Typically, I’m a no frills kinda guy.  Nothing too fancy, but I do like my technology.  When the iPhone was first released, I simply saw it as an expensive toy with an even more expensive monthly servicing fee.  However, the more I think about it, the more it would make sense to have one for my online…

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This scenario came from regular reader Sam.  He is a new graduate making a decent living, but has questions about his RRSPs.  What makes his scenario unique is that he plans on using his RRSP to fund his MBA ambitions in a few years time. I graduated a year ago and got a job.   I’m…

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Should I go short or long; fixed or variable with my mortgage? “I wish I had an answer to that, because I’m tired of answering that question.” – Yogi Berra Number 3 on our list of things on which Canadians waste the most money is 5-year fixed mortgages. They are marketed as being safe and…

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