Archive for May 2025
How Do RDSPs Work in Canada?
A Registered Disability Savings Plan (RDSP) is a special long-term savings plan designed by the Government of Canada to help people with severe disabilities (and their families) save for the future. In essence, an RDSP is similar to other registered plans like an RRSP or RESP – you contribute after-tax money and it grows tax-free…
Read MoreAI Investing in Canada: AI Stocks vs Tools
Canadian investors are increasingly faced with two related trends: investing in AI stocks (buying shares of companies benefitting from artificial intelligence boom) versus using AI to invest (leveraging AI-driven tools to make investment decisions). Personally, I’m instinctually suspicious of anything that gets this much press coverage and hype behind it. I should be clear –…
Read MoreShould You Buy VBAL ETF? My VBAL Review
The Vanguard Balanced ETF (VBAL) represents the fulfillment of the original promise behind ETFs when they first emerged three decades ago: a simple, low-cost way to achieve diversification across an entire investment portfolio. VBAL offers Canadian investors a convenient, all-in-one ETF solution that blends both stocks and bonds, making it an ideal choice for those…
Read MoreBuying Fractional Shares in Canada
Buying fractional shares is an excellent way to get exposure to Canadian All-Stars like Constellation Software without having to toss down more than $4,000 just to buy a single unit of stock! Even if you could afford that single share of CSU, tying up that much of your portfolio in one stock probably isn’t the…
Read MoreVGRO ETF 2026 Review
If you’re looking for a simple way to diversify your portfolio, ETFs are a great place to start. New to ETF investing? Check out our comprehensive guide to the Best All-in-One ETFs in Canada. Already familiar and just want our top recommendations? Head over to our list of the Best ETFs in Canada for 2026.…
Read MoreZGRO ETF Review
All-in-One ETFs offer investors a simple and cost-effective way to buy stocks from thousands of companies through a single investment. Since their debut in Canada, these broadly diversified ETFs have soared in popularity. Naturally, brokerages have responded by launching a variety of all-in-one options to meet the growing demand. These ETF portfolios have become a…
Read MorePassiv Review 2026 – Portfolio Management Tool
If you’re a Canadian DIY investor who prefers index ETFs – but prefers living life to dealing with rebalancing math and spreadsheets – then you might want to check out a tool called Passiv. The name is a play on the concept of passive investing (aka “index investing”). Passiv is most effective when used like…
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