With tax season ramping up, the online tax preparers are out in full force!  Last week, I reviewed the popular UFile, this week, it’s QuickTax Platinum, the download version (link).   QuickTax offered to giveaway 5 copies of QuickTax Platinum download version to Million Dollar Journey readers (value: $69.99 each). What’s the difference between the download…

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I know all the arguments for buying a used car. Most personal finance writers will tell you that buying a two year old car with low mileage is the best way to go. I agree with them but those two year old, low mileage, accident free vehicles are hard to find at a good price.…

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Perhaps there is some truth to the Canadian housing bubble speculation as the Canadian government has made changes to the mortgage rules.  With interest rates at historic lows, home buyers are purchasing homes at a frantic pace.  Most with the smallest possible down payment and the longest possible amortization.  As you can imagine, a portion…

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One of the rules in my family was that by the time we were 16, we got a job or our allowance stopped. Counter intuitive perhaps but the idea of more money or no money had me looking for something in the months before my 16th birthday. Now that I’m a parent I’m beginning to…

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For one reason or another, I’ve been getting emails regarding the same topic, basically discussing a potential spousal RRSP loophole. What is a spousal RRSP?  It’s almost self explanatory; it’s where one spouse contributes to a separate RRSP account called a spousal RRSP in the name of their spouse.  The advantage is when one spouse…

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I’ve never really given thought about buying roadside assistance protection before as I considered it just another unnecessary cost.  However, with an alternator failure the other day in our 8 year old car, it made me think about what it would cost to get a tow truck should I ever need one.   Along the same line of thought,…

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“You wouldn’t have won if we’d beaten you.” – Yogi Berra How did you do with the 12 questions in the first article of this series? We have found that most investors have quite exaggerated views about long term stock market returns, mainly believing they are much more erratic than they are. Here are the…

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