Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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investing in annuities

Investing in Annuities in Canada – Buying a Pension for Life

By Kyle Prevost January 15, 2022

As a former teacher you might think I’d be the last person who would want to learn more about investing in annuities in…

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Vanguard Canada Index ETFs vs Mutual Funds

By Kyle Prevost January 14, 2022

When Vanguard Canada first approached me about doing an interview in regards to their two new mutual fund products, I have to admit…

balance book review

Book Review – Balance: How to Invest and Spend for Happiness, Health, and Wealth

By Kyle Prevost January 9, 2022

Huh… this guy really gets it – I remember thinking to myself when I  picked up Andrew Hallam’s first book Millionaire Teacher back…

best canadian dividend stocks

Best Canadian Dividend Stocks

By FT January 8, 2022

As we update our list of the Best Canadian Dividend Stocks for January, 2022, we continue to focus on four key areas: Dividend…

studiotax review

StudioTax Review 2022

By Clark January 7, 2022

StudioTax is certified tax preparation software for Canadian personal income tax returns. It is provided by BHOK IT Consulting and is now also…

student bank account canada

Best Student Bank Account in Canada (2022 Promos Included)

By Yang January 6, 2022

You’re rushing to your 8am lecture with a hastily toasted bagel dangling from your teeth. Your half combed mane flaps through the air…

how to track net worth

How To Track Your Net Worth

By FT January 6, 2022

This post was originally published in early 2009, but brought to the forefront as I believe it’s one of the more important strategies…

best time to buy stocks

When to Buy Dividend Stocks

By FT January 6, 2022

I wrote my original thoughts on when to buy dividend stocks roughly a decade ago – and with my best dividend stocks in…

investing in canadian reits

Investing in Canadian REITs

By Dale Roberts January 6, 2022

Investing in Canadian REITs can be an excellent option for anyone looking to diversify their portfolio beyond stocks and bonds. The thing is,…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


Million Dollar Journey Chef's Recommended

Estate Planning - General Finance - Insurance - Retirement

Investing in Annuities in Canada – Buying a Pension for Life

Kyle Prevost - January 15, 2022
General Finance - Index Investing - Interviews - Investing - Robo Advisor

Vanguard Canada Index ETFs vs Mutual Funds

General Finance - Interviews

Book Review – Balance: How to Invest and Spend for Happiness, Health, and Wealth

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2022.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew