Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Scotia iTRADE Review 2023

By FT September 27, 2023

What is Scotia iTRADE? Scotia iTRADE launched in 2008, after Scotiabank acquired E*Trade Canada and immediately rebranded it. This purchase was a smart…

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4 Steps for a Worry Free Retirement Course Review by Frugal Trader

By FT September 23, 2023

It’s not every day that one of your co-writers pens the first online course for retirement in Canada. Naturally, it only felt right…

best canadian dividend stocks

Best Canadian Dividend Stocks – September 2023

By FT September 21, 2023

As we update our list of the Best Canadian Dividend Stocks for September 2023, we continue to focus on four key areas: As…

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TD Direct Investing Review 2023

By FT September 21, 2023

The TD Direct Investing online discount brokerage is amongst the most popular of Canada’s online discount brokerages. TD has consistently been on the…

money transfers in canada

Cheapest International Money Transfer in Canada: Top 3 Services

By Kyle Prevost September 19, 2023

The cost of transferring money internationally to a bank account abroad – or just exchanging one currency for another – is likely higher…

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4 Steps to a Worry-Free Retirement in Canada

By Kyle Prevost September 17, 2023

I’ve been writing about personal finance in Canada for 15 years now. This week I launched the project that was by far the…

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Wealthsimple Tax Review (Formerly SimpleTax)

By Dale Roberts September 16, 2023

What is Wealthsimple Tax? If you enjoy doing taxes, you are likely an accountant, or you are one of a very select group…

Smith Manoeuvre

Ultimate Smith Manoeuvre Guide For Canadians

By FT September 14, 2023

When I started writing about the Smith Manoeuvre as a way to turn your mortgage into a tax deductible loan 16 years ago,…

Top Canadian High Interest Savings Accounts

Best Canadian High Interest Savings Accounts – August 2023

By FT September 12, 2023

The best high interest savings accounts for 2023 combine a mix of high interest rates with elite usability and a wide variety of…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


Million Dollar Journey Chef's Recommended

Investing - Product Reviews

Scotia iTRADE Review 2023

FT - September 27, 2023
General Finance - Retirement

4 Steps for a Worry Free Retirement Course Review by Frugal Trader

Dividend Investing - Investing

Best Canadian Dividend Stocks – September 2023

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2023.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew