Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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countries to retire abroad

The Best Countries for Canadians to Retire Abroad

By Kyle Prevost May 11, 2024

A few years ago I never would have considered writing an article about the best countries for a Canadian to retire abroad.   Why would anyone…

best yield stocks canada

Best High Yield Canadian Stocks 2024

By FT May 4, 2024

Many people love investing in dividend stocks for their predictable income stream. One of our most popular articles is our best Canadian dividend stocks list.…

gic rates canada

Best GIC Rates in Canada 2024

By Kyle Prevost May 4, 2024

The best GIC rates in Canada might be at a peak for the foreseeable future. With the Bank of Canada talking about possibly lowering rates later…

wealth management companies

Wealth Management Companies in Canada 2024

By Kyle Prevost May 2, 2024

My article on the best financial advisors in Canada appears to have triggered a bit of a backlash from Canada’s wealth management companies.   If you’re…

investment growth graph

Best Low Risk Investments in Canada Right Now (May 2024)

By FT May 1, 2024

Most Canadians never stop to consider when low risk investments are the most appropriate use of savings versus when higher-risk long-term investments are the better…

canadian stock trading app

Best Stock Trading Apps in Canada

By FT April 29, 2024

The best stock trading apps in Canada have really improved since I started Million Dollar Journey seventeen years ago. New fintech companies have really pushed…

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Best Swap ETFs in Canada: Horizons Total Return Funds

By Kyle Prevost April 27, 2024

In writing about corporate and expat investing over the past couple of years, I’ve come to realize just what an advantage using Canadian swap-based ETFs…

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Qtrade Review 2024 – Canada’s Best Broker

By Kyle Prevost April 27, 2024

What Is Qtrade Direct Investing? Is it Legit? Qtrade Direct Investing is part of Aviso Wealth, a national financial services company owned by the Credit…

best canadian dividend stocks

Best Canadian Dividend Stocks – May 2024

By FT April 25, 2024

As we look forward to a new year, it’s time to update our list of Best Canadian Dividend Stocks for May 2024. Click here to…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew