Wealthsimple Trade Review

wealthsimple trade review logo

What is Wealthsimple Trade? Wealthsimple Trade is an online brokerage platform that allows you to build and manage your own investment portfolio. It’s one part of Wealthsimple, a company with 1.5 million customers and $8.4 billion in assets under management. Wealthsimple has been around since 2014 and Wealthsimple Trade launched in 2019. Unlike Wealthsimple Invest…

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Wealthsimple Trade vs. TD Direct Investing

wealthsimple vs td

Comparisons between no-fee online brokers like Wealthsimple Trade and higher-priced Big Bank brokers like TD Direct Investing really come down to a battle of price vs selection and service. Wealthsimple Trade gives you a basic DIY platform with no trading fees, while TD Direct Investing gives you the selection and service you expect from a…

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Best Prepaid Credit Cards in Canada 2022

best prepaid cards

There’s more to prepaid credit cards than those Visa gift cards you find on display at your local Walmart. Our list of the Best Prepaid Credit Cards in Canada will explain how a prepaid card works and how it differs from a the top credit cards. It’ll also show you our picks for the prepaid…

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Credit Karma Canada Review

credit karma logo

What Is Credit Karma? When a company offers free credit score reporting, people are understandably wary. Is it legit? Is it safe? Why would you trust a random website to tell you your credit score? Our Credit Karma review is here to answer all these questions and more. Credit Karma is a free personal finance…

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Best Finance and Investing Books

best finance books

Whenever readers ask me for finance book recommendations, my mental response is always “how much time do you have?” A list of the best personal finance books of all time would take hours to go through, even if you limit it to financial books written specifically for Canadians. That’s why I’ve put together this list…

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Best Crypto Platforms and Apps in Canada 2022

best crypto apps

Although investing in cryptocurrency gets more mainstream every day and can be a legitimate way to grow (some of) your money, it still comes with inherent risks. That’s why it’s essential to pick a safe, regulated, low-fee crypto trading platform that you can trust. With so many crypto apps and exchanges to choose from, it…

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House Poor No More Book Review

house poor no more book review

House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth by Romana King is one of those books that every Canadian should read. See here for order information. It’s interesting, engaging, and absolutely packed with useful information. From a prioritized list of regular home maintenance tasks, to tips on how…

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Best Credit Cards in Canada 2022

best credit cards canada

What’s the best credit card in Canada? With so many cards on the market, it can be difficult to pick a single Visa or Mastercard, let alone one best overall credit card. This is true for two reasons: one, because there are so many cards that it can be overwhelming and two, because (spoiler alert)…

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How To Retire Early in Canada

early retirement financial freedom

Have you ever thought about early retirement? Stopping work in your 50s (or earlier) and being able to relax and do the things you’ve always wanted to do? The Financial Independence/Retire Early (FIRE) movement has inspired many Canadians to take a hard look at their lifestyles and figure out if they can do just that.…

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The Best Bank Account Promotions in Canada

bank promos canada

If you’ve spent any time with us, you’ll know that we love a good bonus offer and/or bank account promo offer code. But which of Canada’s bank account promotions are currently worth your time?  We’ve combed through the industry’s promos and picked out some of the very best for you. These promotional offers are from…

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Wealthsimple Crypto Review

wealthsimple crypto

What is Wealthsimple Crypto? Wealthsimple Crypto is a crypto trading platform managed through Wealthsimple Trade. It features completely self-directed trading with commission-free buying and selling (sort of, keep reading to learn more). Investors can begin with any amount, even if it’s only $1. Wealthsimple Crypto’s list of available cryptocurrencies has expanded exponentially over its first…

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Webull Canada Review

webull canada logo

Sometimes stock trading apps are so popular that they make waves in Canada before they’re even available to Canadians! That’s the case with American low-cost trading platform Webull. Webull is a DIY online brokerage that’s available in the US, plus a handful of other countries including Japan, China, and Korea. It’s not available in Canada,…

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The Best Joint Bank Accounts in Canada

joint account canada

A joint account is just what it sounds like: a bank account that is opened and managed jointly by more than one person. They’re useful in situations where two or more people need to access and manage money. In our Best Joint Accounts in Canada round-up, we give you details on how joint accounts work,…

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Wealthsimple vs. BMO

bmo vs wealthsimple

So, you’ve decided that easy, hands-off index investing using a robo advisor such as Wealthsimple or BMO Smartfolio is the best fit for you. Figuring out which robo-advisor has the exact options you want – at the right price – can seem overwhelming. We put two of the best robo-advisors in Canada, Wealthsimple Invest and…

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You Need a Budget (YNAB) Canada Review

ynab logo

What’s one guaranteed way to kill a party?  Bring up budgeting.  It’s tedious and difficult to maintain and just… it’s a one-way trip to the no fun zone. But it doesn’t have to be that dreadful. Apps like You Need a Budget promise to keep you on track and make budgeting fun-ish. That feels like…

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Best USD Bank Accounts in Canada

usd bank accounts

Cross-border transactions can be complicated and expensive. First, you have to deal with a constantly shifting exchange rate. Then there’s the foreign transaction fees you’ll run into… and don’t get us started on what happens if you’re a dual citizen and have to pay a tax bill! What’s the solution? A US Dollar bank account based in…

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Wealthsimple vs. RBC

wealthsimple vs rbc comparison

The list of the best Canadian robo-advisors is, well, not short (we have some great ones!) and it can be a challenge to figure out how they differ from one another. Which one has the selection and services you’re looking for?  Which will work best for your specific situation? That’s exactly why we write these…

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Wealthsimple vs. Tangerine

tangerine vs wealthsimple comparison

When looking at online banking and investment options in Canada the Wealthsimple vs Tangerine Bank battle quickly rises to the forefront. This is a look at the direct comparison and builds on our Wealthsimple and Tangerine Bank reviews. It’s an interesting comparison to make because it’s not simple robo-advisor vs robo-advisor like our Wealthsimple vs…

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Wealthsimple vs. Justwealth

wealthsimple vs justwealth comparison

After publishing our in-depth Wealthsimple and Justwealth reviews, we wanted to dig a little deeper and give you a full head-to-head Wealthsimple vs Justwealth comparison.  After all, when you’re deciding where to put your hard-earned cash, it helps to have a clear picture! Weathsimple Invest, the largest robo-advisor in Canada, is part of a larger…

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ModernAdvisor Review 2022

modernadvisor review logo

ModernAdvisor was founded in 2013 by Navid Boostani (the CEO and a Certified Financial Analyst) and Adrian Brouwers. ModernAdvisor focuses on robo-advising, although they also offer ModernAdvisor Pro, a service for professional financial planners. ModernAdvisor has some unique characteristics that set it apart from the robo-advising crowd. This is particularly true for beginner investors who…

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Nest Wealth Review 2022

nest wealth review logo

Nest Wealth is a digital finance company that was founded in 2014 with the goal of providing “digital wealth solutions for everyone.” In the case of Nest Wealth, “everyone” includes not only individual investors like you or me, but also: Financial institutions Financial advisors and planners Employers who operate group RRSPs and more Nest Wealth’s…

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Amex Cobalt Review

amex cobalt large

The American Express Cobalt card has topped “best of” lists on a range of financial sites. Our Amex Cobalt review shows you why and in fact, we have also named this card the best travel credit card and one of the best overall credit cards in Canada. We give you the numbers, explain what they…

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CIBC Dividend Visa Review

cibc dividend visa

Our CIBC Dividend Visa review digs into the features of this no-fee cash-back card to see what’s good and what’s just OK (there’s nothing truly bad here). We compare the card with its paid counterparts so you can see what you get for the money. We also review how it compares to another similar card,…

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CIBC Aventura Gold Review

cibc aventura gold

If you’re looking for a travel Visa with flexible points redemption and a premium selection of perks and benefits, the CIBC Aventura Gold is an excellent candidate. Our CIBC Aventura Gold Visa review lays out this card’s information in detail and explains what makes it CIBC’s most flexible travel card. It also looks at the…

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Multiple Credit Card Strategy in Canada

New Rules For Prepaid Credit Cards

So, you want to get a new credit card, but you’re worried about whether it’ll hurt your credit. We have good news: lots of people have multiple credit cards and it doesn’t hurt their credit at all.  However, the more cards you have, the more you’ll need to keep track of. This article lays out…

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The Best Balance Transfer Credit Cards in Canada

balance transfer credit cards

Carrying a credit card balance will cost you money and can negatively impact your credit rating if you’re not careful – which is why we spend a lot of time warning you against it. But we know (we’ve been there) that sometimes it happens, and when it does, this collection of the Best Balance Transfer…

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Scotiabank SCENE Visa Review

scotiabank scene visa2

The Scotiabank SCENE Visa card is part of Cineplex’s beloved SCENE loyalty program, which rewards moviegoers for purchasing tickets and concessions. Our Scotiabank SCENE Visa credit card review gives you all the details about this overwhelmingly popular card. It also lays out the options for SCENE members who want to earn points faster. If you…

