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Most Recent Articles
Canada’s Best Energy Dividend Stocks 2022
In August of 2020 we asked if Canada’s energy dividends were in trouble? Of course that was before energy prices and energy stocks…
Best Day Trading Platform In Canada 2022
When it comes to Canadian online brokers or trading platforms for active Canadian day traders it’s important to look at the “elite tier…
Moka App Review (Formerly Mylo) 202
What Is The Moka App? Are you looking for an easy way to save money or build an emergency fund? If you have…
What To Do When the Stock Market Crashes
We’re getting a lot of semi-predictable questions via email and article comments that ask some version of: “Is the stock market crashing and…
Credit Karma Canada Review
What Is Credit Karma? When a company offers free credit score reporting, people are understandably wary. Is it legit? Is it safe? Why…
Top 6 Indexing Options for Your Portfolio
If you’ve started your research on investing, but still aren’t quite sure how or where to get started, you are not alone. Plenty…
Qtrade vs Wealthsimple: Battle for Canadian Investment Accounts
If you’ve been searching for the best rated discount brokerages in Canada, it’s likely that the Wealthsimple vs. Qtrade debate has popped up…
Best Finance and Investing Books
Whenever readers ask me for finance book recommendations, my mental response is always “how much time do you have?” A list of the…
How to Build a Dividend Growth Portfolio
If you’ve been following MDJ for a while, you will come to learn that I’m a fan of two investing strategies, index investing…
About Us
Thanks for Stopping By...
If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.
Million Dollar Journey Chef's Recommended
"I've completed my million dollar journey...
Want some help with yours?”
Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.
Highest Rated Product Reviews
Questrade Review 2022 [$50 Promo Offer Code]
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review (2022 Update)
* A Wealthsimple Promo Offer Coupon for You Wealthsimple has provided me…
EQ Bank Review 2022 – Best Rates in Canada
EQ Bank’s 2022 Promotion For a limited time, EQ Bank is offering…
Qtrade Review 2022 – Canada’s Best Broker
What Is Qtrade Direct Investing? Is it Legit? Qtrade Direct Investing is…
CI Direct Investing Review 2022 (Formerly WealthBar) – The Robo Advisor for Canadian Expats
With CI Financial recently purchasing WealthBar and rebranding to CI Direct Investing,…
Dividend Stocks Rock Review 2022
Investing on your own is not an easy task. From mutual funds…
BMO Investorline Review (2022 Update + Exclusive Promo)
Is BMO Investorline Safe and Trusted? As one of Canada’s oldest and…
Neo Financial Credit Card Review
The new Neo Financial Mastercard or “Neo Card” is the next big…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2022.
- Kyle Prevost on Safe Withdrawal Rates in Canada (For Any Retirement Age): “Cristian – it does say in the article that the 4% is inflation-adjusted. You need to adjust the amount you’d…” May 19, 04:18
- FHSA: Canada’s Tax-Free First Home Savings Account: “This thought had occured to me as well Mike. I’m waiting for the final draft of the FHSA rules before…” May 19, 04:16on
- Understanding Early Retirement with Defined Benefit Pensions: “To me a reduction is a penality CJ – maybe ask them what the difference is?” May 19, 04:14on
- on
- Ultimate Smith Manoeuvre Guide Canada: “Hello. Couple of questions. 1) Aren’t trading costs eating up into returns? Unless it’s mutual funds at a bank trading…” May 17, 20:19on
Final notes for your journey
We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew