Archive for March 2025
Rebalance My Investment Portfolio: How, Why, and When
With all of the recent volatility in the stock market, I’ve been getting a lot of inquiries about rebalancing investment portfolios. Other inquiries have read something along the lines of: “This is all crazy, should I sell everything?!!” You almost assuredly shouldn’t “sell everything,” but when I wrote about the Canada-USA Trade War back at…
Read MoreSafe Retirement Withdrawal Rate Strategies in Canada
The concept of a safe withdrawal rate (and the 4% rule) is a key planning tool for Canadians of all ages. After all, if you don’t have a general withdrawal plan, how can you know how much you need to save in the first place? If you have been reading MDJ for years, you already…
Read More36 Years of Stock Market Returns in Canada (TSX)
What is the average stock market return? It’s one of the most common questions that I get when I talk to an audience that is relatively new to investing. What they often want to know is not the average stock market return, but a worst-case scenario stock market return. You can click here to skip…
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