Now that we are in RRSP season, you may be wondering “How much should I contribute to my RRSP?” The proper way to figure this out is to identify your “optimal RRSP/TFSA contribution”. This is a key factor in every retirement plan. Most Canadians decide how much to contribute based on the extra cash they…

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After my 2012 year end net worth update, there was some chatter about how to properly calculate annual investment returns.  The fact is that there are a number of ways to calculate annual investment returns, some easier than others. For example, if you have a starting portfolio value and an ending portfolio value for a…

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Over the past few years, a group of bloggers have enlisted in a friendly competition as to who can pick the best stocks for the year.   As per tradition, we all report quarterly results to see how we are doing relative to each other, and more importantly, the market. This year, I picked a financial stock…

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As one of the most beautiful provinces to live in, British Columbia is also one of the most expensive provinces to live in. This is skewed of course by notoriously expensive Vancouver. Vancouver is expensive. There’s no doubt about that. According to a 2006 census cited by Canada.com, more than 29% of British Columbians are…

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