Archive for January 2024
Webull Canada Review
When I sat down to take a close look at Canada’s newest brokerage for my Webull review, I realized a couple of things pretty quickly. 1) Webull had higher prices for Canadian customers than it did for its American clients. 2) Webull doesn’t have TFSA, RRSP, and other Canadian investment accounts available. Consequently, this US…
Read MoreRetirement Planning in Canada (RRSP Season)
With “RRSP season” and annual financial goal setting in full swing, Canadian retirement planners are out there in full force ready to “help”. Honestly, the whole idea of “RRSP season” has always confused me a bit. It seems like we’ve collectively decided as a nation that we’ll squish “New Year’s resolutions” and “caring about money”…
Read MoreDo I Need an Accountant To Do My Taxes?
Two of the most common questions that I have gotten in our MDJ inbox over the years are: Do I need an accountant to do my taxes or can I DIY it? Do I need an accountant for my small business in order to do bookkeeping, tax preparation, and general financial advising? And then most…
Read MoreNeo Everyday (Formerly Money) Account Review
What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Everyday Account. It was founded in 2019 by veterans of the tech industry Kris Read and SkiptheDishes cofounders Jeff Adamson and Andrew Chau. Since the company’s inception, Neo’s mission has been “to reinvent how Canadians spend,…
Read MoreDividend Stocks Rock Review 2025
Investing on your own is not an easy task. From mutual funds to robo advisors and individual stocks, there are a wide range of strategies, information services and trading platforms to choose from. It can quickly become overwhelming. This is where the simplicity of dividend investing really shines. I started investing in mutual funds when…
Read MoreSafe Retirement Withdrawal Rate Strategies in Canada
The concept of a safe withdrawal rate (and the 4% rule) is a key planning tool for Canadians of all ages. After all, if you don’t have a general withdrawal plan, how can you know how much you need to save in the first place? If you have been reading MDJ for years, you already…
Read MoreNeo Financial Mastercard Review 2025
The new Neo Financial Mastercard or “Neo MastercardTM” is the next big thing in Canadian credit cards. We’ve seen tech companies disrupt everything from vehicles to space travel and investing. Now the new Neo credit card is coming for the old market standbys. Three massive advantages for the Neo Mastercard immediately stand out to me: 1)…
Read MoreAvaTrade Canada Review 2025
What Is AvaTrade? Is it Legit? AvaTrade is known as one of the safest online brokerages for CFD and forex trading. Over 300,000 customers use AvaTrade to execute $70 Billion worth of trades per month. AvaTrade has been granted regulatory approval by 6 regulatory bodies, including Canada’s own IIROC. To top it off, AvaTrade offers…
Read MoreBest Student Bank Account in Canada (2025 Promos Included)
Picture yourself racing across the quad to your early morning lecture – your iced coffee spills down the front of the cleanest hoodie you could find to throw on. You have two papers to write and midterm exams are quickly approaching – any thoughts of your finances are far from top of mind. You’ve got…
Read MoreCanada’s Best Energy Dividend Stocks 2025
Investing in Canada’s best energy stocks have been a key part of my investing strategy for some time now. A lot of people don’t remember this, but it wasn’t so long ago (August 2020) that a lot of folks were asking if Canada’s energy dividends were in trouble? Of course, that was before energy prices…
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