Alternatives to Declaring Bankruptcy

Despite attempts to budget and save in a prudent manner, certain mistakes such as marrying the wrong person or failing in business can lead even people with good financial knowledge down the path of bankruptcy. Insolvency statistics (comprising consumers and businesses) for Canada in 2011 showed a decrease of 8.9% (year-over-year) including bankruptcies and proposals.…

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Considering a Trade? This is How an Apprenticeship Works!

An apprenticeship is a valuable means to receive hands-on training to complement the theoretical knowledge gained through schoolwork.  For trades such as carpentry, electrical and plumbing, completion of apprenticeship training is a requirement to obtain certification (journeyman license). Possession of a license increases opportunities and prospects for mobility, while enabling certified tradespeople to train and…

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