Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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best canadian dividend stocks

Best Canadian Dividend Stocks – June 2023

By FT June 6, 2023

As we update our list of the Best Canadian Dividend Stocks for June 2023, we continue to focus on four key areas: With…

best low interest credit cards

Best Low Interest Credit Cards in Canada

By Meg June 6, 2023

We all know that it is best not to keep a balance on a credit card, and in a perfect world, we wouldn’t.…

fixed income investing

Bond ETFs vs GICs vs High Interest Savings Accounts

By FT June 4, 2023

For income-oriented Canadian investors the choice between a Bond (or Bond ETF), a GIC, or a high interest savings account has become more…

td bank logo large

Is TD Bank Stock a Good Buy in 2023?

By FT June 3, 2023

If you’re considering buying Toronto Dominion (TD) Bank stock in 2023, then you need to be aware of the bank’s individual performance, its…

ynab logo

You Need a Budget (YNAB) Canada Review

By Meg June 2, 2023

What is YNAB? YNAB is more than a simple budgeting app. The idea for YNAB all started in 2003 when founder Jesse Mecham…

wealthsimple vs justwealth comparison

Wealthsimple vs. Justwealth in 2023

By Meg May 30, 2023

 Wealthsimple and Justwealth are two of the top robo-advisors in Canada, each offering well-crafted products without the high fees of a mutual fund. …

amex gold card

Amex Gold Rewards Card Review 2023

By Meg May 29, 2023

There are only a few charge cards available to the Canadian market, and all of them are offered by American Express, so our…

Canadian Vs Us Stock Market Graph

Canadian Stock Market vs U.S. Stock Market in 2023

By FT May 28, 2023

We Canadians might like to argue with our U.S. neighbours about who makes better beer or who plays better hockey but when it…

usd bank accounts

Best USD Bank Accounts in Canada

By Meg May 25, 2023

If you’ve ever bought something from the US and had it shipped to Canada, you’ll understand why a USD bank account could make…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


Million Dollar Journey Chef's Recommended

Dividend Investing - Investing

Best Canadian Dividend Stocks – June 2023

FT - June 6, 2023
Credit Cards - General Finance

Best Low Interest Credit Cards in Canada

Banking - General Finance - Index Investing - Investing - Retirement

Bond ETFs vs GICs vs High Interest Savings Accounts

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2023.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew