Real Estate

3 Ways to Find Quality Tenants and Protect Your Rental Property

By Sean Cooper / September 26, 2014 /

I recently celebrated my second year as a proud homeowner and landlord. While being a first-time homeowner has been tough, being a first-time landlord has been even tougher. It hasn’t been an easy journey to say the least, but with over half my mortgage paid off in only two years, it has been well worth…

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Ending the Mortgage Paydown vs. Investing Debate

By Guest Blogger / August 25, 2014 /

This post is from Mark Seed who runs My Own Advisor. A huge debt can kill your retirement plan.   This is not news.   While servicing debt, you can’t save very much money.   You can’t invest what you don’t save.  Taking on a mega-mortgage could be very stressful for young Canadians.  I should know.   We took…

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Why You Should Think Twice about a Mortgage with the Big Banks

By Sean Cooper / July 14, 2014 /

Whether you’re a first-time homebuyer or you’re renewing your mortgage, it’s important to shop the market for the best mortgage rate. The days of most homeowners strolling down to their local bank branch to obtain a mortgage may be numbered. The share of new mortgages obtained through banks is dwindling. 42 per cent of all…

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Closing Costs When Selling a Home

By Sean Cooper / April 3, 2014 /

Buying a home today isn’t cheap. Soaring house prices coupled with tighter mortgage rules, has helped make housing a lot less affordable. If you’ve ever purchased a home before, you should be well aware of closing costs. But buyers aren’t the only ones stuck footing the bill. Sellers have their own closing costs to contend…

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How to Get a Mortgage If You’re Self-Employed

By Sean Cooper / March 13, 2014 /

Financial reward, independence, and freedom are just a few of the benefits of being self-employed. Faced with a mediocre job market, more Canadians are looking to self-employment as a way to make ends meat – it’s estimated that as much as 16 per cent of Canada’s workforce is self-employed. Although self-employment has it perks, it…

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Building Your Own Home? Here’s How Construction Mortgages Work!

By Sean Cooper / February 24, 2014 /

Why buy a home when you can build one yourself? Building a home is a dream for a lot of Canadian families. Building your own home offers many benefits – not only can you select the perfect location, you can fully customize the look and feel of your new home right down the backsplash. Unless…

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Why A Mortgage Vacation Might Be the Most Expensive Vacation You’ll Ever Take

By Sean Cooper / January 31, 2014 /

Who doesn’t enjoy a nice, relaxing vacation? When you hear “mortgage vacation,” you probably imagine yourself lying on the beach, sipping on umbrella drinks. Although you have the vacation part right, you forgot the most important part – your mortgage. A mortgage vacation lets you skip paying your mortgage for a few months after you’ve…

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Top Renovations to Increase Rental Income

By Sean Cooper / December 12, 2013 /

Renovations aren’t just about increasing the resale value of your home – with the right renovations you can bring in even more rental income on your rental property. If you’re currently between tenants, now could be the perfect time to undertake some key renovations that deliver the best ROI to boost your rent. You don’t…

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