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If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required,…
Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through…
An RESP, or Registered Education Savings Plan, is a registered tax-deferred investment account designed to help pay for a child’s education. In other words, RESPs…
Welcome to the annual Registered Education Saving Plan (RESP) update where I show transparency on our indexed investment strategy to help pay for our children’s…
Readers often ask what my favourite personal finance apps are. It’s not an easy question to answer, as the apps we choose are highly personalized…
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Best Low Risk Investments in Canada Right Now
My general rule of thumb hasn’t changed much over the two decades I’ve been writing about investing: If you plan to use your money within the…
Simplii Financial Review
If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required,…
Wealthsimple Trade Review 2026
What is Wealthsimple Self-Directed Investing (Formerly Wealthsimple Trade)? Wealthsimple self-directed investing is an online brokerage that lets you buy individual stocks and other assets. It’s…
Tangerine Bank Review 2026
While our EQ Bank Review details why it is our top pick for Canada’s best online bank and high interest savings account, Tangerine is our…
EQ Bank Review 2026
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your…
Wealthsimple Cash Review 2026
What is Wealthsimple Cash? Before we can properly explain what Wealthsimple Cash is, it’s worth reviewing what Wealthsimple is and what they provide. Wealthsimple began…
36 Years of Stock Market Returns in Canada (TSX)
What is the average stock market return? It’s one of the first questions I usually get from people who are just starting to wrap their…
Best Canadian Robo Advisors 2026
With Wealthsimple now focused on more high-profit areas such as crypto trading and prediction-market trading (online betting), they can no longer be considered Canada’s best…
Neo Chequing (Formerly Everyday) Account Review
What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Chequing Account. It was founded in…
EQ Bank vs Wealthsimple Cash
As our top rated online bank in Canada, we frequently mention EQ Bank here at Million Dollar Journey. Meanwhile, Wealthsimple has become a household name…
Best GIC Rates in Canada – September 2026
With the Bank of Canada signalling that rate cuts will be slow-if-at-all in 2026, it has become abundantly clear that the best GIC rates in…
Best Bank Account for Seniors in Canada 2026
Many of us look to save a buck when we hit our 60s and kiss the world of monthly paycheques goodbye. Banking is no exception.…
Investing In Canadian Wide Moat Stocks
As I’ve moved into semi-retirement, my investing priorities have changed a bit. I still want equities-backed growth, because retirees who ignore stocks entirely are basically…
Bond ETFs vs GICs vs High Interest Savings Accounts
For Canadian investors looking at less volatile investments, the choice between a high interest savings account, GIC, or a Bond (usually via a bond ETF)…
Best International Stocks for Canadians: Should You Invest Outside Canada?
With USMCA negotiations about to begin, and the Canadian housing market having a pretty rough go, we’re getting a lot of emails and questions about…
Justwealth Review 2026
Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada.…
Questrade Review 2026
Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through…
Buying a House in Canada – Why I Can’t Wait To NOT Be a Homeowner
I originally wrote this article about buying a house in Canada back in 2021 – right as the price of housing was picking up. I’ve…
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