Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

As Featured On

after hours trading

Pre and Post Market Trading in Canada

By Jordan August 8, 2022

Most Canadian investors are content to buy and sell stocks when the main North American stock markets are open. What that means is that…

vbal etf performance graph

VBAL ETF Review

By Lindsey August 7, 2022

Canadian investors looking for a low-cost, simple and diverse portfolio need look no further than the Top All-in-One ETFs in Canada, otherwise known…

avatrade logo large

AvaTrade Canada Review

By Lindsey August 6, 2022

 What Is AvaTrade? Is it Legit? AvaTrade is known as one of the safest online brokerages for CFD and forex trading. Over 300,000…

Scotia Itrade Logo

Scotia iTrade Online Brokerage Review

By FT August 2, 2022

What is Scotia iTrade? Scotia iTrade launched in 2008, after Scotiabank acquired E*Trade Canada and immediately rebranded it. This purchase was a smart…

zgro etf review

ZGRO ETF Review

By Lindsey July 31, 2022

All-in-One ETFs give investors an easy way to purchase stocks from thousands of companies at a low cost. Since launching in Canada a…

neo financial logo

Neo Financial Credit Card Review

By Kyle Prevost July 29, 2022

The new Neo Financial Mastercard or “Neo Card” is the next big thing in Canadian credit cards. We’ve seen tech companies disrupt everything…

best all in one etfs

Best All-in-One ETFs in Canada 2022

By FT July 26, 2022

In the past few years, the ever so simple passive investment strategy of choosing from a wide range of ETFs that reflects your…

day trading platform

Best Day Trading Platform In Canada 2022

By FT July 24, 2022

When it comes to Canadian online brokers or trading platforms for active Canadian day traders it’s important to look at the “elite tier…

qtrade new logo

Qtrade Review 2022 – Canada’s Best Broker

By Kornel July 22, 2022

What Is Qtrade Direct Investing? Is it Legit? Qtrade Direct Investing is part of Aviso Wealth, a national financial services company owned by…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

home-about-image

Million Dollar Journey Chef's Recommended

General Finance - Investing

Pre and Post Market Trading in Canada

Jordan - August 8, 2022
General Finance - Index Investing - Investing

VBAL ETF Review

General Finance - Investing - Product Reviews

AvaTrade Canada Review

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

Can I Retire Yet single laptop (1)

Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2022.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew