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Helping Canadians with Personal Finance Since 2006

Index Investing

Building a Simple Low-Cost Indexed ETF Portfolio in USD

With recent articles about all-in-one ETFs and withholding taxes on ETFs in registered accounts, I’ve been getting questions about if there are USD based all-in-one ETFs, and if not, what are the most efficient USD ETFs to own? There are a number of readers who make their money in USD, and there are some advantages…

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The Real MER on ETFs – Foreign Withholding Taxes on ETFs

withholding taxes on ETFs

I’ve written a lot about index investing as one of the best strategies for beginner and experienced investors alike.  It’s a strategy that I follow with a large portion of my portfolio to get ex-Canada (outside Canada) diversification (I use dividend investing for my Canadian exposure).  Not only do I use this strategy in my…

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Vanguard VEQT All-in-One 100% Equity Portfolio ETF

In recent weeks, I’ve been writing about how it’s getting easier and cheaper to build a solid globally diversified portfolio using all-in-one ETFs. For example, if you have long time frame until retirement, rather than buying multiple ETFs/mutual funds for equities and bonds, or a balanced fund that charges 2%, you can now buy a…

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All-in-One ETFs Battle: Vanguard vs iShares vs BMO

Up until January 2019, Vanguard had the “all-in-one” ETF market cornered offering globally indexed portfolios that automatically rebalance to maintain a set ratio of equity/bonds.  All of this through a single ETF that only charges a very low management expense ratio (MER) of 0.25%.  Genius right? With good products that have high demand, competition will…

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Modifying Your Asset Allocation When Using All-in-One ETFs

Last week, I compared two heavy hitters in the all-in-one ETF marketplace – iShares vs Vanguard. Here is a quick backgrounder from the article that summarizes these convenient investment products: Many of you know how much I appreciate and recommend the Vanguard all-in-one ETFs. What I like most about them is that in a single…

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Vanguard vs. iShares All-in-One ETFs

vanguard vs ishares all in one ETF

Many of you know how much I appreciate and recommend the Vanguard all-in-one ETFs.  What I like most about them is that in a single ETF, it provides investors with a complete globally indexed portfolio that will automatically rebalance to maintain the set ratio of equity/bonds.  All for a very low management expense ratio (MER)…

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