Real Estate

Learn more about everything relating to mortgages, rental property, selling and buying a home. From taking your first mortgage even if you are self-employed (not with a big bank, hopefully), to increasing rental income and managing tenants, to the hidden costs of selling a house in Canada. Learn real estate tips from Million Dollar Journey, one of Canada’s oldest and most detailed Personal Finance blogs.

Most Popular

How Rent to Own Houses Work in Canada

By FT July 9, 2012

One real estate strategy that I’m quite familiar with, but never written about, is rent to own or lease option homes.  What is a rent…

Manulife ONE Mortgage Review

By FT February 8, 2011

As I’ve been looking into using the Smith Manoeuvre strategy, I’ve come across a few mortgage solutions that will fit nicely. Among them include the…

Residential vs. Commercial Real Estate Investment Comparison

By Guest Blogger May 26, 2010

This is a column by our resident real estate expert Rachelle. I actually live and work in the Toronto area, in Ontario and this post…

Avoid the 5-Year Fixed Mortgage Trap

By Ed Rempel April 20, 2010

Should I go short or long; fixed or variable with my mortgage? “I wish I had an answer to that, because I’m tired of answering…

Most Recent

investing in canadian reits

Investing in Canadian REITs

By Dale Roberts October 11, 2022

Investing in Canadian REITs can help investors include real estate investments in their portfolios without radically changing their way of life. Sure, you can buy…

first home buyer account canada

FHSA: Canada’s Tax-Free First Home Savings Account

By Kyle Prevost April 17, 2022

Last week the Canadian government announced their promise of a Tax Free First Home Savings Account (FHSA) was going to become a reality in 2023.  …

house poor no more book review

House Poor No More Book Review

By Meg March 26, 2022

House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth by Romana King is one of those books that…

insurance for investment property

What Insurance Do You Need For Your Investment Property?

By March 18, 2022

If you own an investment property, you’re probably aware of how much earning potential your asset offers — especially in today’s housing market. But if…

homeowner cash flow

Homeowners: Create Cash-Flow and Tax Write-Offs Using a Debt Conversion Strategy

By Romana King March 5, 2022

Do you own a home? Do you make regular mortgage payments? There’s a good chance you’ve already spent tens of thousands paying mortgage interest –…

long term investing

Best Long-Term Investments Canada

By Lindsey January 19, 2022

There is an investment strategy for every kind of investor, some with a high risk tolerance might decide to go the day trading route, while…

passive income canada

How to Earn Passive Income in Canada 2022

By Lindsey January 17, 2022

Whether you are a beginner or a long-time passive income earner, we have some great passive income ideas for you in 2022. The good news…

Mortgage Free

How To Pay Off Your Mortgage In 3 Years

By FT November 5, 2021

In the October 2010 net worth update, I briefly mentioned that I was planning on paying of the mortgage balance this month and I’m happy…

mortgage rates

Why Mortgage Rates Are Higher On Investment Properties

By August 1, 2021

If you’re looking to get into the investment property market these days, you might be a little put off when you start hunting around for…

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