Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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canadian seniors tax breaks

13 Top Tax Breaks for Seniors in Canada

By Kyle Prevost October 12, 2024

There are a ton of tax breaks for seniors in Canada compared to other age groups. It’s almost like our tax code tells us the…

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RBC InvestEase Review 2024

By Jordan October 10, 2024

What is RBC InvestEase? Some people prefer to stick with the familiar and trusted, especially when it comes to choosing a robo advisor – and…

Dogs Of The Tsx

Dogs of the TSX Dividend Stock Picks

By FT October 8, 2024

I’ve been writing about the “Dogs of the TSX” Canadian investing strategy for about twelve years now. I can’t claim that I was the creator…

retriement investing canada

The Best Investments for Canadian Retirees: Stocks vs ETFs vs Robo Advisors

By FT October 5, 2024

When discussing the best investments for Canadian retirees it’s important to understand upfront that it’s a nuanced topic. There is no one-size-fits-all silver bullet answer…

Dividend Kings List

Canadian Dividend Kings & Aristocrats – October 2024

By FT October 3, 2024

Investing in Canadian Dividend Kings (sometimes known as Dividend Aristocrats) tends to come back into fashion when bond yields and GIC rates start to go…

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Questrade Review 2024

By FT October 2, 2024

Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through…

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EQ Bank Review 2024

By Kornel October 1, 2024

EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 2.25%* (Plus 1.75% if you direct deposit your…

best canadian dividend stocks

Best Canadian Dividend Stocks – October 2024

By FT September 28, 2024

With summer firmly in the rearview mirror, and the first signs of winter beginning to creep in, it’s time to update our look at the…

wealthsimple vs justwealth comparison

Wealthsimple vs. Justwealth in 2024

By Meg September 28, 2024

Justwealth and Wealthsimple are the #1 and #2 options on our newly-updated best robo advisors in Canada for 2024 list. Because Wealthsimple is more of…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew