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If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required,…
Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through…
An RESP, or Registered Education Savings Plan, is a registered tax-deferred investment account designed to help pay for a child’s education. In other words, RESPs…
Welcome to the annual Registered Education Saving Plan (RESP) update where I show transparency on our indexed investment strategy to help pay for our children’s…
Readers often ask what my favourite personal finance apps are. It’s not an easy question to answer, as the apps we choose are highly personalized…
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Best Canadian Robo Advisors 2026
Canada’s Robo advisors remain the easiest way to build and maintain a diversified investment portfolio without paying crazy-high wealth-management fees. Our title of 2026 Best…
Best Stock Trading Apps in Canada
After two decades of DIY investing, I’ve had a front-row seat to the evolution of stock trading apps in Canada. Canadian investors had very limited…
Toolbelt vs. Textbook: The $335,000 Case for Skilled Trades
I was talking to my friends Bryce and Kristy (authors of Quit Like a Millionaire and Parent Like a Millionaire) the other day and we…
The Best Joint Bank Accounts in Canada
Until a few years ago, the best joint bank accounts in Canada were mostly offered by the Big Five Banks: RBC, TD, BMO, Scotiabank, and…
Retiring With Rental Properties: Using a “Real Estate Meltdown” to Fund Retiremen
As an MDJ reader you’ve probably heard us talk about the RRSP meltdown strategy. What thousands of mom-and-pop landlords need however, is a real estate…
Best Low Risk Investments in Canada Right Now
After a volatile few years and with markets at all-time high valuations, it’s no surprise that many investors are heading into 2026 prioritizing low risk…
Simplii Financial Review
If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required,…
Wealthsimple Trade Review 2026
What is Wealthsimple Self-Directed Investing (Formerly Wealthsimple Trade)? Wealthsimple self-directed investing is an online brokerage that lets you buy individual stocks and other assets. It’s…
Tangerine Bank Review 2026
While our EQ Bank Review details why it is our top pick for Canada’s best online bank and high interest savings account, Tangerine is our…
EQ Bank Review 2026
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your…
Wealthsimple Cash Review 2026
What is Wealthsimple Cash? Before we can properly explain what Wealthsimple Cash is, it’s worth reviewing what Wealthsimple is and what they provide. Wealthsimple began…
36 Years of Stock Market Returns in Canada (TSX)
What is the average stock market return? It’s one of the first questions I usually get from people who are just starting to wrap their…
Neo Chequing (Formerly Everyday) Account Review
What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Chequing Account. It was founded in…
EQ Bank vs Wealthsimple Cash
As our top rated online bank in Canada, we frequently mention EQ Bank here at Million Dollar Journey. Meanwhile, Wealthsimple has become a household name…
Best GIC Rates in Canada – September 2026
With the Bank of Canada signalling that rate cuts will be slow-if-at-all in 2026, it has become abundantly clear that the best GIC rates in…
Best Bank Account for Seniors in Canada 2026
Many of us look to save a buck when we hit our 60s and kiss the world of monthly paycheques goodbye. Banking is no exception.…
Investing In Canadian Wide Moat Stocks
As I’ve moved into semi-retirement, my investing priorities have changed a bit. I still want equities-backed growth, because retirees who ignore stocks entirely are basically…
Bond ETFs vs GICs vs High Interest Savings Accounts
For Canadian investors looking at less volatile investments, the choice between a high interest savings account, GIC, or a Bond (usually via a bond ETF)…
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