Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Most Recent Articles

Best International Stocks for Canadians: Should You Invest Outside Canada?

By FT May 1, 2026

With USMCA negotiations about to begin, and the Canadian housing market having a pretty rough go, we’re getting a lot of emails and questions about…

Best Canadian Dividend Stocks – May 2026

By FT April 30, 2026

As we leave RRSP season in the rearview mirror, our May 2026 Best Dividend Stocks list needed an update. Given the chaos that the Trump…

Best Canadian Online Brokers – May 2026

By Kyle Prevost April 30, 2026

As we finish our spring cleaning and look ahead to summer, Canada’s best online brokers are doing their best to welcome you with open arms…

Qtrade Review 2026 – Canada’s Best Broker

By Kyle Prevost April 30, 2026

Current Qtrade New Customer Promotion Brokerage promos are only worth paying attention to these days if they actually put meaningful cash in your account. “Free…

EQ Bank Review 2026

By Kyle Prevost April 29, 2026

EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your…

Justwealth Review 2026

By Kyle Prevost April 28, 2026

Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada.…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2026.

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew