This is an article from our regular real estate columnist Rachelle A topic of concern for landlords has been the continued erosion of tenant quality. In the last 13 years since graduated from property management school there have been significant changes in the industry. History Lesson When I first began working the law did not…

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Linda, a University student, is on the financial ball and considering starting her RRSP contributions but is wondering if it’s the best choice.  Here is the question: I am going into my 3rd year of university and just started a well paying summer job. I have been hearing about RRSPs since high school and the…

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This is a column by regular contributor Clark If you had read Part 1 of the primer, you would have learned about the basics of bonds and their different types. Bonds offer a reasonable rate of return, though lesser than stocks, and provide protection against volatility. So, is an investor, willing to settle for lesser…

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This is a column by regular contributor Clark. Stocks and bonds (individual or ETF) are two asset classes that form part of many portfolios. The split depends on a person’s risk tolerance but one cannot deny that both are essential components for decent long-term returns with bonds providing some hedge during market downturns through capital…

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In the last article, I briefly went over CMHC, mortgage life and term life insurance, lets continue with other insurance options that are out there. Universal/Whole Life Insurance This insurance option, I’ll admit, I’m not a fan of.  Although I don’t have direct experience with Universal or Whole Life insurance, I know that they are…

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This is an article from our regular real estate columnist Rachelle I’ve been self employed for most of my career. It can be very exciting at times and offers a lot of freedom with your time that conventional employment doesn’t. You must also have an inordinate amount of faith in yourself and what you are…

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