Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Canada Personal Pensions: Defined Benefit vs Defined Contribution Plans

By Kyle Prevost November 2, 2024

Two of our most well-read articles here on MDJ cover the “government pension” that consists of CPP and OAS. In order to give the most…

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Best Personal Finance Courses in Canada

By FT October 26, 2024

I need to be clear right off the bat that I’m a bit bias when it comes to recommending the best financial literacy courses in…

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Nest Wealth Review 2024

By Meg October 22, 2024

What is Nest Wealth? In late January 2024, the digital finance company Nest Wealth was acquired by Objectway of Italy. Not much seems to have…

best canadian dividend stocks

Best Canadian Dividend Stocks – November 2024

By FT October 21, 2024

With summer firmly in the rearview mirror, and the first signs of winter beginning to creep in, it’s time to update our look at the…

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Canadian Financial Summit 2024

By FT October 19, 2024

It’s that time of the year… the leaves are falling, pumpkin spice lattes are brewing, and for MDJ’s Kyle Prevost – it’s back to the…

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ModernAdvisor Review 2024

By Meg October 15, 2024

What is ModernAdvisor? ModernAdvisor was founded in 2013 by Navid Boostani (the CEO and a Certified Financial Analyst) and Adrian Brouwers. ModernAdvisor focuses on robo-advising,…

canadian seniors tax breaks

13 Top Tax Breaks for Seniors in Canada

By Kyle Prevost October 12, 2024

There are a ton of tax breaks for seniors in Canada compared to other age groups. It’s almost like our tax code tells us the…

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RBC InvestEase Review 2024

By Jordan October 10, 2024

What is RBC InvestEase? Some people prefer to stick with the familiar and trusted, especially when it comes to choosing a robo advisor – and…

Dogs Of The Tsx

Dogs of the TSX Dividend Stock Picks

By FT October 8, 2024

I’ve been writing about the “Dogs of the TSX” Canadian investing strategy for about twelve years now. I can’t claim that I was the creator…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew