Best Canadian Bank Account Promotions 2024

bank promos canada

At any point in time, there are handfuls of bonus offers and bank account promo offer codes available.  But how do you choose which of Canada’s bank account promotions to sign up for?  We’ve curated a list for you of the best current offers. Some offers are for brick-and-mortar banks, while others are for online…

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Neo Everyday (Formerly Money) Account Review

neo financial logo

What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Everyday Account. It was founded in 2019 by veterans of the tech industry Kris Read and SkiptheDishes cofounders Jeff Adamson and Andrew Chau. Since the company’s inception, Neo’s mission has been “to reinvent how Canadians spend,…

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Wealthsimple Trade Review 2024

wealthsimple trade review logo

What is Wealthsimple Trade? Wealthsimple Trade is an online brokerage platform that allows you to build and manage your own investment portfolio. It’s one part of Wealthsimple, a company with 1.5 million customers and $8.4 billion in assets under management. Wealthsimple has been around since 2014 and Wealthsimple Trade launched in 2019. Unlike Wealthsimple Invest…

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The Best Aeroplan Credit Cards in Canada 2024

Best Aeroplan Credit Cards

If you are looking for the best travel rewards card in Canada, look no further than Aeroplan credit cards. Aeroplan is a loyalty program that allows cardholders to earn points towards flights, hotels, car rentals, merchandise and more. This flexibility is exactly why Aeroplan credit cards are so popular. There are a number of Aeroplan…

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The Best Secured Credit Cards in Canada 2024

Free Cash Back Credit Cards In Canada

If you ever find yourself in a situation where your low credit score is getting in the way of your goals, don’t worry, there are ways to improve it. With the Best Secured Credit Cards in Canada, you can build your credit score, whether it’s starting at zero or doing a little credit recon. In…

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Best Low Interest Credit Cards in Canada

best low interest credit cards

We all know that it is best not to keep a balance on a credit card, and in a perfect world, we wouldn’t. In reality, there will be times in life when unexpected expenses will pop up, requiring us to carry a credit card balance for a little while. In this situation, you’ll be looking…

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You Need a Budget (YNAB) Canada Review

ynab logo

What is YNAB? YNAB is more than a simple budgeting app. The idea for YNAB all started in 2003 when founder Jesse Mecham developed a very specific system for managing money so he and his wife could finish school with as little financial stress as possible.  Seeing how effective the system was, he decided to…

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Wealthsimple vs. Justwealth in 2024

wealthsimple vs justwealth comparison

 Wealthsimple and Justwealth are two of the top robo-advisors in Canada, each offering well-crafted products without the high fees of a mutual fund.  Weathsimple Invest, the largest robo-advisor in Canada, is part of a larger suite of services aimed at novice/hands-off investors. Justwealth offers the widest selection of portfolios out of any Canadian robo-advisor and…

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Amex Gold Rewards Card Review 2024

amex gold card

There are only a few charge cards available to the Canadian market, and all of them are offered by American Express, so our editorial team was able to really focus on the details when it came to our Amex Gold Rewards Card review. Our process was less about finding which company had the best offering and…

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Best Travel Credit Cards in Canada 2024

Top Travel Free Credit Cards

According to recent surveys, over half of all Canadians are planning to travel this year! If you’re one of them, a travel credit card can help you cut travel costs and keep you covered in case of illness or injury while you’re away from home.  Million Dollar Journey has been reviewing, comparing, and rating Canada’s…

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ModernAdvisor Review 2024

modernadvisor review logo

ModernAdvisor was founded in 2013 by Navid Boostani (the CEO and a Certified Financial Analyst) and Adrian Brouwers. ModernAdvisor focuses on robo-advising, although they also offer ModernAdvisor Pro, a service for professional financial planners. ModernAdvisor has some unique characteristics that set it apart from the robo-advising crowd. This is particularly true for beginner investors who…

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Tangerine World Mastercard Review

tangerine world mastercard

When digital bank Tangerine launched their no-fee World Mastercard in 2019, they announced that they were taking their award-winning Money-Back Credit Card “to the next level.” Our Tangerine World Mastercard review will break down the features, benefits, and drawbacks of this enhanced cash-back card to help you make an informed decision.  The Tangerine World Mastercard…

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Wealthsimple vs. Tangerine in 2024

tangerine vs wealthsimple comparison

When you’re considering online banking and investment options in Canada, you’re likely to run into recommendations for Wealthsimple Invest and Tangerine Bank. These are two online financial powerhouses, and they each excel in a particular area. But how to they compare? This article puts Wealthsimple and Tangerine Bank head to head, but keep in mind…

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Best Balance Transfer Credit Cards in Canada 2024

balance transfer credit cards

Financial wisdom tells us, “Thou shalt not carry credit card debt.” While this solid financial knowledge is something we should try our best to follow, we live in a world where stuff happens. When it does, you might be forced to carry a balance on your credit card to help you get through hard times,…

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Wealthsimple vs. BMO in 2024

bmo vs wealthsimple

At face value, a fintech company like Wealthsimple and a big bank like BMO are so different that it’s surprising that they have any offerings in common at all. But as it happens they both feature excellent robo-advisors (Wealthsimple Invest and BMO Smartfolio) that are ranked on our list of the best robo-advisors in Canada.  Figuring…

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Best Credit Cards in Canada 2024

best credit cards canada

What’s the best credit card in Canada? With so many cards on the market, it can be difficult to pick a single Visa or Mastercard, let alone one best overall credit card. This is true for two reasons: one, because there are so many cards that it can be overwhelming and two, because (spoiler alert)…

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Nest Wealth Review 2024

nest wealth review logo

What is Nest Wealth? Nest Wealth is a digital finance company that was founded in 2014 with the goal of providing “digital wealth solutions for everyone.” In the case of Nest Wealth, “everyone” includes not only individual investors like you or me, but also: Nest Wealth’s choice to focus on multiple niches is a double-edged…

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Wealthsimple vs. RBC InvestEase – 2024 Comparison

wealthsimple vs rbc comparison

Researching the best Canadian robo-advisors can be time-consuming, if not downright overwhelming! Canada has a lot of great options, and it can be a challenge to figure out how they differ from one another. Which one has the selection and services you’re looking for?  Which will work best for your specific situation? Which has the…

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Amex Cobalt Review

amex cobalt large

The American Express Cobalt card has topped “best of” lists on a range of financial sites. Our Amex Cobalt review shows you why and in fact, we have also named this card the best travel credit card and one of the best overall credit cards in Canada. We give you the numbers, explain what they…

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Wealthsimple Crypto Review

wealthsimple crypto

What is Wealthsimple Crypto? Wealthsimple Crypto is a crypto trading platform managed through Wealthsimple Trade. It features completely self-directed trading with commission-free buying and selling (sort of, keep reading to learn more). Investors can begin with any amount, even if it’s only $1. Wealthsimple Crypto’s list of available cryptocurrencies has expanded exponentially over its first…

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A Frugal Guide to Healthy Living in Canada

save on health canada

If you’re not paying attention, healthy living in Canada can really cost you.  Out-of-pocket healthcare payments make up about 15% of total health spending in Canada, and those numbers have only increased. Combine rising healthcare costs with skyrocketing grocery prices, and it’s more important than ever to find effective ways to trim your spending –…

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Wealthsimple Trade vs. TD Direct Investing

wealthsimple vs td

Comparisons between no-fee online brokers like Wealthsimple Trade and higher-priced Big Bank brokers like TD Direct Investing really come down to a battle of price vs selection and service. Wealthsimple Trade gives you a basic DIY platform with no trading fees, while TD Direct Investing gives you the selection and service you expect from a…

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Best Prepaid Credit Cards in Canada

best prepaid cards

There’s more to prepaid credit cards than those Visa gift cards you find on display at your local Walmart. Our list of the Best Prepaid Credit Cards in Canada will explain how a prepaid card works and how it differs from a the top credit cards. It’ll also show you our picks for the prepaid…

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Credit Karma Canada Review 2024

credit karma logo

What Is Credit Karma? When a company offers free credit score reporting, people are understandably wary. Is it legit? Is it safe? Why would you trust a random website to tell you your credit score? Our Credit Karma review is here to answer all these questions and more. Credit Karma is a free personal finance…

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Best Finance and Investing Books

best finance books

Whenever readers ask me for finance book recommendations, my mental response is always “how much time do you have?” A list of the best personal finance books of all time would take hours to go through, even if you limit it to financial books written specifically for Canadians. That’s why I’ve put together this list…

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Best Crypto Platforms and Apps in Canada 2024

best crypto apps

Although investing in cryptocurrency gets more mainstream every day and can be a legitimate way to grow (some of) your money, it still comes with inherent risks. That’s why it’s essential to pick a safe, regulated, low-fee crypto trading platform that you can trust. With so many crypto apps and exchanges to choose from, it…

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House Poor No More Book Review

house poor no more book review

House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth by Romana King is one of those books that every Canadian should read. See here for order information. It’s interesting, engaging, and absolutely packed with useful information. From a prioritized list of regular home maintenance tasks, to tips on how…

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Best Money-Making Apps in Canada 2024

money making apps canada

Maybe you’ve been scrolling social media at some point and seen that there are apps that will pay you for basically nothing and help you make money online. It’s not quite as ridiculous as it sounds at first! There actually are apps that will pay you for doing something that you would be doing anyway…

