1. Pick a bank, any bank I’ll confess, we have too many bank accounts.  Our main chequing account is at one bank.  Our RESPs are at another.  My RRSPs through work are with one financial institution and my husband’s are with another.   It’s too many accounts!  I often see worse.  Many people I meet with…

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With tax season ramping up, the online tax preparers are out in full force!  Last week, I reviewed the popular UFile, this week, it’s QuickTax Platinum, the download version (link).   QuickTax offered to giveaway 5 copies of QuickTax Platinum download version to Million Dollar Journey readers (value: $69.99 each). What’s the difference between the download…

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I know all the arguments for buying a used car. Most personal finance writers will tell you that buying a two year old car with low mileage is the best way to go. I agree with them but those two year old, low mileage, accident free vehicles are hard to find at a good price.…

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Around the time of the stock market lows in March 2009, an acquaintance, who is in his mid-fifties, was chatting about the economy in general and, unsurprisingly, touched upon the market downturn. He asked about my investments and I mentioned that (since I was invested solely in stock index funds) I had a paper loss…

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Perhaps there is some truth to the Canadian housing bubble speculation as the Canadian government has made changes to the mortgage rules.  With interest rates at historic lows, home buyers are purchasing homes at a frantic pace.  Most with the smallest possible down payment and the longest possible amortization.  As you can imagine, a portion…

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The friendly folks at Ufile contacted me to help spread the word about ufile.ca (not affiliated).  In doing so, they have offered to giveaway 10 online tax filing coupon codes for the readers of Million Dollar Journey.  It typically costs $15.95 to file online which is a bargain compared to what accountants can charge. What…

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One of the rules in my family was that by the time we were 16, we got a job or our allowance stopped. Counter intuitive perhaps but the idea of more money or no money had me looking for something in the months before my 16th birthday. Now that I’m a parent I’m beginning to…

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