Archive for July 2010
Should University Students Contribute to an RRSP?
Linda, a University student, is on the financial ball and considering starting her RRSP contributions but is wondering if it’s the best choice. Here is the question: I am going into my 3rd year of university and just started a well paying summer job. I have been hearing about RRSPs since high school and the…
Read MoreCloset Indexers vs. Stock Pickers – Truly Active Managers Outperform
This is the final installment of Ed Rempel’s series on active investing. “If you can’t imitate him, don’t copy him.” – Yogi Berra In the last article, we introduced the concept of “Active Share” – the degree to which the holdings in a fund differ from the index – based on a study by 2…
Read MoreTruly Active Managers Outperform The Index – Being Different is Key
The popular opinion among investors supported by many studies claims that most fund managers underperform their index, so you are better off just investing in an index fund or ETF (our list of best Canadian ETFs). However, truly “active” fund managers have significantly outperformed their indexes after all fees over the long term, based on…
Read MoreFinancial Goals Mid Year Update 2010
It was suggested by a regular reader, canucktuary, to write an update of my financial goals for 2010. I always find it helpful to review progress to see if I’m on track for the end of year report. I’ll be honest, in preparation for this post was the first time I’ve gone over my 2010 goals. …
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