Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Tfsa Vs Rrsp2

TFSA vs RRSP- Canada’s Registered Account Faceoff

By Marc January 23, 2021

The eternal questions I get every year, especially around tax season, are: “Should I max out / invest in my RRSP or TFSA?” …

Big Banks Mutual Funds

The Best Online Banks in Canada 2021

By Hannah January 17, 2021

Given the new importance of doing things online in 2020, we felt that we needed to refresh our best online banks in Canada…

Blue Chip Stocks

Blue Chip Stocks in Canada for 2021: Why These 8 Stocks are a Staple in my Canadian Dividend Portfolio

By FT January 9, 2021

One of the main investment strategies that I have used on my way to financial freedom is dividend investing.  In this strategy, I…

Questrade Vs Qtrade

Questrade vs Qtrade in 2021 ($2,000 Promo Code Included)

By FT January 2, 2021

After ranking Qtrade ahead of Questrade in our updated best Canadian discount brokers for 2021 article, we had a number of readers ask…

Qtrade Trading App

Best Stock Trading Apps in Canada for 2021

By Hannah December 30, 2020

With the increase in popularity of DIY online stock trading comes a lot of discussion over the best Canadian stock trading apps. Traders…

Canadian Discount Brokers

Canadian Online Discount Stock Brokerage Comparison 2021

By FT December 26, 2020

As we enter into a new decade of dividend and index investing, I thought it was time for an update to our Canadian…

Chequing Account

Best Canadian Chequing Bank Account for 2021

By FT December 22, 2020

There are basically two ways of looking at which chequing account should win the title of Canada’s best chequing account in 2021. 1)…

Canadian dividend growth stocks

Best Canadian Dividend Growth Stocks – 2021 Updated!

By FT December 20, 2020

When we decided to update our list of the Best Canadian Dividend Stocks for 2021, we focused on four key areas: We hand-pick…

Seniors Bank Account

Best Bank Account for Seniors in Canada

By Yang December 20, 2020

So, you’ve endured 60 years of ups and downs, booms and busts, triumphs and challenges, now it’s time to kick up your feet,…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


Million Dollar Journey Chef's Recommended

General Finance - Investing - RESP - Retirement - Tax Minimization - tfsa

TFSA vs RRSP- Canada’s Registered Account Faceoff

Marc - January 23, 2021
Banking - General Finance - Retirement - tfsa

The Best Online Banks in Canada 2021

Dividend Investing - General Finance - Investing - Portfolio

Blue Chip Stocks in Canada for 2021: Why These 8 Stocks are a Staple in my Canadian Dividend Portfolio

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

Can I Retire Yet single laptop (1)

Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2021.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew