Helping Canadians with Personal Finance Since 2006

Since I started young, I have built an equity portfolio
that has been growing gradually over the years

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BMO InvestorLine Self-Directed Trading Review: Fees, ETFs, and Brokerage Account Options

By FT November 22, 2020

The BMO InvestorLine 2.0 online trading platform is amongst the most popular of Canada’s online discount brokers, and in our ultimate BMO InvestorLine…

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BMO adviceDirect Review: Investing Advice for a Low Fee

By Kyle Prevost November 22, 2020

The jump from traditional investing using mutual fund + full service advisor model, to all-on-your-own DIY investing using a discount broker can be…

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Canadian Railway Dividends: Putting Your Portfolio On the Right Track

By Dale Roberts November 17, 2020

The Canadian railways are part of an exclusive club in Canada. According to Morningstar Canada there are only five Canadian-wide “moat” stocks.  The…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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Index Investing - Investing - Product Reviews

BMO InvestorLine Self-Directed Trading Review: Fees, ETFs, and Brokerage Account Options

FT - November 22, 2020
Index Investing - Investing - Product Reviews

BMO adviceDirect Review: Investing Advice for a Low Fee

Dividend Investing - Investing

Canadian Railway Dividends: Putting Your Portfolio On the Right Track

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Can I Retire Yet single laptop (1)

Highest Rated Product Reviews 2020

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2020.

Recent Comments

  • Gael on A New Look For MDJ: “Love the new look, but your links to social media (Twitter, FB, etc) down the left side cover the text…Nov 17, 11:04
  • Chrissy @ Eat Sleep Breathe FI on A New Look For MDJ: “Hey FT! I love this fresh, new look. Congrats on the big change—I’m sure it was a ton of work.…Nov 17, 01:01
  • Jack Feder on Tangerine Bank Review 2020: “Warning! Tangerine has a major short-coming. Tangerine alerts will alert you of almost anything, but they DON”T WARN YOU OF…Nov 16, 15:04
  • Kyle Prevost on Questrade vs Wealthsimple: “If you’re going to let a 3- or 5-year annualized return dictate your investing path, I’m not sure you’ve read…Nov 16, 08:23
  • RL Bee on Questrade vs Wealthsimple: “Hello How do their robo-advisor products compare for annualised returns, not just 6 months but 3, 5, years? I mean…Nov 14, 16:04
  • Kyle Prevost on Canadian Legal Wills Review: Canada’s Best Online Will Kit: “We requested the lifetime (because I got it as part of a package). I don’t think it’s a “must have”…Nov 14, 11:19

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew