Helping Canadians with Personal Finance Since 2006

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Most Recent Articles

Best Utility Stocks in Canada 2026

By FT April 10, 2026

There’s a reason my pick for Canada’s best utility stock (Fortis) also showed up at #1 on my overall list of the best dividend stocks…

It’s Not Just Canadian Gas Prices – It’s Your Car(s) Ownership Choices

By Kyle Prevost April 3, 2026

Average gas prices in Canada remain high—but they’re often misunderstood. As of now, Canadians are paying roughly $1.73 per litre on average, with significant differences…

Best Canadian Dividend Stocks – April 2026

By FT March 30, 2026

As we leave RRSP season in the rearview mirror, our April 2026 Best Dividend Stocks list needed an update. Given the chaos that the Trump…

Withdrawal Plan For Early Retirement

By FT March 27, 2026

Transitioning from the accumulation stage of my professional career, to withdrawing investments in early retirement was harder than I expected. For those who haven’t been…

Investing In Gold In Canada 2026

By FT March 24, 2026

Given the insanely speculative run we’ve been on in 2026, it probably isn’t a big surprise that our comment board has been full of requests…

Withdrawing From RRSP and TFSA For Retired Canadians in 2026

By Kyle Prevost March 20, 2026

My article on Withdrawing from your RRSP and TFSA as a retired Canadian has grown as I’ve updated it over the years. The most detailed…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2026.

Final notes for your journey

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew