Helping Canadians with Personal Finance Since 2006

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Most Recent Articles

Best Canadian Dividend Etfs

Best Canadian Dividend ETFs for 2025 (And Why We Prefer Dividend Stocks)

By FT August 2, 2025

Having written about dividend investing in Canada for close to twenty years, I regularly hear from readers wondering whether the best Canadian dividend ETFs are…

canadian stock trading app

Best Stock Trading Apps in Canada

By FT July 25, 2025

As someone who’s been DIY investing online for nearly two decades, it has been fascinating to watch Canada’s stock trading apps evolve. When I first…

bmo vs questrade

Questrade vs BMO InvestorLine – 2025 Comparison

By Jordan July 24, 2025

With more online brokerage options than ever, Canadian investors have many choices for DIY investing. Brokerages are actively competing for new clients by offering incentives…

usd bank accounts

Best USD Bank Accounts in Canada

By FT July 18, 2025

Choosing the best USD bank account in Canada isn’t just about convenience. It can easily save you hundreds of dollars in fees and give you…

Bmo Investorline Logo

BMO adviceDirect Review: Investing Advice for a Low Fee

By Kyle Prevost July 16, 2025

The jump from traditional investing using mutual fund + full service advisor model, to all-on-your-own DIY investing using a discount broker can be a big…

tangerine vs wealthsimple comparison

Wealthsimple vs. Tangerine in 2025

By Meg July 15, 2025

If you’re exploring online banking and investment options in Canada, two names you’ll frequently come across are Wealthsimple Invest and Tangerine Bank. Both are major…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew