Welcome to the recurring monthly net worth update – The December 2008 edition. Well it looks like this will be the final net worth update for 2008! With the huge market correction in the 2nd half of 2008, it’s almost a relief that 2008 is over. However, who knows what 2009 will bring as some…

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For those of you just joining us, this is my portfolio that is leveraged with money borrowed from my home equity line of credit (HELOC). As the money borrowed is used to invest, the interest charged is tax deductible. For more details, check out the modified smith manoeuvre strategy. It’s been a couple months since…

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RRIF, or Registered Retirement Income Fund, has been an acronym that has been thrown around in quite a few posts around here without explaining them fully.  This article will get into the basics on how RRIF’s work and their general purpose. What is an RRIF? As mentioned above, RRIF stands for Registered Retirement Income Fund…

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Using a credit card is a frugal tip?  Sounds counter intuitive doesn’t it?  In my opinion, using a credit card is the ultimate frugal tool. Let me explain.  As some of you may know, I funnel most (if not all) of our purchases through a single credit card.  What about the high interest you ask? …

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It’s the season where some are running around trying to find last minute gifts.  With all the pressure to get appropriate gifts in a short time line may result in overspending just for the sheer convenience. Before we get too caught up in the rush, here are some ways to save money over the holidays:…

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I was asked by a reader for a money tip for the new year.  I would typically give the save, invest, repeat spiel, but I thought I would give a tip that is even more fundamental. If I was to give a personal finance tip for the new year, it would be about the way…

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This is a guest post by Tisha Tolar.  Tisha is a freelance writer providing content for CreditCardAssist.com, where she regularly writes about credit cards, rewards programs and general consumer finance issues. With the holiday shopping season on the horizon, malls, restaurants, and superstores will be a hub of bustling activity that will seem to never…

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