Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

As Featured On

canadian energy dividends

Canada’s Best Energy Dividend Stocks 2022

By Dale Roberts May 21, 2022

In August of 2020 we asked if Canada’s energy dividends were in trouble? Of course that was before energy prices and energy stocks…

day trading platform

Best Day Trading Platform In Canada 2022

By FT May 19, 2022

When it comes to Canadian online brokers or trading platforms for active Canadian day traders it’s important to look at the “elite tier…

Moka Logo

Moka App Review (Formerly Mylo) 202

By Kornel May 18, 2022

What Is The Moka App? Are you looking for an easy way to save money or build an emergency fund? If you have…

stock market crash

What To Do When the Stock Market Crashes

By Kyle Prevost May 15, 2022

We’re getting a lot of semi-predictable questions via email and article comments that ask some version of: “Is the stock market crashing and…

credit karma logo

Credit Karma Canada Review

By Meg May 12, 2022

What Is Credit Karma? When a company offers free credit score reporting, people are understandably wary. Is it legit? Is it safe? Why…

how to build index portfolio

Top 6 Indexing Options for Your Portfolio

By FT May 10, 2022

If you’ve started your research on investing, but still aren’t quite sure how or where to get started, you are not alone. Plenty…

qtrade vs wealthsimple comparison

Qtrade vs Wealthsimple: Battle for Canadian Investment Accounts

By Jordan May 10, 2022

If you’ve been searching for the best rated discount brokerages in Canada, it’s likely that the Wealthsimple vs. Qtrade debate has popped up…

best finance books

Best Finance and Investing Books

By Meg May 7, 2022

Whenever readers ask me for finance book recommendations, my mental response is always “how much time do you have?” A list of the…

build dividend portfolio

How to Build a Dividend Growth Portfolio

By FT May 3, 2022

If you’ve been following MDJ for a while, you will come to learn that I’m a fan of two investing strategies, index investing…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


Million Dollar Journey Chef's Recommended

Dividend Investing - General Finance - Investing

Canada’s Best Energy Dividend Stocks 2022

Dale Roberts - May 21, 2022
General Finance - Investing

Best Day Trading Platform In Canada 2022

Investing - Product Reviews

Moka App Review (Formerly Mylo) 202

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

Can I Retire Yet single laptop (1)

Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2022.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew