Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

As Featured On

best credit cards canada

Best Credit Cards in Canada 2021

By Meg Goodmanson September 26, 2021

What’s the best credit card in Canada? With so many cards on the market, it can be difficult to pick a single Visa…

Eqbank Logo

EQ Bank Review 2021 – Still Canada’s Best Online Savings Account?

By Kornel September 24, 2021

EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1.25%* People who want the highest…

investment growth graph

Best Low Risk Investments in Canada Right Now

By Yang September 19, 2021

In a perfect world, we’d all find the best low risk investment opportunities, and then watch our investments grow and grow unabated without…

Robinhood Logo2

Is Robinhood Available in Canada?

By Jordan September 16, 2021

Is Robinhood Available in Canada?   The short answer is: No, not at this time. If you have been doing some research into low…

balance transfer credit cards

The Best Balance Transfer Credit Cards in Canada

By Meg Goodmanson September 14, 2021

Carrying a credit card balance will cost you money and can negatively impact your credit rating if you’re not careful – which is…

chart 19

Financial Freedom Update Sept 2021 – Market Highs Edition

By FT September 11, 2021

Welcome to the Million Dollar Journey September 2021 Financial Freedom Update – Market Highs Edition! If you would like to follow my whole financial journey,…

scotiabank scene visa2

Scotiabank SCENE Visa Review

By Meg Goodmanson September 8, 2021

The Scotiabank SCENE Visa card is part of Cineplex’s beloved SCENE loyalty program, which rewards moviegoers for purchasing tickets and concessions. Our Scotiabank…

Bmo Investorline Logo

BMO Investorline Review – Self-Directed Trading Fees, Safety, and Online Platform (September 2021 Update – Free ETFs)

By FT September 7, 2021

Is BMO Investorline Safe and Trusted? As one of Canada’s oldest and most trusted companies (founded in 1817) the Bank of Montreal –…

wide moat stocks tsx comparison graph

Investing In Canadian Wide Moat Stocks For 2021

By Dale Roberts September 5, 2021

I am a cautious investor given that I am in the semi-retirement stage. While I would acknowledge that growth is important for a…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

home-about-image

Million Dollar Journey Chef's Recommended

Credit Cards - General Finance - Product Reviews

Best Credit Cards in Canada 2021

Meg Goodmanson - September 26, 2021
Banking - General Finance - Index Investing - Investing - Product Reviews - Retirement

EQ Bank Review 2021 – Still Canada’s Best Online Savings Account?

Dividend Investing - General Finance - Index Investing - Investing

Best Low Risk Investments in Canada Right Now

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

Can I Retire Yet single laptop (1)

Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2021.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew