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Helping Canadians with Personal Finance Since 2006

Archive for February 2009

Ask the Readers: Smith Manoeuvre Advisors?

I’ve been getting numerous emails from readers looking for Smith Manoeuvre or leveraged investment advisors in their area.  The problem is, I don’t know any, but I’m wondering if you could help me out? Are you a Smith Manoeuvre advisor?  Or, do you know any Smith Manoeuvre advisors in your area? If so, please contact…

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QuickTax Winners, Book Giveaway, and Weekend Links

QuickTax Winners The long awaited QuickTax winners have been chosen and are now ready to be announced!  Out of the 184 entries, there were 3 winners randomly chosen for free online tax filing this year.  The winners are … Lyne (2) Karash (32) PH (106) Congrats guys!  I will be contacting you shortly with the…

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The Frugal Dog – The Cost of Dog Ownership

This is another guest post by Kathryn.  She is evaluating the potential cost of dog ownership.  Great timing as we’re also considering getting a dog in the future. This is a spin off on Newborn Baby Expenses as pet ownership can also be pricey! Brian and I both grew up with dogs but because of…

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Smith Manoeuvre Portfolio – Feb 2009

For those of you just joining us, this is my portfolio that is leveraged with money borrowed from my home equity line of credit (HELOC). As the money borrowed is used to invest, the interest charged is tax deductible. For more details, check out my modified smith manoeuvre strategy. It’s been a couple of months…

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Pilgrimage to Warren Buffett’s Omaha – Book Review and Giveaway

This is another book review from, our favorite millionaire, QCash. “Pilgrimage to Warren Buffett’s Omaha: A Hedge Fund Manager’s Dispatches from Inside the Berkshire Hathaway Annual Meeting” by Jeff Matthews is a history lesson of Berkshire Hathaway, Warren Buffett and Charlie Munger.  Matthews uses the 2007 and 2008 annual general meeting, and more importantly, the…

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Holding a Mortgage within an RRSP

A reader wrote me last week very excited about the prospects of holding your own mortgage within an RRSP.  Yes, that’s right, under the right conditions, you can use your own RRSP to fund the mortgage owing on your house and pay yourself back on a monthly basis. As this sounds great on paper, after…

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RRSP Tip: Carry Forward Your RRSP Tax Deduction

With the RRSP deadline right around the corner (March 2, 2009), this is a strategy that I’ve mentioned in passing a couple times, but never in great detail. That is, providing that the situation is right, you should consider carrying forward all or a portion of your RRSP tax deduction to a future year to…

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