Archive for March 2025
Best Canadian Dividend Stocks – April 2025
As we look ahead to April and May, our 2025 Best Canadian Dividend Stocks list has been updated to help your portfolio weather the economic storm caused by tariff uncertainty. For example, while the TSX 60 and S&P 500 are down 3% and 6% respectively over the last month, slow and steady Fortis is up…
Read MoreRebalance My Investment Portfolio: How, Why, and When
With all of the recent volatility in the stock market, I’ve been getting a lot of inquiries about rebalancing investment portfolios. Other inquiries have read something along the lines of: “This is all crazy, should I sell everything?!!” You almost assuredly shouldn’t “sell everything,” but when I wrote about the Canada-USA Trade War back at…
Read MoreBest Canadian Bank Account Promotions 2025
At any given time, there are numerous bonus offers and bank account promo codes available. But how do you decide which Canadian bank promotions are worth signing up for? To help, we’ve put together an updated list of the top offers. These promotions include deals from both online banks, as well as traditional brick-and-mortar banks.…
Read MoreThe 11 Best Cash ETFs in Canada (Plus HISA ETFs and Money Market ETFs)
Due to all of the tariff talk, there has been a lot of interest in Canada’s Best Cash ETFs and other low risk investments lately. You might also know these exchange traded funds as HISA ETFs (high interest savings account ETFs). Cash ETFs aren’t exactly the same thing as money market ETFs – but when…
Read MoreSafe Retirement Withdrawal Rate Strategies in Canada
The concept of a safe withdrawal rate (and the 4% rule) is a key planning tool for Canadians of all ages. After all, if you don’t have a general withdrawal plan, how can you know how much you need to save in the first place? If you have been reading MDJ for years, you already…
Read MoreBest Student Bank Account in Canada (2025 Promos Included)
Imagine racing across campus to make it to your early morning lecture when, suddenly, your coffee spills all over the front of your hoodie—the cleanest one you could find. You’ve got a lab report due, papers to write, midterms coming up fast, and you’re exhausted. Between paying rent, tuition, and buying next semester’s textbooks, your…
Read MoreJustwealth Review 2025
Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada. How did they do it? By focusing on what matters. Frankly, while Justwealth has made great strides in the way their website looks, they still aren’t the most aesthetically-appealing option…
Read More36 Years of Stock Market Returns in Canada (TSX)
What is the average stock market return? It’s one of the most common questions that I get when I talk to an audience that is relatively new to investing. What they often want to know is not the average stock market return, but a worst-case scenario stock market return. You can click here to skip…
Read MoreFree Stock Trading in Canada 2025
The best free stock trading apps in Canada are giving DIY investors more control than ever. With no trading fees eating away at returns, it’s never been easier to build your own portfolio and keep more of what you earn. That said, let’s be clear – “free trading app” doesn’t mean there are no costs…
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