Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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fast short investments canada

Best Short Term Investments in Canada 2024

By FT June 18, 2024

The best short term investments in Canada continue to reward GIC customers, as well as those interested in the new EQ Notice Account. It’s tough…

rrsp vs ipp

RRSP vs IPP for Canadian Business Owners

By Kyle Prevost June 15, 2024

In my recent articles about paying yourself in salary vs dividends from a CCPC, as well as investing within a Canadian corporation, we explored the…

best canadian dividend stocks

Best Canadian Dividend Stocks – June 2024

By FT June 15, 2024

As we look forward to a new year, it’s time to update our list of Best Canadian Dividend Stocks for June 2024. Click here to…

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Motive Financial Review 2024

By Jordan June 15, 2024

What Is Motive Financial? Motive Financial, which is under the Canadian Western Bank, is one of Canada’s best known online banks. They offer chequing, savings,…

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Scotiabank Review: Chequing, Banking & Credit Card Package

By Kyle Prevost June 14, 2024

What is Scotiabank? Scotiabank, officially known as the Bank of Nova Scotia, is one of Canada’s Big Five banks. Established in Halifax in 1832, it…

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Scotia iTRADE Review 2024

By FT June 14, 2024

What is Scotia iTRADE? In 2008, Scotia iTRADE was launched when Scotiabank acquired E*Trade Canada and promptly rebranded it. This purchase was a smart move…

chequing account canada

Best Canadian Chequing Account 2024

By FT June 10, 2024

With more and more options available, choosing the best chequing account in Canada isn’t as easy as you might assume.  When was the last time…

selling a business to retire

Selling a Business to Retire in Canada

By Kyle Prevost June 8, 2024

I’ve been on a real small business/CCPC kick here at MDJ over the last month, and my end goal was always to get to a…

best online banks

Best Online Banks in Canada 2024

By FT June 5, 2024

Online banking is growing every year, with more and more Canadians turning to online banks as their primary financial platform. Consequently, banks are rapidly evolving…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew