Welcome to the Million Dollar Journey.

If you’re new here, you can learn about me, and follow step-by-step along the path I took to become a millionaire by age 35. Over the last 14 years, I’ve written extensively about Canadian dividends and the index investing strategies that I’ve used, in addition to some everyday money-saving tricks. Please check out my FREE eBook: Can I Retire Yet? and join 30,000+ Canadians on your own personal Million Dollar Journey.

I've completed my Million Dollar Journey.
Let me guide you through yours.


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Your Canadian Expat Investing Toolbox: DIY Discount Brokerages and Robo Advisors

By Kyle Prevost | October 24, 2020 |
Canadian Expats Investing Guide

Once you have taken a hard look in the mirror and decided what your target asset allocation should be (with some help if you need it), it’s time to look at just how you should go about actually getting money from your paycheque into an indexed investment. An index fund is a general term that…

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TD Direct Investing Review 2020: Trading Fees, ETFs, and Brokerage Account Options

By Justin Bouchard | October 24, 2020 |
Td Direct Investing Logo

The TD Direct Investing online discount brokerage is amongst the most popular of Canada’s online discount brokerages.  TD has consistently been on the forefront over the last decade as investors have moved from expensive “full service brokers”, to the much cheaper discount broker model that we see today.  As one of Canada’s largest companies and…

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Quick Tip: Questrade Currency Settlement

By Yang | October 18, 2020 |
Questrade Currency

I’ve made a lot of mistakes along my personal finance journey. Let me tell you about one of these mistakes. Rhymes with “nasal” The year is 2010, I was fresh out of university and was embarking on this thing called a career. I needed to figure out what to do with pay cheques showing up…

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RBC Direct Investing Review 2020: Trading Fees, ETFs and Brokerage Account Options

By Justin Bouchard | October 18, 2020 |

The RBC Direct Investing online broker is amongst the most popular of Canada’s online discount brokerages.  As one of Canada’s largest companies and most well-known brands, it should come as no surprise that RBC’s online broker is used by so many.  That said, is RBC Direct Investing your best broker choice?  Read our full review…

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Investing in Canadian Bank Stocks – Juicy Dividends Ripe for the Picking?

By Dale Roberts | October 11, 2020 |

Investing in Canadian bank stocks, as well as Canadian insurance companies, has always been a profitable venture. Canadian banks in particular enjoy a very solid oligopoly and hence face very little competition. Much like the banks, just a few insurance providers dominate the space. Considering the fact both sectors have were hit hard in the…

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Early Retirement (FIRE) on Dividend Income – Dividend Taxes in Canada

By FT | October 4, 2020 |
Mdj Dividend Taxes In Canada

Ever wonder what it would be like to live off passive income? Spending your day doing whatever you want and working on passion projects because of interest rather than putting bread on the table.  What about doing this well before you turn 65? What about financial freedom in your 40’s or even 30’s? I’m here…

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Scotia iTrade Online Brokerage Review 2020: Trading Fees, ETFs, TFSAs, and RRSPs

By FT | October 4, 2020 |
Scotia Itrade

The Scotiabank trading platform has long been one of the most popular amongst Canada’s online discount brokers. With a history of stability in Canada that stretches all the way back to 1832, the Bank of Nova Scotia is often referred to as Canada’s most international bank. Below is our full Scotia iTrade review, including the…

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Dividend Stocks Rock Review 2020

By Kornel | October 4, 2020 |
Dividend Stocks Rock Review

Investing on your own is not an easy task. From mutual funds to individual stocks, there is a wide range of strategies, information services and trading platforms to choose from. It can become overwhelming. I started investing at the age of 16 through mutual funds. Since then, I evolved into a mix of ETFs and…

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