Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Qtrade Promo Code 2021

By Jordan August 3, 2021

Since they currently occupy the top spot in our Canadian Discount Brokerage rankings, the new Qtrade Promo Code for 2021 represents a fantastic…

mortgage rates

Why Mortgage Rates Are Higher On Investment Properties

By August 1, 2021

If you’re looking to get into the investment property market these days, you might be a little put off when you start hunting…

Investing In Canadian Bank Stocks

Investing in Canadian Bank Stocks – Juicy Dividends Ripe for the Picking (July 2021 Edition)

By Dale Roberts July 28, 2021

Investing in Canadian bank stocks, as well as Canadian insurance companies, has always served Canadians well. Canadian banks in particular enjoy a very…

cibc aeroplan visa

CIBC Aeroplan Visa Review

By Meg Goodmanson July 27, 2021

Want to start collecting Aeroplan Points while avoiding a hefty annual fee? Not to worry—there’s one Aeroplan Visa card that’s absolutely free! Our…

Canadian dividend growth stocks

Best Canadian Dividend Growth Stocks – July 2021 Updated!

By FT July 26, 2021

As we update our list of the Best Canadian Dividend Stocks for 2021, we continue to focus on four key areas: Dividend Yield,…

Canadian Discount Brokers

Canadian Online Discount Stock Brokerage Comparison (July 2021 Update)

By FT July 26, 2021

I’ve been using and reviewing Canadian online discount brokerages for over fifteen years now.  (Yes, my very first look at Canada’s online broker…

enrich academy logo

Enriched Academy Review

By Guest Blogger July 25, 2021

Editor’s Note: When the Enriched team approached us about completing an Enriched Academy Financial Coaching Review, we thought it looked pretty cool –…

bmo air miles world elite mastercard

BMO CashBack World Elite Mastercard Review

By Meg Goodmanson July 20, 2021

We love a card that pays us to use it – especially when it gives us bonus earnings for categories like groceries, gas,…

Resp Portfolio Update Feb 2016

Financial Freedom Update (Q3) 2021 – Sequence of Returns Risk Edition

By FT July 17, 2021

Welcome to the Million Dollar Journey 2021 (Q3) Financial Freedom Update – the third update of the year!  If you would like to…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


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Qtrade Promo Code 2021

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Investing in Canadian Bank Stocks – Juicy Dividends Ripe for the Picking (July 2021 Edition)

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2021.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew