As Featured On
Toronto Star
Forbes
CBC
The Globe and Mail
Global
The Financial Post
Most Recent Articles
Ultimate Smith Manoeuvre Guide Canada
We’ve been writing about the Smith Manoeuvre and turning your mortgage into a tax deductible loan for well over a decade. Since I…
Investing in Commodities in Canada
So you’re ready to make the leap from a passive all-in-one ETF and speculate a bit by looking into investing in Canadian commodities?…
Nest Wealth Review 2021
Nest Wealth is a digital finance company that was founded in 2014 with the goal of providing “digital wealth solutions for everyone.” In…
BMO SmartFolio Review 2021
I’m a huge fan of robo advisors, and BMO’s robo advisor: SmartFolio is no exception to that. If you’re not familiar with robo…
Wealthsimple Review (2021 Update)
* A Wealthsimple Promo Offer Coupon for You Wealthsimple has provided me with a promotion code for our readers – providing a $50…
When to Buy Dividend Stocks
I wrote my original thoughts on when to buy dividend stocks roughly a decade ago – and with my best dividend stocks in…
How to Become a Millionaire in Canada
If you’re reading this website you’re probably interested in a Canadian perspective on how to become a millionaire. Most people like to imagine…
HSBC InvestDirect Review (October 2021 Update)
HSBC (The Hongkong and Shanghai Banking Corporation) dates back to 1865. Today, it’s a multinational conglomerate and the 7th largest bank in the…
Amex Cobalt Review
The American Express Cobalt card has topped “best of” lists on a range of financial sites. Our Amex Cobalt review shows you why…
About Us
Thanks for Stopping By...
If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.
Million Dollar Journey Chef's Recommended
"I've completed my million dollar journey...
Want some help with yours?”
Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.
Thanks for subscribing! Please check your email for further instructions.
Highest Rated Product Reviews
Questrade Review 2021 [$50 Promo Offer Code]
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review (2021 Update)
* A Wealthsimple Promo Offer Coupon for You Wealthsimple has provided me…
EQ Bank Review 2021 – Best Rates in Canada
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Qtrade Review 2021 – Canada’s Best Broker
What Is Qtrade Direct Investing? Is it Legit? Qtrade Direct Investing is…
CI Direct Investing Review 2021 (Formerly WealthBar) – The Robo Advisor for Canadian Expats
With CI Financial recently purchasing WealthBar and rebranding to CI Direct Investing,…
Dividend Stocks Rock Review – June 2021 Update
Investing on your own is not an easy task. From mutual funds…
BMO Investorline Review (2021 Update – Free ETFs!)
Is BMO Investorline Safe and Trusted? As one of Canada’s oldest and…
National Bank Direct Brokerage Review
National Bank Direct Brokerage has made a lot of changes in the…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2021.
- AnotherLoonie on When to Buy Dividend Stocks: “I wonder about the tradeoffs of buying individual dividend stocks vs. something like XDIV for Canada and XDG for international.…” Oct 19, 22:42
- on Teaching, Saving, and Investing – 5 Takeaways On Our 1-Year Expat-aversary: “Hi Kyle! We (my husband and I) made the leap as Expat teachers here in Doha this year! It is…” Oct 16, 02:46
- on Best Credit Cards in Canada 2021: “The Koho Premium recommendation could be improved by noting that there needs to be a $350 spend per month on…” Oct 15, 06:04
- on Buying a House in Canada – Why I Can’t Wait To NOT Be a Homeowner: “Because of low interest leverage and appreciation in high appreciation markets. If you buy a 1.1 million dollar house you…” Oct 13, 12:44
- on Buying a House in Canada – Why I Can’t Wait To NOT Be a Homeowner: “Just a note that home ownership doesn’t have to work like this, and hasn’t for us. We live in Victoria…” Oct 13, 12:41
Final notes for your journey
We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew
