Helping Canadians with Personal Finance Since 2006

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Most Recent Articles

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Laurentian Bank Review

By Jordan January 11, 2025

What is Laurentian Bank? Laurentian Bank is an institution that has been around for over 175 years. Originally called the Montreal City and District Savings…

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Best GIC Rates in Canada – January 2025

By Kyle Prevost January 11, 2025

Is now the time to lock in Canada’s Best GIC Rates? With the Bank of Canada suggesting a potential rate cuts in 2025, and with…

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Edward Jones Review (Canada)

By FT January 11, 2025

After Kyle wrote about the best financial advisors in Canada a couple of weeks ago, we got several emails that asked some version of, “Should…

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moomoo Canada Review

By Jordan January 10, 2025

What is moomoo Canada? Moomoo is an online brokerage created with the goal of providing a platform for investors of all experience levels to engage…

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Wealthsimple Trade vs. TD Direct Investing

By Meg January 10, 2025

The Wealthsimple vs TD Direct Investing often boils down to a simple question: How much do you value price over user experience, full service, and…

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Questrade vs BMO InvestorLine – 2025 Comparison

By Jordan January 10, 2025

DIY investing in Canada has never been more accessible. With a growing number of brokerage options available, companies are competing for your business by offering…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

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Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew