Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Canadian Undervalued Stocks 2025

By FT June 28, 2025

Undervalued stocks in Canada are usually identified as having a market value that is for one reason or another below their “true value.” The idea…

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49 Best ETFs in Canada – July 2025

By FT June 26, 2025

When I first started writing about Canadian personal finance twenty years ago, my list of the best ETFs in Canada could fit on a napkin.…

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Top 6 Indexing Options for Your Portfolio in 2025

By FT June 20, 2025

If you’ve been circling the idea of index investing, and fully committing to a passively-managed portfolio – but find yourself in paralysis-analysis mode – then…

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Justwealth Review 2025

By Kyle Prevost June 20, 2025

Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada.…

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EQ Bank Review 2025

By Kyle Prevost June 20, 2025

EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1.25%* (Plus 2.75% if you direct deposit your…

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Wealthsimple Review 2025

By FT June 19, 2025

What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen, Brett Huneycutt and Rudy Adler. I gotta say that I really liked the…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

Get free instant access to our #1 article each week!

We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew