Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

Get Started
Index Investing

Index Investing
dividend investing icon

Dividend Investing
Banking

Banking
Robo Advisor

Robo Advisor
Retirement

Retirement
Portfolio

Portfolio
Smith Manoeuvre

Smith Manoeuvre
Tax Minimization

Tax Minimization
Reviews

Reviews
Credit Cards

Credit Cards

As Featured On

Most Recent Articles

usd bank accounts

Best USD Bank Accounts in Canada

By FT July 18, 2025

Choosing the best USD bank account in Canada isn’t just about convenience. It can easily save you hundreds of dollars in fees and give you…

Bmo Investorline Logo

BMO adviceDirect Review: Investing Advice for a Low Fee

By Kyle Prevost July 16, 2025

The jump from traditional investing using mutual fund + full service advisor model, to all-on-your-own DIY investing using a discount broker can be a big…

tangerine vs wealthsimple comparison

Wealthsimple vs. Tangerine in 2025

By Meg July 15, 2025

If you’re exploring online banking and investment options in Canada, two names you’ll frequently come across are Wealthsimple Invest and Tangerine Bank. Both are major…

Questrade Vs Qtrade

Questrade vs Qtrade in 2025

By FT July 12, 2025

When I first kicked off Million Dollar Journey back in 2006, Qtrade and Questrade were already elbowing each other for the top spot among Canadian…

best canadian dividend stocks

Best Canadian Dividend Stocks – July 2025

By FT July 8, 2025

The summer’s June and July updates have our 2025 Best Canadian Stocks list looking up from the last time we focused on. While the S&P…

investing in canadian reits

Investing in Canadian REITs in 2025

By Jordan July 5, 2025 Comments Off on Investing in Canadian REITs in 2025

Investing in Canadian Real Estate Investment Trusts (REITs) offers a convenient way to add real estate exposure to your portfolio – without making major lifestyle…

all Articles
qtrade 2025 promo

Best 2025 Broker Promo
Up to $150 Sign Up Bonus!

Open an account with Qtrade and get the best broker promo in Canada: $150 in cash back when you fund a new account.

The offer is time limited - get it by clicking below.

Visit Qtrade & Get up to $150

Must deposit/transfer at least $1,000 in assets within 60 days. Applies to new clients who open a new Qtrade account by October 31, 2025. Qtrade promo 2025: CLICK FOR MORE DETAILS.

About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

More About Us
mdj steps financial freedom

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

Can I Retire Yet single laptop (1)

Highest Rated Product Reviews

View all Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

Get free instant access to our #1 article each week!

GET ACCESS NOW

We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew