Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Blue Chip Stocks

Top Blue Chip Stocks in Canada for 2023

By FT January 27, 2023

A blue chip stock refers to stocks of high value companies. Think companies that are household names, have a widely recognized brand and…

amex cobalt large

Amex Cobalt Review

By Meg January 26, 2023

The American Express Cobalt card has topped “best of” lists on a range of financial sites. Our Amex Cobalt review shows you why…

canadian millionaire money

How to Become a Millionaire in Canada

By FT January 25, 2023

Becoming the next Canadian millionaire is something many of us aspire to, and can actually accomplish with the right knowledge and strategy. Contrary…

wealthsimple crypto

Wealthsimple Crypto Review

By Meg January 25, 2023

What is Wealthsimple Crypto? Wealthsimple Crypto is a crypto trading platform managed through Wealthsimple Trade. It features completely self-directed trading with commission-free buying…

best canadian dividend stocks

Best Canadian Dividend Stocks – January 2023 Update

By FT January 21, 2023

As we update our list of the Best Canadian Dividend Stocks for January 2023, we continue to focus on four key areas: Looking…

best robo advisors canada

Best Canadian Robo Advisors 2023

By FT January 21, 2023

Robo advisors are perfect for Canadians who want to grow their investments but aren’t interested in paying high fees for a financial advisor…

investment growth graph

Best Low Risk Investments in Canada Right Now (2023)

By FT January 20, 2023

Most Canadians don’t understand the difference between when low risk investments make more sense, and when higher risk investments are worth the trade-offs.…

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Is Robinhood Available in Canada?

By Jordan January 20, 2023

Once a breakout star of the online discount brokerage scene, Robinhood’s user-friendly interface and commission-free trades attracted millions of millennials and even Gen…

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Dividend Stocks Rock Review 2023

By FT January 18, 2023

Investing on your own is not an easy task.  From mutual funds to robo advisors and individual stocks, there are a wide range…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.


Million Dollar Journey Chef's Recommended

Dividend Investing - General Finance - Investing - Portfolio

Top Blue Chip Stocks in Canada for 2023

FT - January 27, 2023
Credit Cards - Product Reviews

Amex Cobalt Review

Dividend Investing - General Finance - Index Investing - Investing - Net Worth Updates - Retirement - Saving Strategies

How to Become a Millionaire in Canada

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2023.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew