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Archive for December 2009

Dec 2009 Net Worth Update (+2.11%) – Year End Summary

Welcome to the Million Dollar Journey Dec 2009 Net Worth Update – year end summary edition. 2009 has been a great year for net worth growth due to a combination of factors.  First, the markets were much stronger than I expected which has resulted in an aggressive portfolio recovery from the market crash of 2008. …

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Case Study: Mark the IT Contractor

Mark is an IT contractor residing in Alberta and needs some advice about what to do with excess capital and general tax optimization. Here is the story: We’ve got a rental property which we decided to try and sell. We located an investor who is interested. We’ve agreed on a price of $25,000 ‘cash to…

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8 Financial Resolution Ideas for 2010

Every year I make out a list of goals or resolutions for the year to come. I keep my list in google spreadsheets so that I can track my progress and see how I’ve done at the end of the year. I try to make the list reasonable and attainable. Here are 8 Ideas for…

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Happy Holidays from Million Dollar Journey

Happy Holidays to you and your family!  I hope that you are spending the day with those you care about most. We’ll be taking a little break from writing over the holiday, but we’ll be back on Dec 29th in full force. For you new (and regular) readers out there, here is our Million Dollar…

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MDJ 3rd Anniversary Giveaway Winners

With this years event being bigger than ever, there was a large number of participants in the giveaway.  The sponsors came through with so many great prizes that I decided to split them up into 2 days. Day 1 prizes included a PS3 Slim 120GB courtesy of RedFlagDeals, and a $100 shopping gift card offered…

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Tooth Fairy Economy

The tooth fairy seems to leave a little less around here than she does at other houses. What’s up with that? Is there a 1-800 number I can call and lodge a formal complaint? There is a child in my daughter’s class who gets a crisp $10 bill for every tooth she loses, except for…

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Smith Manoeuvre Update December 2009

It’s been a while since my last Smith Manoeuvre portfolio update (see August update). Perhaps it’s because of the lack of portfolio changes lately as I’m one of those people who are not buying much in this market.  However, since it’s the end of the year, it may be a good time to do one…

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Charitable Contributions: Deciding Where to Give

I’ve noticed recently that more and more stores are raising money for different organizations, one dollar at a time. They also seem to be asking for more personal information. Inevitably after making a transaction at the checkout counter, the questions begin: “Would you like to give us your mailing address?” “Your e-mail address?” “A sample…

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