Helping Canadians with Personal Finance Since 2006

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Most Recent Articles

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Buying Fractional Shares in Canada

By FT May 16, 2025

Buying fractional shares is an excellent way to get exposure to Canadian All-Stars like Constellation Software without having to toss down more than $4,000 just…

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VGRO ETF 2025 Review

By Lindsey May 14, 2025

If you’re looking for a simple way to diversify your portfolio, ETFs are a great place to start. New to ETF investing? Check out our…

mutual funds canada

The Best Mutual Funds in Canada (and why you should avoid them)

By Kyle Prevost May 9, 2025

Despite the fact that they’re a pretty bad way to invest money, I still get a ton of questions about where to go to find…

zgro etf review

ZGRO ETF Review

By Lindsey May 8, 2025

All-in-One ETFs offer investors a simple and cost-effective way to buy stocks from thousands of companies through a single investment. Since their debut in Canada,…

gic rates canada

Best GIC Rates in Canada – May 2025

By Kyle Prevost May 5, 2025

With the Bank of Canada hinting at possible rate cuts in 2025 – and with Trump’s tariffs lurking on the horizon – it’s looking more…

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Passiv Review 2025 – Portfolio Management Tool

By FT May 2, 2025

If you’re a Canadian DIY investor who prefers index ETFs – but prefers living life to dealing with rebalancing math and spreadsheets – then you…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

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Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew