Posts by Meg
Wealthsimple Trade vs. TD Direct Investing
The Wealthsimple vs TD Direct Investing often boils down to a simple question: How much do you value price over user experience, full service, and physical location convenience? For a broader view of your brokerage options, you can check out my Best Online Brokers in Canada comparison. Wealthsimple Self Directed Investing (formerly called Wealthsimple Trade)…
Read MoreWealthsimple vs BMO in 2025
At first glance, a modern fintech company like Wealthsimple and an established financial giant like BMO couldn’t be more different. Yet, with the new push to index investing over the last decade, both financial institutions have managed wealth platforms that we ranked in my Best Robo Advisors in Canada list. Of course, they also include…
Read MoreNest Wealth Review 2025
What is Nest Wealth? In late January 2024, the digital finance company Nest Wealth was acquired by Objectway of Italy. Not much seems to have changed with this new acquisition. Nest Wealth was founded in 2014 with the goal of providing “digital wealth solutions for everyone.” In the case of Nest Wealth, “everyone” includes not…
Read MoreModernAdvisor Review 2025
What is ModernAdvisor? ModernAdvisor was founded in 2013 by Navid Boostani (the CEO and a Certified Financial Analyst) and Adrian Brouwers. ModernAdvisor focuses on robo-advising, with 2 model portfolios for passive ETF investing, but they have also introduced a hybrid portfolio with passive and active management, as well as an actively managed portfolio. In addition,…
Read MoreWealthsimple vs. Justwealth in 2025
Justwealth and Wealthsimple are the #1 and #2 options on our newly-updated best robo advisors in Canada for 2025 list. Because Wealthsimple is more of a tech-first company, and Justwealth is more of an investing-first company, the Wealthsimple vs Justwealth battle comes down to what you most highly prioritize in your robo advisor. Also, I…
Read MoreBest Canadian Bank Account Promotions 2025
At any point in time, there are handfuls of bonus offers and bank account promo offer codes available. But how do you choose which of Canada’s bank account promotions to sign up for? We’ve curated a list for you of the best current offers. Some offers are for brick-and-mortar banks, while others are for online…
Read MoreNeo Everyday (Formerly Money) Account Review
What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Everyday Account. It was founded in 2019 by veterans of the tech industry Kris Read and SkiptheDishes cofounders Jeff Adamson and Andrew Chau. Since the company’s inception, Neo’s mission has been “to reinvent how Canadians spend,…
Read MoreThe Best Aeroplan Credit Cards in Canada 2025
If you are looking for the best travel rewards card in Canada, look no further than Aeroplan credit cards. Aeroplan is a loyalty program that allows cardholders to earn points towards flights, hotels, car rentals, merchandise and more. This flexibility is exactly why Aeroplan credit cards are so popular. There are a number of Aeroplan…
Read MoreThe Best Secured Credit Cards in Canada 2025
If you ever find yourself in a situation where your low credit score is getting in the way of your goals, don’t worry, there are ways to improve it. With the Best Secured Credit Cards in Canada, you can build your credit score, whether it’s starting at zero or doing a little credit recon. In…
Read MoreBest Low Interest Credit Cards in Canada
We all know that it is best not to keep a balance on a credit card, and in a perfect world, we wouldn’t. In reality, there will be times in life when unexpected expenses will pop up, requiring us to carry a credit card balance for a little while. In this situation, you’ll be looking…
Read MoreYou Need a Budget (YNAB) Canada Review
What is YNAB? YNAB is more than a simple budgeting app. The idea for YNAB all started in 2003 when founder Jesse Mecham developed a very specific system for managing money so he and his wife could finish school with as little financial stress as possible. Seeing how effective the system was, he decided to…
Read MoreAmex Gold Rewards Card Review 2025
There are only a few charge cards available to the Canadian market, and all of them are offered by American Express, so our editorial team was able to really focus on the details when it came to our Amex Gold Rewards Card review. Our process was less about finding which company had the best offering and…
Read MoreBest Travel Credit Cards in Canada 2025
According to recent surveys, over half of all Canadians are planning to travel this year! If you’re one of them, a travel credit card can help you cut travel costs and keep you covered in case of illness or injury while you’re away from home. Million Dollar Journey has been reviewing, comparing, and rating Canada’s…
Read MoreTangerine World Mastercard Review
When digital bank Tangerine launched their no-fee World Mastercard in 2019, they announced that they were taking their award-winning Money-Back Credit Card “to the next level.” Our Tangerine World Mastercard review will break down the features, benefits, and drawbacks of this enhanced cash-back card to help you make an informed decision. The Tangerine World Mastercard…
Read MoreWealthsimple vs. Tangerine in 2025
When you’re considering online banking and investment options in Canada, you’re likely to run into recommendations for Wealthsimple Invest and Tangerine Bank. These are two online financial powerhouses, and they each excel in a particular area. But how to they compare? This article puts Wealthsimple and Tangerine Bank head to head, but keep in mind…
Read MoreBest Balance Transfer Credit Cards in Canada 2025
Financial wisdom tells us, “Thou shalt not carry credit card debt.” While this solid financial knowledge is something we should try our best to follow, we live in a world where stuff happens. When it does, you might be forced to carry a balance on your credit card to help you get through hard times,…
Read MoreBest Credit Cards in Canada 2025
What’s the best credit card in Canada? With so many cards on the market, it can be difficult to pick a single Visa or Mastercard, let alone one best overall credit card. This is true for two reasons: one, because there are so many cards that it can be overwhelming and two, because (spoiler alert)…
Read MoreWealthsimple vs. RBC InvestEase – 2025 Comparison
Researching the best Canadian robo-advisors can be time-consuming, if not downright overwhelming! Canada has a lot of great options, and it can be a challenge to figure out how they differ from one another. Which one has the selection and services you’re looking for? Which will work best for your specific situation? Which has the…
Read MoreAmex Cobalt Review
The American Express Cobalt card has topped “best of” lists on a range of financial sites. Our Amex Cobalt review shows you why and in fact, we have also named this card the best travel credit card and one of the best overall credit cards in Canada. We give you the numbers, explain what they…
Read MoreWealthsimple Crypto Review
What is Wealthsimple Crypto? Wealthsimple Crypto is a crypto trading platform managed through Wealthsimple Trade. It features completely self-directed trading with commission-free buying and selling (sort of, keep reading to learn more). Investors can begin with any amount, even if it’s only $1. Wealthsimple Crypto’s list of available cryptocurrencies has expanded exponentially over its first…
Read MoreA Frugal Guide to Healthy Living in Canada
If you’re not paying attention, healthy living in Canada can really cost you. Out-of-pocket healthcare payments make up about 15% of total health spending in Canada, and those numbers have only increased. Combine rising healthcare costs with skyrocketing grocery prices, and it’s more important than ever to find effective ways to trim your spending –…
Read MoreBest Prepaid Credit Cards in Canada
There’s more to prepaid credit cards than those Visa gift cards you find on display at your local Walmart. Our list of the Best Prepaid Credit Cards in Canada will explain how a prepaid card works and how it differs from a the top credit cards. It’ll also show you our picks for the prepaid…
Read MoreCredit Karma Canada Review 2025
What Is Credit Karma? When a company offers free credit score reporting, people are understandably wary. Is it legit? Is it safe? Why would you trust a random website to tell you your credit score? Our Credit Karma review is here to answer all these questions and more. Credit Karma is a free personal finance…
Read MoreBest Finance and Investing Books
Whenever readers ask me for finance book recommendations, my mental response is always “how much time do you have?” A list of the best personal finance books of all time would take hours to go through, even if you limit it to financial books written specifically for Canadians. That’s why I’ve put together this list…
Read MoreBest Crypto Platforms and Apps in Canada 2025
Although investing in cryptocurrency gets more mainstream every day and can be a legitimate way to grow (some of) your money, it still comes with inherent risks. That’s why it’s essential to pick a safe, regulated, low-fee crypto trading platform that you can trust. With so many crypto apps and exchanges to choose from, it…
Read MoreHouse Poor No More Book Review
House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth by Romana King is one of those books that every Canadian should read. It’s interesting, engaging, and absolutely packed with useful information. From a prioritized list of regular home maintenance tasks, to tips on how to pay as little…
Read MoreBest Money-Making Apps in Canada 2025
Maybe you’ve been scrolling social media at some point and seen that there are apps that will pay you for basically nothing and help you make money online. It’s not quite as ridiculous as it sounds at first! There actually are apps that will pay you for doing something that you would be doing anyway…
Read MoreHow To Retire Early in Canada
Have you ever thought about early retirement? Stopping work in your 50s (or earlier) and being able to relax and do the things you’ve always wanted to do? The Financial Independence/Retire Early (FIRE) movement has inspired many Canadians to take a hard look at their lifestyles and figure out if they can do just that.…
Read MoreTD Aeroplan Visa Infinite Review 2025
Recipient of multiple credit card awards, including our own Best Aeroplan Card prize, the TD Aeroplan Visa Infinite is widely recognized as a top travel credit card. Our TD Aeroplan Visa Infinite review breaks down what makes this card so good, as well as how it compares to one of its closest competitors. Aeroplan is…
Read MoreCIBC Dividend Visa Review
Our CIBC Dividend Visa review digs into the features of this no-fee cash-back card to see what’s good and what’s just OK (there’s nothing truly bad here). We compare the card with its paid counterparts so you can see what you get for the money. We also review how it compares to another similar card,…
Read MoreCIBC Aventura Gold Review
If you’re looking for a travel Visa with flexible points redemption and a premium selection of perks and benefits, the CIBC Aventura Gold is an excellent candidate. Our CIBC Aventura Gold Visa review lays out this card’s information in detail and explains what makes it CIBC’s most flexible travel card. It also looks at the…
Read MoreMultiple Credit Card Strategy in Canada
So, you want to get a new credit card, but you’re worried about whether it’ll hurt your credit. We have good news: lots of people have multiple credit cards and it doesn’t hurt their credit at all. However, the more cards you have, the more you’ll need to keep track of. This article lays out…
Read MoreScotiabank SCENE Visa Review 2025
The Scotiabank SCENE Visa card is part of Cineplex’s beloved SCENE loyalty program, which rewards moviegoers for purchasing tickets and concessions. Our Scotiabank SCENE Visa credit card review gives you all the details about this overwhelmingly popular card. It also lays out the options for SCENE members who want to earn points faster. If you…
Read MoreBrim Financial Mastercard Review
Brim Financial is a digital finance company that promises “More savings, more flexibility, more rewards.” Our Brim Financial Mastercard review reveals the details behind the slogan to see what this no-fee card has to offer. We also compare Brim’s three Mastercard tiers and put the Brim Mastercard head-to-head against another no-fee cashback card: the Tangerine…
Read MoreMBNA Rewards Platinum Plus Mastercard Review
If you’re on the hunt for a new rewards credit card, it pays to pick one that’s recognized as one of the best in Canada. Our MBNA Rewards Platinum Plus review gives you the all-details look at our favourite No-Fee Travel Card from our Best Travel Credit Cards round-up. I t also looks at the…
Read MoreCIBC Aeroplan Visa Review 2025
Want to start collecting Aeroplan Points while avoiding a hefty annual fee? Not to worry—there’s one Aeroplan Visa card that’s absolutely free! Our CIBC Aeroplan Visa review digs into what a no-fee Aeroplan card will give you (it’s not as much as a paid card, but it’s still a great start!). We also compare the…
Read MoreBMO CashBack World Elite Mastercard Review
We love a card that pays us to use it – especially when it gives us bonus earnings for categories like groceries, gas, and bills! Our BMO CashBack World Elite Mastercard Review breaks down which purchases earn you what percentages. It runs through the fine print on this premium cashback card, outlines the perks and…
Read MoreBest Canadian Student Credit Cards For 2025
I’m going to be brutally honest: when I was a student, I didn’t read a single article about the best student credit cards in Canada. My mom took me to the bank and basically told me where to sign. My only thought was , “Oh hey, free money!” …and put that $500 limit to the…
Read MoreTangerine’s No-Fee Cash-back MasterCard 2025 Review
This was originally a guest post by credit card enthusiast and regular reader – Elbyron, written back in 2015. Now, it’s the time to re-evaluate this card and see if it’s still the best cash back card in Canada. Our no-fee Tangerine Money-Back Credit Card Review takes a detailed look at the ins and outs of…
Read MoreScotia Momentum Visa Infinite Card Review 2025
Editor’s note: This review was originally written by FT back in 2014. Back then, he concluded this card is one of the best rewards card in Canada. We now set out to examine its status in 2025. The Scotia Momentum Visa Infinite is Canada’s highest awarded cash back credit card. Our review will illustrate why…
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