Archive for November 2011
Company Stock Buybacks
Typically, investors calculate their return from a stock as capital appreciation plus dividend payments. For non-dividend paying companies, the growth prospects of the company decide the stock price and thereby, the return for the shareholder. However, a corporation can also provide value to a shareholder through a share buyback program. This post will look at…
Read MoreThe Worried Boomer by Derek Foster – Book Review and Giveaway
Derek Foster is back again with his sixth book – The Worried Boomer (link). While his first five books were mostly about investing, this one a little bit different where it’s all about retirement. Who is Derek Foster? Derek Foster is known as Canada’s Youngest Retiree when he retired at the young age of 34.…
Read MoreCallable Guaranteed Investment Certificates (GIC)
As known to most investors, a Guaranteed Investment Certificate (GIC) offers security of principal and provides a fixed or variable (if linked to the Prime Rate or Equity Markets) rate of interest/return, albeit lower than other investment vehicles such as stocks, for locking in the principal for a specific time period. The longer the time…
Read MoreAsk the Readers: Is it possible to earn $90,000 in salary by age 30?
There is a debate on Canadian Money Forum about teens expectations of earning $90,000 per year by the age of 30. The debate stems from an article in the Moneyville and it appears the argument is fairly balanced. Moneyville surveyed over 3,000 recent Canadian high school students, most of which were planning post secondary education,…
Read MoreCanada’s Most Expensive and Lowest Cost MBA Programs
Since obtaining my undergrad in Engineering about eight years ago, I’ve played around with the idea of going back to school for my Masters in Business Administration (MBA) with a concentration on finance. Although I don’t see the MBA designation advancing my career at the moment, I’m more interested in it for the sake of…
Read MoreTypes of Business Models
Every business, be it the family-owned convenience store or multinational conglomerate, is built on an underlying model to apply their trade. It is essential that a business chooses the right model to maintain a sustainable and profitable enterprise. A business model encompasses several aspects of a business such as whether the company will use franchises…
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