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How To Retire Early in Canada

early retirement financial freedom

Have you ever thought about early retirement? Stopping work in your 50s (or earlier) and being able to relax and do the things you’ve always wanted to do? The Financial Independence/Retire Early (FIRE) movement has inspired many Canadians to take a hard look at their lifestyles and figure out if they can do just that.…

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TD Aeroplan Visa Infinite Review 2024

td aeroplan visa

Recipient of multiple credit card awards, including our own Best Aeroplan Card prize, the TD Aeroplan Visa Infinite is widely recognized as a top travel credit card. Our TD Aeroplan Visa Infinite review breaks down what makes this card so good, as well as how it compares to one of its closest competitors. Aeroplan is…

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CIBC Dividend Visa Review

cibc dividend visa

Our CIBC Dividend Visa review digs into the features of this no-fee cash-back card to see what’s good and what’s just OK (there’s nothing truly bad here). We compare the card with its paid counterparts so you can see what you get for the money. We also review how it compares to another similar card,…

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CIBC Aventura Gold Review

cibc aventura gold

If you’re looking for a travel Visa with flexible points redemption and a premium selection of perks and benefits, the CIBC Aventura Gold is an excellent candidate. Our CIBC Aventura Gold Visa review lays out this card’s information in detail and explains what makes it CIBC’s most flexible travel card. It also looks at the…

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Multiple Credit Card Strategy in Canada

New Rules For Prepaid Credit Cards

So, you want to get a new credit card, but you’re worried about whether it’ll hurt your credit. We have good news: lots of people have multiple credit cards and it doesn’t hurt their credit at all.  However, the more cards you have, the more you’ll need to keep track of. This article lays out…

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Scotiabank SCENE Visa Review 2024

scotiabank scene visa2

The Scotiabank SCENE Visa card is part of Cineplex’s beloved SCENE loyalty program, which rewards moviegoers for purchasing tickets and concessions. Our Scotiabank SCENE Visa credit card review gives you all the details about this overwhelmingly popular card. It also lays out the options for SCENE members who want to earn points faster. If you…

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Brim Financial Mastercard Review

brim financial mastercard

Brim Financial is a digital finance company that promises “More savings, more flexibility, more rewards.” Our Brim Financial Mastercard review reveals the details behind the slogan to see what this no-fee card has to offer. We also compare Brim’s three Mastercard tiers and put the Brim Mastercard head-to-head against another no-fee cashback card: the Tangerine…

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MBNA Rewards Platinum Plus Mastercard Review

mbna rewards platinum

If you’re on the hunt for a new rewards credit card, it pays to pick one that’s recognized as one of the best in Canada. Our MBNA Rewards Platinum Plus review gives you the all-details look at our favourite No-Fee Travel Card from our Best Travel Credit Cards round-up.  It also looks at the differences…

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CIBC Aeroplan Visa Review 2024

cibc aeroplan visa

Want to start collecting Aeroplan Points while avoiding a hefty annual fee? Not to worry—there’s one Aeroplan Visa card that’s absolutely free! Our CIBC Aeroplan Visa review digs into what a no-fee Aeroplan card will give you (it’s not as much as a paid card, but it’s still a great start!). We also compare the…

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BMO CashBack World Elite Mastercard Review

bmo air miles world elite mastercard

We love a card that pays us to use it – especially when it gives us bonus earnings for categories like groceries, gas, and bills! Our BMO CashBack World Elite Mastercard Review breaks down which purchases earn you what percentages. It runs through the fine print on this premium cashback card, outlines the perks and…

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Best Canadian Student Credit Cards For 2024

student credit card canada

I’m going to be brutally honest: when I was a student, I didn’t read a single article about the best student credit cards in Canada. My mom took me to the bank and basically told me where to sign.  My only thought was , “Oh hey, free money!” …and put that $500 limit to the…

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Tangerine’s No-Fee Cash-back MasterCard 2024 Review

tangerine moneyback new

This was originally a guest post by credit card enthusiast and regular reader –  Elbyron, written back in 2015. Now, it’s the time to re-evaluate this card and see if it’s still the best cash back card in Canada. Our no-fee Tangerine Money-Back Credit Card Review takes a detailed look at the ins and outs of…

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Scotia Momentum Visa Infinite Card Review 2024

scotia momentum visa infinite card

Editor’s note: This review was originally written by FT back in 2014. Back then, he concluded this card is one of the best rewards card in Canada. We now set out to examine its status in 2024. The Scotia Momentum Visa Infinite is Canada’s highest awarded cash back credit card. Our review will illustrate why…

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