Qtrade Promo Code 2025

The recent 2025 Qtrade Promo Offer Code is one of the main reasons we have them at the top of Best Canadian Online Broker rankings.

Every year the DIY brokerages put their best foot forward during the first few months of the year because they know it’s when Canadians pay the most attention to their finances. This is the first year I’ve seen an offer quite this good. (Last’s year’s Qtrade promo was also solid – but this one tops it for the folks with under $250,000 to invest.)

To lock in this cash back promotion, just click the link below, open a new account before March 31st, 2025 – transfer the cash from another brokerage account or your bank account – and then sit back as up to $2,150 gets deposited into your new Qtrade account!

Summary of The 2025 Qtrade Promo Offer for RRSP Season

The reason I’m such a fan of this 2025 RRSP Brokerage Promo is that it stacks five excellent valuable bonuses:

1) You’re going to get at least $150 cash back as a sign up bonus just for opening an account and putting a thousand bucks in. That’s an instant 15% cash back!

2) In addition to that $150 sign up cash back bonus, you can get started with just $5,000 – and Qtrade is going to throw another $250 in your account. That’s an automatic investment return of $400 – or 8% – no matter what the stock market does.

3) You get Unlimited FREE Trades until the end of April – a perfect opportunity to get your initial portfolio set up.

4) If you already have an account with another brokerage, you can move it over to Qtrade to take advantage of these offers. If you have already built up a bit of an investment nest egg, Qtrade will give you up to $2,000 Cash Back in order to move your account(s) over to Qtrade. Plus…

5) Qtrade is going to pay your transfer fee if you come on over! Your old brokerage will probably charge you something like $150 to shift out of there and into Qtrade – but Qtrade will reimburse that amount in addition to all of the cash back I detailed above.

You could easily be looking at $2,500 in bonuses when you take advantage of this offer. It’s also an incredible deal for folks just starting to build their nest eggs as their bonus is disproportionately large!  Here’s a quick summary:

If you earn an income of between $50,000 and $150,000 in Canada, you’re likely paying a marginal tax rate of about 40%. That means, if you open an RRSP account with Qtrade and invest $5,000 you’ll instantly get:

• $2,000 back on your taxes
• $150 sign up bonus
• $250 cash back bonus
• Free trades to make your first RRSP investments over the next few months

That’s $2,500+ worth of reasons to get started ASAP.

By the way, the math is the same if you’re starting up an FHSA account, as an investment within that account would be tax deductible as well!

The 1% cash back for larger accounts is a very good deal as well – it’s tied with the best deal currently out there at any other brokerage for new customers. Just a reminder that any investments that you transfer from another brokerage counts toward this 1% cash back offer.

If you want to see why we think so highly of Qtrade, check out our in-depth Qtrade Review and our Canadian online brokers comparison.

Which New Accounts Qualify for the Qtrade RRSP Promo Offer Code?

The great thing about this Qtrade’s RRSP Season Cash Back Promo is that it isn’t restricted to high net worth folks with a million dollars or more in their portfolios.

All you need to do is open one of the following accounts and put $5,000+ in it.

• RRSP
• TFSA
• Margin (plain non-registered individual or joint account)
• RRIF
• RESP
• Cash Account 
• Spousal RRSP
• U.S. RRSP
• U.S. Spousal RRSP or RRIF
• Individual Cash Account
• FHSA (*new*)

It’s free money – you’re crazy not to take advantage!

Qtrade Promo Offer Frequently Asked Questions

Is This Qtrade RRSP Season Promo Worth It?

The short answer: YES!

Cash back to switch to the best online brokerage is worth it.

Look, if you’ve read our comparison of Canada’s best online brokerages you’ll see why we think you should use this platform – regardless of the current promotion.

That said, getting paid to open a new account is some pretty great icing on an already-tasty cake!

Regardless of if you’re just getting started with investing or if you have been dealing with another brokerage that you’re no longer happy with, there has never been a better time to choose Qtrade.

The cool portfolio analyzer tools and useful investor information services are available to all users – and not just “elite traders” who make 200+ trades every month.  And when you combine the excellent user experience with best-in-class customer service, free ETF trades, and a flawless mobile app – then top it off with some free cash – it simply can’t be matched in the current broker landscape.

If you’re considering ditching your high priced mutual funds or your current subpar broker, you won’t get a better opportunity than this limited time Qtrade promo offer code. The brokerage companies know three things about the January-to-March season for Canadians:

1) Cold weather = more time in front of screens.

2) New year resolutions mean that we want to get some financial stuff checked off the list.

3) “RRSP season” (where you can count back RRSP contributions on to last year’s tax return) means that Canadians pay more attention to their retirement savings now than at any other time.

Those three factors mean that the brokerages are going to do their best to compete for market share during this time – so definitely take advantage of that!

Of course, in addition to this limited time promotional offer, all Qtrade accounts get access to 100+ ETFs that they can buy and sell as many times as they want without any fees at all, and award-winning customer service, as well as our #1-rated desktop & mobile platforms.

Oh – and just because it’s RRSP season doesn’t mean your new account has to be an RRSP. If your more immediate goal is to get into a new home, the Qtrade promo code works perfectly with that as well, as you can use it in your FHSA.

Qtrade is giving you about 2,150 reasons to give them a shot in 2025!