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Most Recent Articles
Scotia iTRADE Review 2023
What is Scotia iTRADE? Scotia iTRADE launched in 2008, after Scotiabank acquired E*Trade Canada and immediately rebranded it. This purchase was a smart…
4 Steps for a Worry Free Retirement Course Review by Frugal Trader
It’s not every day that one of your co-writers pens the first online course for retirement in Canada. Naturally, it only felt right…
Best Canadian Dividend Stocks – September 2023
As we update our list of the Best Canadian Dividend Stocks for September 2023, we continue to focus on four key areas: As…
TD Direct Investing Review 2023
The TD Direct Investing online discount brokerage is amongst the most popular of Canada’s online discount brokerages. TD has consistently been on the…
Cheapest International Money Transfer in Canada: Top 3 Services
The cost of transferring money internationally to a bank account abroad – or just exchanging one currency for another – is likely higher…
4 Steps to a Worry-Free Retirement in Canada
I’ve been writing about personal finance in Canada for 15 years now. This week I launched the project that was by far the…
Wealthsimple Tax Review (Formerly SimpleTax)
What is Wealthsimple Tax? If you enjoy doing taxes, you are likely an accountant, or you are one of a very select group…
Ultimate Smith Manoeuvre Guide For Canadians
When I started writing about the Smith Manoeuvre as a way to turn your mortgage into a tax deductible loan 16 years ago,…
Best Canadian High Interest Savings Accounts – August 2023
The best high interest savings accounts for 2023 combine a mix of high interest rates with elite usability and a wide variety of…
About Us
Thanks for Stopping By...
If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.
Million Dollar Journey Chef's Recommended
"I've completed my million dollar journey...
Want some help with yours?”
Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.
Highest Rated Product Reviews
Questrade Review 2023
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review 2023
What is Wealthsimple? Wealthsimple was founded in 2014 by Michael Catchen, Brett…
EQ Bank Review 2023
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Qtrade Review 2023 – Canada’s Best Broker
What Is Qtrade Direct Investing? Is it Legit? Qtrade Direct Investing is…
CI Direct Investing Review 2023 (Formerly WealthBar)
What is CI Direct Investing and Is It a Robo Advisor? CI…
Dividend Stocks Rock Review 2023
Investing on your own is not an easy task. From mutual funds…
BMO Investorline Review 2023
Is BMO Investorline Safe and Trusted? In a word, YES. As one…
Neo Financial Mastercard Review 2023
The new Neo Financial Mastercard or “Neo CardTM” is the next big…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2023.
- sam on Cheapest International Money Transfer in Canada: Top 3 Services: “Check transferwise rate which came out much better than Remitly and OFX not sure why you didn’t cover them.” Sep 19, 23:21
- Ultimate Smith Manoeuvre Guide For Canadians: “The extra step is just for record-keeping purposes Mike. Makes it easier to distinguish for an accounting trail.” Sep 19, 20:18on
- on
- 4 Steps to a Worry-Free Retirement in Canada: “Nice one Congrats on releasing thise course, any early bird or early sign up discounts?” Sep 18, 22:50on
- Cheapest International Money Transfer in Canada: Top 3 Services: “Interesting article. I compared the exchange rates from the 3 companies recommended here and they are all more expensive than…” Sep 17, 23:23on
Final notes for your journey
We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew