Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Is National Bank Stock a Good Buy Right Now?

By FT February 23, 2024

National Bank of Canada has demonstrated its resilience in the face of market challenges, standing out as a great investment opportunity in the…

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Is BCE Stock a Good Buy Right Now?

By FT February 23, 2024

If you’re considering investing in BCE stock in 2024, evaluating the company’s performance, dividend growth, and the latest developments in the telecommunications industry…

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Is CNR Stock A Good Buy Right Now?

By FT February 21, 2024

If you’re considering investing in Canadian National Railway (CNR) stock in 2024, it is important to evaluate the company’s performance, dividend growth, and…

best canadian dividend stocks

Best Canadian Dividend Stocks – February 2024

By FT February 21, 2024

As we look forward to a new year, it’s time to update our list of Best Canadian Dividend Stocks for February 2024. Click…

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Managing Money In Retirement – Investing with Cognitive Decline

By Kyle Prevost February 17, 2024

Since writing Canada’s first online course that looked at how to create a DIY financial plan for your retirement, I’ve gotten a few…

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OAS in Canada: Clawbacks, Eligibility and Payment Dates

By Kyle Prevost February 10, 2024

Old Age Security – better known as OAS – is one of the least understood aspects of Canadian retirement planning that I’ve come…

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How to Become a Millionaire in Canada

By FT February 10, 2024

I am sure that most of us out there have wondered what’s the quickest way to get rich in Canada. While we don’t…

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Wealthsimple Review 2024

By FT February 8, 2024

What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen, Brett Huneycutt and Rudy Adler. I gotta say that I really…

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TD Direct Investing Review 2024

By FT February 8, 2024

What is TD Direct Investing Brokerage? The TD Directing Investing online brokerage is a solid option, even though it doesn’t quite make it…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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Million Dollar Journey Chef's Recommended

Dividend Investing - General Finance - Investing

Is National Bank Stock a Good Buy Right Now?

FT - February 23, 2024
Dividend Investing - General Finance - Investing

Is BCE Stock a Good Buy Right Now?

Dividend Investing - General Finance - Investing

Is CNR Stock A Good Buy Right Now?

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew