Credit Cards

Long-time MDJ readers will know that I typically don’t write about credit cards. I don’t have anything against them (in fact I definitely cash in thousands in credit card perks each year) it’s just that I like to focus more on investing money than on investing in credit cards! When I do write about credit…

In a recent post announcing the new Simplii Financial Cash Back Visa (4% at restaurants), I hinted that the Rogers World Elite MasterCard may be a top contender for the best free cash back credit card in Canada. My post comparing the best free cash back cards in Canada is a popular one with the…

Once upon a time, PC Financial provided full-fledged low-fee banking services that included chequing/savings accounts, lines of credits, and credit cards.  While some may think that Loblaws did this on their own, these banking services were provided through a partnership with CIBC and branded as PC Financial. Unfortunately, in 2017, the two companies decided to…

Recently, a reader asked by my monthly expenses and how I flow all my expenses through a credit card. If you’ve been following MDJ for a while, you’ll know that I am a big fan of some loyalty programs and cash back credit cards. The best is when the stars align that combine a generous…

Credit cards with no foreign transaction fees seem to be a hot area these days with new products popping up in recent months.  Since the demise of the popular Amazon Visa, there have been a number of new cards that have popped up.   In a recent post listing free no-fx credit cards, I wrote about the…

Effective March 15, 2018 the Amazon Visa will be no longer.  The Amazon Visa was a popular credit card in Canada for foreign exchange purchases, and card I exclusively used for spending outside of Canda.  Most credit cards charge a 2.5% surcharge on top of the foreign exchange rate when purchasing outside your domestic currency,…