Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Nest Wealth Review 2023

By Meg February 2, 2023

What is Nest Wealth? Nest Wealth is a digital finance company that was founded in 2014 with the goal of providing “digital wealth…

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Top 10 Wealthiest Canadians in 2023

By FT February 1, 2023

It’s been over a decade since we first wrote about the richest Canadians, and we thought it was a good time to update…

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Wealthsimple vs. RBC InvestEase in 2023

By Meg February 1, 2023

Researching the best Canadian robo-advisors can be time-consuming, if not downright overwhelming! Canada has a lot of great options, and it can be…

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Simple Low Cost Diversified Index ETF Portfolios 2023

By FT January 31, 2023

We’ve been writing about low-cost ETFs in Canadian index portfolios since 2008. Below is our 2023 update. ETFs, or exchange-traded funds, first entered…

retriement investing canada

The Best Investments for Canadian Retirees: Stocks vs ETFs vs Robo Advisors

By FT January 28, 2023

It’s important to note right off the bat when discussing the best investments for Canadian retirees, that this is a nuanced topic. Over…

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Tangerine Bank Review 2023

By Kornel January 27, 2023

While our EQ Bank Review details why it is our top pick for Canada’s best online bank and high interest savings account, the…

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Top Blue Chip Stocks in Canada for 2023

By FT January 27, 2023

A blue chip stock refers to stocks of high value companies. Think companies that are household names, have a widely recognized brand and…

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Amex Cobalt Review

By Meg January 26, 2023

The American Express Cobalt card has topped “best of” lists on a range of financial sites. Our Amex Cobalt review shows you why…

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How to Become a Millionaire in Canada

By FT January 25, 2023

Becoming the next Canadian millionaire is something many of us aspire to, and can actually accomplish with the right knowledge and strategy. Contrary…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


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Meg - February 2, 2023
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Top 10 Wealthiest Canadians in 2023

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Wealthsimple vs. RBC InvestEase in 2023

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2023.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew