Archive for December 2025
Best Low Risk Investments in Canada Right Now (January 2026)
After a volatile few years and with markets at all-time high valuations, it’s no surprise that many investors are heading into 2026 prioritizing low risk investments in Canada. Between interest rate uncertainty, economic slowdown chatter, and plenty of geopolitical noise, protecting short-term money matters more than squeezing out every last basis point of return for…
Read MoreBest Short Term Investments in Canada Right Now (January 2026)
With interest rates having fallen over the past couple of years, it’s more important than ever to get the most bank for your buck when researching the best short term investments in Canada. It looks like 2026 won’t see a lot of interest rate movement up or down – so the days of 5%+ GICs…
Read More2026 Economic and Market Predictions
Before we get to my economic and stock market predictions for 2026, I invite you to check out last week’s report column to see how I did in my 2025 predictions. As usual, I’m going to offer a general disclaimer: This isn’t meant to be direct investment advice. It’s more for my own fun, with…
Read MoreWealth Management Companies in Canada 2026
When I first wrote about the best financial advisors in Canada it got some attention from Canada’s wealth management companies due to the news and social media attention it received. If you’re not sure what exactly the difference is between a wealth management firm and a financial planning company – don’t worry – there isn’t…
Read MoreBest Financial Advisors in Canada
In trying to do your homework and separate the best financial advisors in Canada from the rest, you’re going to run into a lot of highly-motivated sales professionals. Most people that call themselves financial advisors are great at using vague jargon and financial fears to steer you toward the products that pay them the most.…
Read MoreBest Canadian High Interest Savings Accounts
While even the best high interest savings accounts saw their rates trend downward in 2025, the interest rate outlook for 2026 is mixed. GIC rates actually ticked up at the end of 2025, and markets seem to believe that the Bank of Canada is ready to sit pat for the medium term. That said, finding…
Read MoreBest Canadian Dividend ETFs for 2026 (And Why We Prefer Dividend Stocks)
Having written about dividend investing in Canada for close to twenty years, I regularly hear from readers wondering whether the best Canadian dividend ETFs are a better value than trying to do the research and select from the best dividend stocks in Canada. It’s clear that Canadian investors have a soft spot for reliable, tax-efficient…
Read MoreWorking After Retirement in Canada
More and more Canadians are now working after retirement in some capacity. The idea of the traditional final office party, gold watch, and chair on the beach appears to be less and less fulfilling than many had hoped. That doesn’t mean a lot of us want to work the same job OR the same hours…
Read MoreMaxed out RRSP and TFSA – Now What?
I recently received an email from a reader with a bright financial future. They have a maxed out TFSA and has recently maxed out her RRSP as well. Here’s a snippet of the email below (edited for brevity). First of all, thank you for sharing your wisdom and financial journey. I love reading your blog and…
Read MoreTFSA Contribution Room In 2026 + TFSA Rules and Limits
The TFSA contribution limit in 2026 is $7,000 (the same TFSA contribution room as we saw in 2024 and 2025). That means that going back to 2009, the total eligible TFSA contribution limit is $109,000. Contributing to your TFSA is one of the cleanest, least controversial moves in Canadian personal finance. No deductions to optimize.…
Read MoreBest GIC Rates in Canada – March 2026
With the Bank of Canada signalling that rate cuts will be slow-if-at-all in 2026, it has become abundantly clear that the best GIC rates in Canada have already topped out. Inflation is cooling (with a relatively modest 2.2% annualized measurement in December of 2025), economic growth is softening, and bond markets have priced in a…
Read MoreEdward Jones Review (Canada)
After we published our recent article on the best financial advisors in Canada, my inbox lit up with variations of the same question: Should I use Edward Jones financial planners? What about the other big name advisory firms? It seems a lot of Canadians are wondering whether these well known brands actually deliver the value…
Read MoreWealthsimple Trade vs. TD Direct Investing
The Wealthsimple vs TD Direct Investing comparison usually comes down to: Do you want rock bottom pricing and a simple mobile-first experience, or do you want the full service toolkit that comes with a major Canadian bank brokerage? If you want to see how both stack up against the rest of the field, my Best…
Read MoreMarket Predictions for 2025
It’s that time of the year when all the financial geeks submit their market predictions for the new year (usually far in advance so that they can start their break early). But I always wonder what happens to these orphaned articles and predictions… Do they get put out to pasture? Do they get sent to…
Read MoreWealthsimple vs BMO in 2026
While a sleek fintech company like Wealthsimple might have a completely different background than a long-established institution like BMO, they are overlapping to a significant (and increasing) degree as we enter 2026. One built its reputation on simplicity and online design, the other on stability and tradition. But the rise of DIY investing has pushed…
Read MoreQuestrade vs BMO InvestorLine – 2026 Comparison
The BMO vs Questrade battle takes place amongst a quickly growing field of Canadian online brokers. With more options than ever, Canadian DIY investors have no shortage of places to park their money. Everyone is fighting for attention in 2026, and the competition has pushed firms to roll out commission free trades, no minimum balances,…
Read MoreThe Best Joint Bank Accounts in Canada
As recently as a few years ago any list of the best joint bank accounts in Canada was basically the Big Five trading places. RBC, TD, BMO, Scotiabank, CIBC, and maybe online upstart Tangerine getting a polite nod (with that online bank being purchased by Scotia). But let’s be honest here, not much separated the…
Read MoreBest All-in-One ETFs in Canada 2026
Canada’s all-in-one ETFs (also called “portfolio ETFs” or “asset-allocation ETFs”) represent arguably the biggest leap forward in investing for DIY Canadians since the first index funds showed up decades ago. They combine the simplicity of an index strategy, the diversification of a full portfolio, and the convenience of “buy once and forget” investing – all…
Read MoreInvesting in Canadian REITs in 2026
Investing in Canadian Real Estate Investment Trusts (REITs) is one of the easiest ways to add real estate to your portfolio without turning your life upside down by becoming a landlord. You get exposure to a pool of income-producing properties, but none of the headaches that come with actually owning one. Buying a rental property…
Read MoreThe 11 Best Cash ETFs in Canada (Plus HISA ETFs and Money Market ETFs)
As we head into 2026, there is more and more interest in low risk investments such as the best Canadian Cash ETFs. You might also hear these called HISA ETFs (high-interest savings account ETFs). Cash ETFs aren’t identical to money market ETFs, but for most investors they serve a similar purpose. Both live on the…
Read MoreThe Best Investments for Canadian Retirees: Stocks vs ETFs vs Robo Advisors
When we talk about the best investments for Canadian retirees, it’s worth saying upfront that this is a nuanced topic. There isn’t a simple one-size-fits-all answer here. There’s no perfect portfolio hiding out there waiting to solve retirement for all scenarios and tax brackets. I’d suggest starting with this retirement course that I helped out…
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