Credit Cards

Best Business Credit Cards for Canadians in 2020

By Kyle Prevost / April 3, 2020 /

A business credit card is a credit card that’s designed specifically for company spending, as opposed to personal use. Other than giving you access to additional money, they can give you a number of corporate benefits.  Overall, it’s a great way to grab a few additional perks on money that you’d flowing in and out…

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AMEX Platinum Canada

Amex Platinum Canada – Is The $699 Annual Fee Worth It?

By Guest Blogger / January 18, 2020 /

Long-time MDJ readers will know that I typically don’t write about credit cards. I don’t have anything against them (in fact I definitely cash in thousands in credit card perks each year) it’s just that I like to focus more on investing money than on investing in credit cards! When I do write about credit…

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best cash back credit card in Canada

Top Free Cash Back Credit Cards in Canada for 2020

By FT / August 11, 2019 /

This post was originally written in 2007 but has been updated annually since. The reason why I’m posting it again now is because there have been changes to the best free credit card in Canada.  More below. After you guys gave me your favorite credit cards, I did a little research and came up with…

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Rogers World Elite MasterCard – Best Free Cash Back Card in Canada?

By FT / November 19, 2018 /

In a recent post announcing the new Simplii Financial Cash Back Visa (4% at restaurants), I hinted that the Rogers World Elite MasterCard may be a top contender for the best free cash back credit card in Canada. My post comparing the best free cash back cards in Canada is a popular one with the…

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simplii cash back visa

A Look at the New Simplii Financial Cash Back Visa

By FT / November 5, 2018 /

Once upon a time, PC Financial provided full-fledged low-fee banking services that included chequing/savings accounts, lines of credits, and credit cards.  While some may think that Loblaws did this on their own, these banking services were provided through a partnership with CIBC and branded as PC Financial. Unfortunately, in 2017, the two companies decided to…

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Paying Property Tax and Utilities with a Credit Card

By FT / October 15, 2018 /

Recently, a reader asked by my monthly expenses and how I flow all my expenses through a credit card. If you’ve been following MDJ for a while, you’ll know that I am a big fan of some loyalty programs and cash back credit cards. The best is when the stars align that combine a generous…

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Top Premium Credit Cards with No Foreign Transaction Fee

By FT / April 9, 2018 /

Credit cards with no foreign transaction fees seem to be a hot area these days with new products popping up in recent months.  Since the demise of the popular Amazon Visa, there have been a number of new cards that have popped up.   In a recent post listing free no-fx credit cards, I wrote about the…

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Amazon Visa Gone? Other Top Free Credit Cards when Travelling Out of Country

By FT / January 29, 2018 /

Effective March 15, 2018 the Amazon Visa will be no longer.  The Amazon Visa was a popular credit card in Canada for foreign exchange purchases, and card I exclusively used for spending outside of Canda.  Most credit cards charge a 2.5% surcharge on top of the foreign exchange rate when purchasing outside your domestic currency,…

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