Way back in 2007 when this blog was in its first year of existence, I wrote about high-interest savings accounts.  In the early days, I had a large portion of my savings sitting in cash and the interest rates were decent. After the financial crisis in 2008, interest rates dropped to stimulate the economy, which…

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financial checklist to start the year

This is a checklist that I update and follow at the beginning of every year. Similar to the end of the year tax tips, there are certain financial to-do items to start off the year on a strong note.  Here is the checklist that I use at the beginning of the year. 1. Contribute to your…

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In late March, the federal government came down with a much-anticipated budget – especially for investors.  The rumours were all over the web about the potential of higher capital gains tax.  This resulted in stories of investors selling their positions to reduce any potential future increased tax burden. Thankfully, the budget was very tame this year without…

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PC Financial World Elite MasterCard $50 Freebie Recently, I wrote about how the PC Financial World Elite MasterCard is perhaps the best no annual fee grocery credit card out there.  It offers 3% cash back when shopping at Loblaws group of stores  (Loblaws, Dominion in NL, Real Canadian Super Store, No Frills, PC Mobile, and Shoppers…

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This article was originally written in Sept 2008, but very relevant for today. I enjoyed reading over it again, I hope you do too! Life is busy. However, even with hectic schedules most of us manage to keep up with the family, home maintenance, exercise, and work. But what about your finances? When was the…

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Back in 2008, I wrote my initial post about our monthly expenses.  It’s always interesting going back in time to see what the circumstances were.  Back then, the update was compiled just before we had our first child, and we had a mortgage on our principal residence (a new build).  Our annual recurring outlay was around…

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If you have been following financial news last week, you may have noticed quite a bit of coverage for the highly anticipated 2016 Federal Budget.   The Liberal’s platform is to spend our way to economic prosperity with deficits expected for the foreseeable future. For me, I’m interested in the budget for the financial impacts of financially conscious…

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