Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Most Recent Articles

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The Biggest Risk of Early Retirement (FIRE) – Sequence of Returns!

By FT June 14, 2025

The dream of Financial Independence, Retire Early (FIRE) is everywhere these days (it wasn’t so common when I started my journey almost two decades ago).…

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Best Canadian Robo Advisors 2025

By FT June 11, 2025

As we look ahead to the warmer days of summer, Canada’s best robo advisors are already heating things up with some excellent offers for hands-off…

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Best Canadian Finance Podcasts

By Kyle Prevost June 7, 2025

The best personal finance podcasts in Canada don’t insult your intelligence or try to sell you something. They aren’t created by self-appointed “fin-fluencers” trying to…

best brokers canada

Best Canadian Online Brokers – May 2025

By Kyle Prevost June 4, 2025

As we look ahead to summer and the second half of 2025, it’s time for an updated look at the Best Online Brokerages in Canada.…

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Questrade Review 2025

By FT June 3, 2025

Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through…

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Qtrade Review 2025 – Canada’s Best Broker

By Kyle Prevost June 3, 2025

Current Qtrade New Customer Promotion Qtrade currently has the best cash-back offer on the market in an effort to get you to try their platform. …

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew