Helping Canadians with Personal Finance Since 2006
Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!
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Most Recent Articles
Canadian Election: Taxes, Tariffs, and Housing
With Canada’s federal election just days away, the headlines have been dominated by taxes, tariffs, housing strategies, and party leaders throwing shade at each other.…
Tangerine vs EQ Bank Comparison 2025
If you’re looking for the Best Online Bank in Canada in 2025, the competition really boils down to Tangerine vs. EQ Bank. With interest rates…
TFSA Contribution Room In 2025 + TFSA Rules and Limits
There’s an overwhelming amount of investment advice out there. While some of it requires careful research and planning, some tips -like contributing to a TFSA…
US vs Canada: Trump Tariffs Lead to Trade War
With so many Canadian plugged into the latest Trump Tariff news, I felt that I needed to get an updated trade war column out as…
Ultimate Smith Manoeuvre Guide For Canadians
When I first started writing about the Smith Manoeuvre nearly two decades ago, I had no idea it would strike such a chord with Canadian…
Best Canadian Robo Advisors 2025
As we look ahead to the warmer days of summer, Canada’s best robo advisors are already heating things up with some excellent offers for hands-off…
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About Us
Thanks for Stopping By...
If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.
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Highest Rated Product Reviews
Qtrade Review 2025 – Canada’s Best Broker
Current Qtrade New Customer Promotion Qtrade currently has the best cash-back offer…
Questrade Review 2025
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review 2025
What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen,…
EQ Bank Review 2025
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Dividend Stocks Rock Review 2025
Investing on your own is not an easy task. From mutual funds…
Neo Financial Mastercard Review 2025
The new Neo Financial Mastercard or “Neo MastercardTM” is the next big…
Justwealth Review 2025
Why Justwealth? As I’ve updated my Justwealth review over the years, they…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.
I wouldn’t pay much attention to per-unit prices Ekta. Those are just a product of how many “slices” or “pieces”…
April 21, 2025 on post Best All-in-One ETFs in Canada 2025Yes – Jane would keep that room and could “pick away” as you say Rando!
April 21, 2025 on post TFSA Contribution Room In 2025 + TFSA Rules and LimitsHello FT , In regards to the above mentioned scenario “If instead of a car, Jane had sold all of…
April 18, 2025 on post TFSA Contribution Room In 2025 + TFSA Rules and LimitsThanks, I guess the dividend is great with VDY, but I do want to be diversified. What boggles me is…
April 14, 2025 on post Best All-in-One ETFs in Canada 2025That’s harder to do than a person might think Brent. The reason being that those last 18 months can throw…
April 14, 2025 on post Safe Retirement Withdrawal Rate Strategies in CanadaIf you buy VDY in addition to VEQT, what you’re going to end up with is more of your money…
April 14, 2025 on post Best All-in-One ETFs in Canada 2025Got it – nice catch Phil!
April 14, 2025 on post Rebalance My Investment Portfolio: How, Why, and When
Final notes for your journey
Get free instant access to our #1 article each week!
We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew
Ekta
Thanks Kyle! I am curious what you think about investing in all in one ETFs like VGRO or VEQT and…
April 23, 2025 on post Best All-in-One ETFs in Canada 2025