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The concept of a safe withdrawal rate (and the 4% rule) is a key planning tool for Canadians of all ages. After all, if you…
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I recently received an email from a reader with a bright financial future. They have a maxed out TFSA and has recently maxed out her…
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When I initially wrote this article about building RRSP wealth in your 30s, 40s, and 50s, my goal was to create an easy visual that…
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After writing a deep dive article on whether the 4% safe withdrawal rate still works for retirement at various ages, I received a lot of…
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This popular article was originally written in 2017, but since then, a couple of the calculators have gone offline. I have updated this article with…
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EQ Bank Review 2025
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1.25%* (Plus 2.25% if you direct deposit your…
The Biggest Risk of Early Retirement (FIRE) – Sequence of Returns!
The dream of Financial Independence, Retire Early (FIRE) is everywhere these days (it wasn’t so common when I started my journey almost two decades ago).…
Canadian Election: Taxes, Tariffs, and Housing
With Canada’s federal election just days away, the headlines have been dominated by taxes, tariffs, housing strategies, and party leaders throwing shade at each other.…
Best Online Banks in Canada 2025
Canada’s online banks are innovating and stealing market share faster than most people thought possible a couple of years ago. According to the Canadian Bankers…
Safe Retirement Withdrawal Rate Strategies in Canada
The concept of a safe withdrawal rate (and the 4% rule) is a key planning tool for Canadians of all ages. After all, if you…
Withdrawing From RRSP/TFSA to Fund Early Retirement
Moving from the accumulation stage of my professional career, to withdrawing investments in early retirement was more difficult than I would have predicted a few…
Wealth Management Companies in Canada 2025
When I first wrote about the best financial advisors in Canada it got some attention from Canada’s wealth management companies due to the news and…
Best Financial Advisors in Canada
When looking for the best financial advisors in Canada (or best financial planners in Canada) you’re going to run into a lot of slick salespeople…
Maxed out RRSP and TFSA – Now What?
I recently received an email from a reader with a bright financial future. They have a maxed out TFSA and has recently maxed out her…
Working After Retirement in Canada
More and more Canadians are now working after retirement in some capacity. The idea of the traditional final office party, gold watch, and chair on…
Life Insurance for Seniors in Canada
Is permanent life insurance a good investment for Canadian retirees? Is whole life insurance the secret to building “infinite banking wealth” as I keep seeing…
Canada Personal Pensions: Defined Benefit vs Defined Contribution Plans
Two of our most well-read articles here on MDJ cover the “government pension” that consists of CPP and OAS. In order to give the most…
Best Personal Finance Courses in Canada
I need to be clear right off the bat that I’m a bit bias when it comes to recommending the best financial literacy courses in…
13 Top Tax Breaks for Seniors in Canada
There are a ton of tax breaks for seniors in Canada compared to other age groups. It’s almost like our tax code tells us the…
The Best Investments for Canadian Retirees: Stocks vs ETFs vs Robo Advisors
When discussing the best investments for Canadian retirees it’s important to understand upfront that it’s a nuanced topic. There is no one-size-fits-all silver bullet answer…
Building a $1,000,000 RRSP Starting in your 30’s, 40’s, and 50’s.
When I initially wrote this article about building RRSP wealth in your 30s, 40s, and 50s, my goal was to create an easy visual that…
How Much Do Canadians Spend In Retirement?
You’d think it’d be a relatively easy quest to answer the question: How much will a Canadian spend in retirement? When I set out to…
RRSP vs IPP for Canadian Business Owners
In my recent articles about paying yourself in salary vs dividends from a CCPC, as well as investing within a Canadian corporation, we explored the…
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