How Return OF Capital Works
- Getting Organized for Tax Season
- Differences in Non-Refundable Tax Credits and Tax Deductions
- Leaving Canada? What about RRSPs?
- Child Care Benefits: Spousal Amount, UCCB, and CCTB!
- Flow Through Share Examples!
- Should I Incorporate my Small Business?
- Charitable Donation Tax Credit – Part 2 (Strategies)
- Charitable Donation Tax Credit – Part 1 (How it Works)
tfsa
- Best High Interest Savings Accounts 2020
- Withdrawing from your RRSP, TFSA, and Non-Registered Accounts for Retired Canadians
- How Much TFSA Contribution Room Do I Have In 2020 and What Are the TFSA Rules and Limits?
- Maxed out RRSP and TFSA – Now What?
- Where to Put your Investments for Maximum Tax Efficiency
- New TFSA Contribution Limit for 2015
- In 2013 the TFSA Contribution Limit Increases to $5500
- TFSA vs RRSP – Clawbacks & Income Tax on Seniors
- Proposed TFSA Changes
- Tax-Free Savings Account (TFSA) – How should we use it?
- Top 4 Tax Free Savings Account Strategies
- TFSA Contribution Room
- Upcoming Tax Free Savings Accounts (TFSA)
- TFSA vs. RRSP – Best Retirement Vehicle?