Archive for July 2010
Good News For Landlords & Investors
This is an article from our regular real estate columnist Rachelle A topic of concern for landlords has been the continued erosion of tenant quality. In the last 13 years since graduated from property management school there have been significant changes in the industry. History Lesson When I first began working the law did not…
Read MoreShould University Students Contribute to an RRSP?
Linda, a University student, is on the financial ball and considering starting her RRSP contributions but is wondering if it’s the best choice. Here is the question: I am going into my 3rd year of university and just started a well paying summer job. I have been hearing about RRSPs since high school and the…
Read MoreA Primer on Bonds – II (Investing in Bonds)
This is a column by regular contributor Clark If you had read Part 1 of the primer, you would have learned about the basics of bonds and their different types. Bonds offer a reasonable rate of return, though lesser than stocks, and provide protection against volatility. So, is an investor, willing to settle for lesser…
Read MoreA Primer on Bonds – I (The Types of Bonds)
This is a column by regular contributor Clark. Stocks and bonds (individual or ETF) are two asset classes that form part of many portfolios. The split depends on a person’s risk tolerance but one cannot deny that both are essential components for decent long-term returns with bonds providing some hedge during market downturns through capital…
Read MoreDeciphering the Insurance Puzzle – II (Universal Life, Disability, Critical Illness)
In the last article, I briefly went over CMHC, mortgage life and term life insurance, lets continue with other insurance options that are out there. Universal/Whole Life Insurance This insurance option, I’ll admit, I’m not a fan of. Although I don’t have direct experience with Universal or Whole Life insurance, I know that they are…
Read MoreDeciphering the Insurance Puzzle – I (CMHC, Mortgage Life, and Term Life)
One aspect of personal finance that is often overlooked is insurance. It’s often viewed as a product that is not needed, confusing, and/or simply expensive. My view is that there are some insurances that are essential to have, and perhaps even a foundation of personal fiscal health. This post originated from an email received by…
Read MoreCloset Indexers vs. Stock Pickers – Truly Active Managers Outperform
This is the final installment of Ed Rempel’s series on active investing. “If you can’t imitate him, don’t copy him.” – Yogi Berra In the last article, we introduced the concept of “Active Share” – the degree to which the holdings in a fund differ from the index – based on a study by 2…
Read MoreTaking Vacations Can Make You Money?
This is an article from our regular real estate columnist Rachelle I’ve been self employed for most of my career. It can be very exciting at times and offers a lot of freedom with your time that conventional employment doesn’t. You must also have an inordinate amount of faith in yourself and what you are…
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