Qtrade Promo Code 2026

The current 2026 Qtrade promo offer code is a major factor when it comes to their continued success as our #1 rated Best Canadian Online Broker. 

It’s that time of the year when Canadian discount brokerages roll out their best offers, knowing this is when people are paying attention to RRSPs, TFSAs, and getting their financial house in order. I’ve been watching these promos for nearly two decades now, and this is the strongest offer I’ve ever seen.

To lock in this cash back promotion, just click the link below, open a new account before March 31st, 2026. If you open a new Qtrade account and fund it with $1,000, Qtrade credits $250 to your account. That’s a 25% risk-free return before you’ve made a single trade. Higher deposit levels (or transfers from your current account) can generate up to $5,000 in cash back!

Summary of The 2026 Qtrade Promo Offer

In 2026, free trading has stopped being a brokerage differentiator. Qtrade, Questrade, and others all offer $0 trades on stocks and ETFs. That’s just the baseline now.

What separates this promotion is the cash back, and how easy it is to qualify without changing how you invest.

The headline number is straightforward: $250 on your first thousand bucks invested. 

No activity requirements. No “make X trades” nonsense. No incentives to churn your account.

If you’re transferring or investing more than that, the bonus scales up through multiple tiers and can reach as much as $5,000 for larger portfolios. Qtrade will also reimburse eligible transfer-out fees from your previous brokerage, so switching doesn’t cost you anything out of pocket.

One of the best parts of this offer is the flexibility. You don’t need to fund one giant account to qualify. Deposits across multiple account types can be combined. That means money added to an RRSP, TFSA, FHSA, or transferred in from another brokerage can all count toward the same bonus threshold.

Already with Qtrade? You’re not excluded. Opening a new account with fresh funds still qualifies, which is something many broker promos quietly restrict.

Which New Accounts Qualify for the Qtrade Promo Offer Code?

The great thing about this Qtrade’s RRSP Season Cash Back Promo is that it isn’t restricted to high net worth folks with a million dollars or more in their portfolios.

All you need to do is open one of the following accounts and put $1,000+ in it.

• RRSP
• TFSA
• Margin (plain non-registered individual or joint account)
• RRIF
• RESP
• Cash Account 
• Spousal RRSP
• U.S. RRSP
• U.S. Spousal RRSP or RRIF
• Individual Cash Account
• FHSA (*new*)

It’s free money – you’re crazy not to take advantage!

Qtrade Promo Offer Frequently Asked Questions

Is This Qtrade RRSP Season Promo Worth It?

The short answer: YES!

Cash back to switch to the best online brokerage is worth it.

Look, if you’ve read our comparison of Canada’s best online brokerages you’ll see why we think you should use this platform – regardless of the current promotion.

That said, getting paid to open a new account is some pretty great icing on an already-tasty cake!

Regardless of if you’re just getting started with investing or if you have been dealing with another brokerage that you’re no longer happy with, there has never been a better time to choose Qtrade.

The cool portfolio analyzer tools and useful investor information services are available to all users – and not just “elite traders” who make 200+ trades every month.  And when you combine the excellent user experience with best-in-class customer service, free ETF trades, and a flawless mobile app – then top it off with some free cash – it simply can’t be matched in the current broker landscape.

If you’re considering ditching your high priced mutual funds or your current subpar broker, you won’t get a better opportunity than this limited time Qtrade promo offer code. The brokerage companies know three things about the January-to-March season for Canadians:

1) Cold weather = more time in front of screens.

2) New year resolutions mean that we want to get some financial stuff checked off the list.

3) “RRSP season” (where you can count back RRSP contributions on to last year’s tax return) means that Canadians pay more attention to their retirement savings now than at any other time.

Those three factors mean that the brokerages are going to do their best to compete for market share during this time – so definitely take advantage of that!

Of course, in addition to this limited time promotional offer, all Qtrade accounts get access to 100+ ETFs that they can buy and sell as many times as they want without any fees at all, and award-winning customer service, as well as our #1-rated desktop & mobile platforms.

Oh – and just because it’s RRSP season doesn’t mean your new account has to be an RRSP. If your more immediate goal is to get into a new home, the Qtrade promo code works perfectly with that as well, as you can use it in your FHSA.

Qtrade is giving you about 5000 reasons to give them a shot in 2026!