Archive for November 2013
Government-funded Business Financing Programs
An earlier post about the Canada Small Business Financing Program provided an overview about the program including eligibility criteria. However, there are other programs targeted toward specific aspects of running a business such as purchase of real estate, equipment, etc. that could be used by an entrepreneur. This post looks at some of those targeted…
Read MoreQtrade Investor Canada Discount Broker Review
Last week I wrote about the top discount brokers that offer U.S Dollar RRSPs/TFSA accounts with Qtrade Investor as one of the candidates. After that post, a number of readers emailed me about Qtrade and what makes them so popular, especially among Globe Investor readers. As one of the few independent discount brokerages remaining, Qtrade…
Read More4% Draw Down Theory, Expanded CPP and Debt, Wealth & Estate Planning Missteps and More!
$50 bonus (normally $25) for opening a free ING Direct account (valid Until Dec 31st) @ Canadian Money Forum Wealth & Estate Planning Missteps @ The Blunt Bean Counter Could You REALLY Retire? @ Sustainable Personal Finance $1000+ Christmas Giveaway @ How to Save Money The 4% Draw Down Theory @ Canadian Personal Finance Blog Are you…
Read MoreTop Canadian Discount Brokerages with U.S. Dollar (USD) RRSPs
A popular article that I wrote when I started this blog was a comparison of Canadian online stock brokerages. One aspect of discount brokerages that has become increasingly more important is whether or not it offers U.S Dollar registered accounts (RRSP and/or TFSA). Why are USD RRSP/TFSAs Important? If you’ve traded USD stocks in your…
Read More5 Lessons Learned as a First-Time Landlord
Ever since I was young I’ve aspired to be a homeowner. In August 2012 my lifelong goal became a reality when I purchased my first home. Home ownership was a big step – for the first time I was out on my own. Buying a house on your own is tough, but being a first-time…
Read MoreReader Mail: $1M House – Should I Downsize my Home?
The personal finance questions via email keep rolling in. Recently, Heather inquired about her financial situation and how would she go about reaching her goals. She is recently divorced and raising a child. While married, she worked in the family business, but now her only income is spousal and child support payments. She has a…
Read MoreIn-Laws are in Trouble, Bitcoins and Tax Treatment, Used Christmas Gift Ideas and More!
I’ve updated my frugal living (ways to save money) post with a few more tips! Feel free to add more in the comments. In-Laws Are In Trouble… @ Canadian Money Forum Making Financial Decisions? Watch Out for Confirmation Bias @ Canadian Finance Blog Women and Money @ Retire Happy Blog Bitcoins – From Scandal to…
Read MoreWalmart Credit Card Review (Canada) – How Does it Stack Up?
For one reason or another, I’ve been getting a number of emails looking for my opinion on the Walmart credit card. Generally, I prefer credit card rewards to be flexible, like a cash back credit card, rather than being locked into a single vendor. However, there are some vendors that offer good value, like Loblaws…
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