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Helping Canadians with Personal Finance Since 2006

Archive for November 2007

Nov 2007 Net Worth Update (+0.52%)

It’s time again for the monthly net worth update – The November 2007 edition. October was a great month for the markets, but November has been terrible.  This recent drop has taken a bite out of my registered/non-registered accounts.  Thank goodness for our bigger savings these couple months as they have offset most of the…

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Confessions of a Car Salesman

I’ve always wondered what it would be like to be car salesman.  What goes through their minds as soon as a potential customer enters the lot?  Do they see the new comer as fresh meat while anticipating the kill (sale).  Do they profile the customer based on the car that they drive and clothes that…

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Rental Property Income Taxes and Deductions

As tax season is coming up, I've had a few readers email me about how income taxes are calculated with investment rental properties.  It's actually a pretty basic calculation, with your total NET rental income added to your regular income throughout the year.  The basic formula works out like this: Total Rental Income – Expenses…

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How I (try to) Save Money During Christmas

Christmas is coming up and the shopping season has kicked off in full force.  As the theme of the Canadian Tour of Personal Finance Blogs is saving during Christmas, this post is about how I save money during the Christmas shopping/holiday season. What are some ways to save money during Christmas? Set a budget of…

Read More – Lending to Third World Entrepreneurs

Ever since Oprah decided to endorse it on her show, has become a huge hit.  With some curiosity (not sponsored), I decided to check out the site and see what they're really all about.  What is  They basically act as a medium for people to give non-profit loans to entrepreneurs in developing countries. …

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Weekend Reading – Nov 23, 2007

Moolonomy has hosted this weeks Carnival of Personal Finance.  He put a lot of effort into this carnival as he commented on every article that made the cut.  MDJ submitted "How Call Options Work – The Basics". Preet from WhereDoesAllMyMoneyGo is on a roll with quality content.  The article that caught my eye this week…

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Is the Market Efficient? – Part III

This is the final installment of Ed Rempel's "Is the Market Efficient?" series.  In case you missed the other articles, here you find Part 1 and Part 2.  “If the world was perfect, it wouldn't be.” – Yogi Berra My opinions about the Efficient Market Hypothesis (EMH) are not necessarily worth more than anyone else’s,…

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Ask the Readers: What is Your Tipping Policy?

Here's an interesting topic that seems to be making it's way through the personal finance blog world,  Tipping!  It appears that everyone has their own tipping rules for restaurant servers, delivery drivers, cabbies, fast food cashiers and the guy playing guitar on the corner of the street.  Here are my tipping policies and my rationale:…

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