Real Estate

Learn more about everything relating to mortgages, rental property, selling and buying a home. From taking your first mortgage even if you are self-employed (not with a big bank, hopefully), to increasing rental income and managing tenants, to the hidden costs of selling a house in Canada. Learn real estate tips from Million Dollar Journey, one of Canada’s oldest and most detailed Personal Finance blogs.

Most Popular

How Rent to Own Houses Work in Canada

By FT July 9, 2012

One real estate strategy that I’m quite familiar with, but never written about, is rent to own or lease option homes.  What is a rent…

Manulife ONE Mortgage Review

By FT February 8, 2011

As I’ve been looking into using the Smith Manoeuvre strategy, I’ve come across a few mortgage solutions that will fit nicely. Among them include the…

Residential vs. Commercial Real Estate Investment Comparison

By Guest Blogger May 26, 2010

This is a column by our resident real estate expert Rachelle. I actually live and work in the Toronto area, in Ontario and this post…

Avoid the 5-Year Fixed Mortgage Trap

By Ed Rempel April 20, 2010

Should I go short or long; fixed or variable with my mortgage? “I wish I had an answer to that, because I’m tired of answering…

Most Recent

home equity retirement canada

Home Equity in Retirement – Reverse Mortgages vs HELOCs vs Downsizing

By Kyle Prevost March 16, 2024

Many retiring Canadians have a huge chunk of their net worth tied up in their housing equity. Deciding whether to tap into that housing equity through…

first home buyer account canada

FHSA: Canada’s Tax-Free First Home Savings Account

By Kyle Prevost December 9, 2023

With the government having launched the First Home Savings Account (FHSA) in 2023, more first-time home buyers should really be looking to take advantage of…

long term investing

Best Long-Term Investments in Canada 2024

By Lindsey June 27, 2023

Long-term investing is one of the most powerful ways to grow your wealth. As the name implies, long-term investing means that an investor buys an…

reit etfs

The Best REIT ETFs in Canada For 2024

By FT March 5, 2023

A Real Estate Trust (REIT) ETF is the most straightforward way to invest in real estate without becoming a landlord yourself or spending time researching…

investing in canadian reits

Investing in Canadian REITs in 2024

By Dale Roberts October 11, 2022

Investing in Canadian REITs can help investors include real estate investments in their portfolios without radically changing their way of life. Sure, you can buy…

house poor no more book review

House Poor No More Book Review

By Meg March 26, 2022

House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth by Romana King is one of those books that…

insurance for investment property

What Insurance Do You Need For Your Investment Property?

By March 18, 2022

If you own an investment property, you’re probably aware of how much earning potential your asset offers — especially in today’s housing market. But if…

homeowner cash flow

Homeowners: Create Cash-Flow and Tax Write-Offs Using a Debt Conversion Strategy

By Romana King March 5, 2022

Do you own a home? Do you make regular mortgage payments? There’s a good chance you’ve already spent tens of thousands paying mortgage interest –…

passive income canada

How to Earn Passive Income in Canada 2024

By Lindsey January 17, 2022

Whether you are a beginner or a long-time passive income earner, we have some great passive income ideas for you in 2024. The good news…

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