Archive for June 2025
Canadian Undervalued Stocks 2025
Undervalued stocks in Canada are usually identified as having a market value that is for one reason or another below their “true value.” The idea is that if you as an investor are able to identify these undervalued stocks while their purchase price is still low, then, someday in the future, when the rest of…
Read More49 Best ETFs in Canada – July 2025
When I first started writing about Canadian personal finance twenty years ago, my list of the best ETFs in Canada could fit on a napkin. There were no Canadian all-in-one ETFs, no catchy tickers, and definitely no slick marketing campaigns. ETFs were basically niche tools used by hardcore index investors and a handful of spreadsheet-loving…
Read MoreTop 6 Indexing Options for Your Portfolio in 2025
If you’ve been circling the idea of index investing, and fully committing to a passively-managed portfolio – but find yourself in paralysis-analysis mode – then unfortunately you have plenty of company. A lot of folks get stuck in the pre-game – unsure where to begin, thinking they don’t have enough money to get started, or…
Read MoreJustwealth Review 2025
Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada. How did they do it? By focusing on what matters. Frankly, while Justwealth has made great strides in the way their website looks, they still aren’t the most aesthetically-appealing option…
Read MoreEQ Bank Review 2025
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1.25%* (Plus 2.25% if you direct deposit your pay) People who want the highest consistent interest rate in Canada + free e-transfers + super cheap international money conversion + FREE BANKING + USD Accounts for Canadians EQ GICs…
Read MoreWealthsimple Review 2025
What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen, Brett Huneycutt and Rudy Adler. I gotta say that I really liked the company more in its first few years than in its current iteration. For the first five years of its existence, Wealthsimple was solely focused on the product that is now…
Read MoreThe Biggest Risk of Early Retirement (FIRE) – Sequence of Returns!
The dream of Financial Independence, Retire Early (FIRE) is everywhere these days (it wasn’t so common when I started my journey almost two decades ago). But here’s the thing most FIRE “influencers” don’t like to dwell on: retiring early comes with a unique headache – what’s known as sequence of returns risk. Sequence of returns…
Read MoreBest Canadian Robo Advisors 2025
As we look ahead to the warmer days of summer, Canada’s best robo advisors are already heating things up with some excellent offers for hands-off investors. Justwealth is leading the charge right now with a cash bonus of up to $500 when you open a new account – making it one of the best robo…
Read MoreBest Canadian Finance Podcasts
The best personal finance podcasts in Canada don’t insult your intelligence or try to sell you something. They aren’t created by self-appointed “fin-fluencers” trying to gain followers while promoting the next “silver bullet” fad. The Canadian podcast and YouTube world is rapidly filling up with marketing fluff disguised as “money talk”. That said, there are…
Read MoreBest Canadian Online Brokers – May 2025
As we look ahead to summer and the second half of 2025, it’s time for an updated look at the Best Online Brokerages in Canada. With RRSP season in the rearview mirror – and what might be shaping up to be another round of “tariff season” drama ahead – now’s the time to lock in…
Read MoreQuestrade Review 2025
Is Questrade Safe & Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through a Questrade online brokerage account safe? Is Questrade as safe as RBC, TD, CIBC, ScotiaBank, and BMO? – MDJ reader The answer: Yes! Questrade is fully regulated by two key…
Read MoreQtrade Review 2025 – Canada’s Best Broker
Current Qtrade New Customer Promotion Qtrade currently has the best cash-back offer on the market in an effort to get you to try their platform. In brief – they want to pay you $150 to open an account with them. Details: Amount in New Qtrade Account Cash Back $1,000-$9,999 $50 $10,000-$24,999 $100 $25,000+ $150 In order…
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