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Brim Financial Mastercard Review

brim financial mastercard

Brim Financial is a digital finance company that promises “More savings, more flexibility, more rewards.” Our Brim Financial Mastercard review reveals the details behind the slogan to see what this no-fee card has to offer. We also compare Brim’s three Mastercard tiers and put the Brim Mastercard head-to-head against another no-fee cashback card: the Tangerine…

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MBNA Rewards Platinum Plus Mastercard Review

mbna rewards platinum

If you’re on the hunt for a new rewards credit card, it pays to pick one that’s recognized as one of the best in Canada. Our MBNA Rewards Platinum Plus review gives you the all-details look at our favourite No-Fee Travel Card from our Best Travel Credit Cards round-up.  It also looks at the differences…

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CIBC Aeroplan Visa Review

cibc aeroplan visa

Want to start collecting Aeroplan Points while avoiding a hefty annual fee? Not to worry—there’s one Aeroplan Visa card that’s absolutely free! Our CIBC Aeroplan Visa review digs into what a no-fee Aeroplan card will give you (it’s not as much as a paid card, but it’s still a great start!). We also compare the…

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BMO CashBack World Elite Mastercard Review 2022

bmo air miles world elite mastercard

We love a card that pays us to use it – especially when it gives us bonus earnings for categories like groceries, gas, and bills! Our BMO CashBack World Elite Mastercard Review breaks down which purchases earn you what percentages. It runs through the fine print on this premium cashback card, outlines the perks and…

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Best Student Credit Cards

student credit card canada

I’m going to be brutally honest: when I was a student, I didn’t read a single article about the best student credit cards in Canada. My mom took me to the bank and basically told me where to sign.  My only thought was , “Oh hey, free money!” …and put that $500 limit to the…

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The Best Secured Credit Cards in Canada

Free Cash Back Credit Cards In Canada

Do you have bad credit?  Our list of the Best Secured Credit Cards in Canada can help you get back on track, and enjoy the convenience of having a credit card option to make online purchases with. Credit card companies tend to look for good-to-excellent credit scores when they’re considering applications. If your credit score…

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The Best Low Interest Credit Cards in Canada

best low interest credit cards

While travel perks are great, if you carry a monthly balance, finding the best low interest credit card in Canada should be prioritized way ahead of travel rewards. The best low interest credit cards in Canada vary widely in terms of perks and offerings, but they all have one thing in common: an APR (annual…

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The Best Aeroplan Credit Cards in Canada

Best Aeroplan Credit Cards

With cities opening again, people are getting into serious trip-planning mode, and that means that the best Aeroplan credit cards in Canada are even more valuable than ever. And with the re-launch of the Aeroplan program, the sign-up offers are coming fast and furious. Maybe you’ve been collecting Aeroplan points for a while and want to…

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Tangerine World Mastercard Review

tangerine world mastercard

When digital bank Tangerine launched their no-fee World Mastercard in 2019, they announced that they were taking their award-winning Money-Back Credit Card “to the next level.” Our Tangerine World Mastercard review will break down the features, benefits, and drawbacks of this enhanced cash-back card to help you make an informed decision.  The Tangerine World Mastercard…

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TD Aeroplan Visa Infinite Review

td aeroplan visa

Recipient of multiple 2021 credit card awards, including our own Best Aeroplan Card prize, the TD Aeroplan Visa Infinite is widely recognized as a top travel credit card. Our TD Aeroplan Visa Infinite review breaks down what makes this card so good, as well as how it compares to one of its closest competitors. Aeroplan…

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Amex Gold Rewards Card Review 2022

amex gold table

There are only a few charge cards available to the Canadian market, and all of them are offered by American Express, so our editorial team was able to really focus on the details when it came to our Amex Gold Rewards Card review.  Our process was less about finding which company had the best offering…

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Scotia Momentum Visa Infinite Card Review 2022

scotia momentum visa infinite card

Editor’s note: This review was originally written by FT back in 2014. Back then, he concluded this card is one of the best rewards card in Canada. We now set out to examine its status in 2022. The Scotia Momentum Visa Infinite is Canada’s highest awarded cash back credit card for 2021. Our review will…

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The Best Travel Credit Cards in Canada

Top Travel Free Credit Cards

Million Dollar Journey has been reviewing, comparing, and rating Canada’s best travel credit cards since 2006. With the majority of international travel plans on hold for 2022, it’s a great time to start collecting points for future plans. (Might as well put this time at home to good use!) We’ve taken a look at old…

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