Saving Strategies

How to save money in Canada: tips and tricks on money saving by the staff of Million Dollar Journey, one of Canada’s oldest and most detailed Personal Finance blogs.

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PC Money Account Review – Loblaws Resurrects a New PC Financial No Fee Account

By Kyle Prevost September 15, 2020

Note: We’ll be updating our PC Money Account Review as the details get fleshed out and the introduction promo offer codes get created. For many…

Will a Mini-Split Heat Pump Save You Money? Our Results After the first Year!

By FT February 9, 2020

In late 2018, we installed a mini-split heat pump for the purpose of reducing our electricity bill.  Around here in the most easterly parts of…

Fixed Income Faceoff

Fixed Income Faceoff: Bond ETFs vs GICs vs High Interest Savings Accounts

By Kornel December 2, 2019

For income-oriented Canadian investors the choice between a Bond ETF and a GIC or high interest savings account has become more important than ever.  With…

maximize child canada benefit

Ways to Maximize the Canada Child Benefit (CCB)

By FT May 13, 2019

After filing my income tax return in mid-April (yes, I tend to procrastinate), I noticed on the bottom of the screen the amount that we…

The Mini-Split Heat Pump Experiment – Will it Save You Money?

By FT February 18, 2019

Way back in 2008, we completed a custom home that we still live in today.  In that same year, I wrote a post about my…

How To Save Money

How to Save Money – 28 Ways to Save Money (2020)

By FT September 15, 2017

I’ve written about my saving strategies and frugal living before, but I’ve decided to write an updated post in a numbered list format on how to…

7 Smart Ways to Spend your Tax Refund

By FT May 15, 2017

This is a re-post but highly relevant.  Enjoy! As most people filed their tax return before the income tax deadline, it’s now a matter of…

Usd To Cad Foreign Exchange

Save Money with USD to CAD Foreign Exchange using Norbert’s Gambit

By FT November 17, 2016

With the U.S Dollar (USD) gaining strength in the global currency game, it has resulted in the Canadian Dollar (CAD) losing some ground.  While this…

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