It’s time again for my monthly net worth update – The Sept 2007 edition. The first net worth update of the fall and we're off to a good start.  After a slow summer, September was good to us and gave us a +2.27% increase in net worth.  Although our liabilities remained the same, the net…

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Yesterday, Preet Banerjee from WhereDoesAllMyMoneyGo.com explained the basics behind convertible bonds.  Today he will continue to explain how convertible bond arbitrage works along with some case studies.  Okay, so yesterday we explained the CONCEPT of convertible bonds. Let’s quickly define Arbitrage:   Arbitrage  Arbitrage is when you are long and short two related securities (or…

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I've always been interested in low risk arbitrage in the stock market, but haven't done much research on the topic.  Luck may have it, Preet Banerjee a Bay Street Trader and blogger from WhereDoesAllMyMoneyGo.com, has written a great article for us describing convertible bond artibtrage. I’m very excited that FrugalTrader has asked me to write…

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As we are getting to the stage of our marriage where we are starting to think about kids, we are starting to think about the various financial impacts of having a newborn.  From what I've heard from other parents, newborns aren't that expensive, it's when they get to the teen years that things get tangly. …

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One of my goals is to build my passive/alternative incomes to the point where it will meet our family expenses.  I believe that the day that you don't depend on your day job to pay the bills is the day that you are financially free. I've been slowly building our passive/alternative income streams, and this…

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I've been thinking about RRSP's lately, and I'm going to talk about a strategy that I came by that I'd like to share with you.  This tax strategy is called the RRSP meltdown strategy.   What is the RRSP Meltdown Strategy? This strategy is a way to withdraw from your RRSP's tax free.  Typically, when you…

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Angel emailed me to request some personal finance direction. Angel is basically wondering if it would be wise to get an RRSP loan and use the tax refund to pay down the car loan.  Here are more details: I'm a 22 year old from Winnipeg, MB.  I make about C$35,000 (pretax), and have no debt,…

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