Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Investing in Canadian Retail Stocks

By Dale Roberts May 9, 2021

It is not secret that the Canadian stock market is not very well diversified by sector. Canada is largely financial, energy and materials,…

saving,frugal living

Questrade vs Wealthsimple (2021 Update)

By Kyle Prevost May 6, 2021

The Ultimate Showdown: Questrade & Questwealth [Robos] vs Wealthsimple Invest & Wealthsimple Trade [Brokerages] Up until two years ago, investors looking to cut their investment…

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EQ Bank Review 2021 – Still Canada’s Best Online Savings Account?

By Kornel May 4, 2021

EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1.25%* People who want the highest…

Top Travel Free Credit Cards

The Best Travel Credit Cards in Canada

By Meg Goodmanson May 1, 2021

Million Dollar Journey has been reviewing, comparing, and rating Canada’s best travel credit cards since 2006. With the majority of international travel plans…

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RBC InvestEase Review

By Jordan April 28, 2021

Are you curious about robo advisors but still want the comfort and security of one of Canada’s big banks? Then consider RBC’s robo…

Best Canadian Dividend Etfs

The Best Canadian Dividend ETFs (2021 Update)

By FT April 25, 2021

This post was originally written in 2015 but I have updated it in April of 2021 due to recent questions about the top…

Canadian dividend growth stocks

Best Canadian Dividend Growth Stocks – 2021 Updated!

By FT April 19, 2021

As we update our list of the Best Canadian Dividend Stocks for 2021, we continue to focus on four key areas: Dividend Yield,…

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Willful Review 2021

By Jordan April 19, 2021

You might think a will is something that rich people do in movies to pass on their “assets” (hockey card collections?) to their…

Canadian Discount Brokers

Canadian Online Discount Stock Brokerage Comparison 2021

By FT April 16, 2021

I’ve been using and reviewing Canadian online discount brokerages for over fifteen years now.  (Yes, my very first look at Canada’s online broker…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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Million Dollar Journey Chef's Recommended

Dividend Investing - General Finance - Investing

Investing in Canadian Retail Stocks

Dale Roberts - May 9, 2021
Investing - Robo Advisor

Questrade vs Wealthsimple (2021 Update)

Banking - General Finance - Index Investing - Investing - Product Reviews - Retirement

EQ Bank Review 2021 – Still Canada’s Best Online Savings Account?

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2021.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew