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Most Recent Articles
Withdrawing From RRSP and TFSA For Retired Canadians in 2022
After writing a deep dive article on whether the 4% safe withdrawal rate still works for retirement at various ages, I received a…
Tax Efficient Index ETF Portfolio for Non-Registered Account
There may come a point during the year that you max out your registered Canadian investment accounts, or if you are living abroad,…
EQ Bank Review 2022 – Best Rates in Canada
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 2.50%* People who want the highest…
Safe Retirement Withdrawal Rate Strategies in Canada
So you have been reading MDJ for years, have used your Canadian online broker account to DIY-invest your way to a solid nest…
Neo Financial Mastercard Review
The new Neo Financial Mastercard or “Neo CardTM” is the next big thing in Canadian credit cards. We’ve seen tech companies disrupt everything…
Best Canadian Online Brokers & Trading Platforms
As we head into fall, it’s time for the October update to our 2022 Best Canadian Online Brokerage Comparison. When I started MDJ…
Ultimate Smith Manoeuvre Guide For Canadians
I’ve been writing about how to start the Smith Manoeuvre and transform your mortgage in a tax deductible loan since 2007. In fact,…
Retiring With a Mortgage or Other Debt in Canada
How much debt is OK in retirement? Do I need to get out of debt before I retire? What percentage of Canadians retire…
Qtrade Promo Code 2022-2023
Not only do they currently occupy the top spot in our Canadian Discount Brokerage rankings, the new Qtrade Promo Code for the 2022…
About Us
Thanks for Stopping By...
If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.
Million Dollar Journey Chef's Recommended
EQ Bank Review 2022 – Best Rates in Canada
"I've completed my million dollar journey...
Want some help with yours?”
Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.
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Highest Rated Product Reviews
Questrade Review 2022 [$50 Promo Offer Code]
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review (2022 Update)
* A Wealthsimple Promo Offer Coupon for You Wealthsimple has provided me…
EQ Bank Review 2022 – Best Rates in Canada
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Qtrade Review For October 2022 – Canada’s Best Broker
What Is Qtrade Direct Investing? Is it Legit? Qtrade Direct Investing is…
CI Direct Investing Review 2022 (Formerly WealthBar) – The Robo Advisor for Canadian Expats
With CI Financial recently purchasing WealthBar and rebranding to CI Direct Investing,…
Dividend Stocks Rock Review 2022
Investing on your own is not an easy task. From mutual funds…
BMO Investorline Review (November 2022 Update)
Is BMO Investorline Safe and Trusted? In a word, YES. As one…
Neo Financial Mastercard Review
The new Neo Financial Mastercard or “Neo CardTM” is the next big…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2022.
- Sandrine on Questrade Review 2022 [$50 Promo Offer Code]: “Never Again-Worst Customer Service I’ve ever experienced I’ve had a horrible experience with Questrade transfers. In particular, an RSP transfer…” Nov 15, 20:32
- on Best Finance and Investing Books: “Thanks for the advice, Mike. I’ll look for that book. I have no experience in real estate investment, and only…” Nov 13, 10:59
- on CIBC Investor’s Edge Broker Review 2022: “Absolute worst. The service is from the stone ages, and if you need to call in (you will need to,…” Nov 7, 11:20
- on Official Passive Income Rules for Canadian Small Business: “Hi just wondering what if i wanted to start a business for my current personal passive investment income thats less…” Nov 6, 12:57
- on Brim Financial Mastercard Review: “Brim is responsive to fraud on my card. They ordered a new card for me but the website address sent…” Nov 6, 10:07
Final notes for your journey
We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew
