Mark is an IT contractor residing in Alberta and needs some advice about what to do with excess capital and general tax optimization. Here is the story: We’ve got a rental property which we decided to try and sell. We located an investor who is interested. We’ve agreed on a price of $25,000 ‘cash to…

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Happy Holidays to you and your family!  I hope that you are spending the day with those you care about most. We’ll be taking a little break from writing over the holiday, but we’ll be back on Dec 29th in full force. For you new (and regular) readers out there, here is our Million Dollar…

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The tooth fairy seems to leave a little less around here than she does at other houses. What’s up with that? Is there a 1-800 number I can call and lodge a formal complaint? There is a child in my daughter’s class who gets a crisp $10 bill for every tooth she loses, except for…

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It’s been a while since my last Smith Manoeuvre portfolio update (see August update). Perhaps it’s because of the lack of portfolio changes lately as I’m one of those people who are not buying much in this market.  However, since it’s the end of the year, it may be a good time to do one…

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After Kathryn’s post about financial pet peeves, I’ve gotten a lot of feedback and emails regarding bank fees. If you’re the type to read financial blogs, then chances are, you may get as annoyed by bank fees as I do. Added fees are a huge source of income for the banks. You give them your…

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A little while back, I experimented in having new financial perspectives writing for MDJ. Namely Kathryn the Personal Finance Coach, Ed Rempel the CFP and CMA, and QCash the self made millionaire in his 30’s. I wasn’t sure how well the new voices would be received at the time, but the positive feedback has been…

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