The Optimal RRSP/TFSA Contribution

By Ed Rempel | January 21, 2013 |

Now that we are in RRSP season, you may be wondering “How much should I contribute to my RRSP?” The proper way to figure this out is to identify your “optimal RRSP/TFSA contribution”. This is a key factor in every retirement plan. Most Canadians decide how much to contribute based on the extra cash they…

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How to Calculate Annual Investment Returns Using XIRR

By FT | January 14, 2013 |

After my 2012 year end net worth update, there was some chatter about how to properly calculate annual investment returns.  The fact is that there are a number of ways to calculate annual investment returns, some easier than others. For example, if you have a starting portfolio value and an ending portfolio value for a…

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