Helping Canadians with Personal Finance Since 2006
Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!
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Most Recent Articles
Top 6 Indexing Options for Your Portfolio in 2026
If you’ve been considering jumping into index investing and fully committing to a passive portfolio, but keep getting caught up in analysis paralysis, you’re far…
Best Canadian Dividend Stocks – January 2026
As we head into back to school season, our January 2026 Best Canadian Dividend Stocks list update reveals a pretty solid year-to-date performance for our…
Best Low Risk Investments in Canada Right Now (January 2026)
After a volatile few years and with markets at all-time high valuations, it’s no surprise that many investors are heading into 2026 prioritizing low risk…
Best Short Term Investments in Canada Right Now (January 2026)
With interest rates having fallen over the past couple of years, it’s more important than ever to get the most bank for your buck when…
2026 Economic and Market Predictions
Before we get to my economic and stock market predictions for 2026, I invite you to check out last week’s report column to see how…
Wealth Management Companies in Canada 2026
When I first wrote about the best financial advisors in Canada it got some attention from Canada’s wealth management companies due to the news and…
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About Us
Thanks for Stopping By...
If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.
Highest Rated Product Reviews
Qtrade Review 2026 – Canada’s Best Broker
Current Qtrade New Customer Promotion Qtrade currently has the best cash-back promo…
Questrade Review 2026
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review 2026
What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen,…
EQ Bank Review 2026
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Dividend Stocks Rock Review 2026
Investing on your own is not an easy task. From mutual funds…
Neo Financial Mastercard Review 2026
The new Neo Financial Mastercard or “Neo MastercardTM” is the next big…
Justwealth Review 2026
Why Justwealth? As I’ve updated my Justwealth review over the years, they…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2026.
Scotia iTrade used to be my favorite trading platform for many years until they recently changed it to a big,…
December 29, 2025 on post Scotia iTRADE Review 2026BMO took 2 months plus a $170 fee to transfer my wife’s TFSA. Would have taken longer if she hadn’t…
December 29, 2025 on post BMO InvestorLine Review 2026You have only a few more days to withdraw from your TFSA this year so the contribution room resets in…
December 25, 2025 on post Maxed out RRSP and TFSA – Now What?How is ZSDB or ZDB for the fixed income portion of taxable accounts?
December 25, 2025 on post Maxed out RRSP and TFSA – Now What?Every blogger or so-called expert should do a predictions recap. Love it! I finally ditched my advisor this year. He…
December 22, 2025 on post Market Predictions for 2025Sorry Peter – can’t do that. It’s a superficial loss at that point. Have to instead buy a security that…
December 21, 2025 on post Tax-Loss Harvesting in Canadaper above you state: “The best yield on Cash ETFs is 5.5% – that’s for ETFs bought in Canadian Dollars.”…
December 17, 2025 on post The 11 Best Cash ETFs in Canada (Plus HISA ETFs and Money Market ETFs)Very helpful and interesting article, what if a person sells for a tax loss in a non registered account and…
December 12, 2025 on post Tax-Loss Harvesting in Canada
Final notes for your journey
Get free instant access to our #1 article each week!
We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew
Laura
Nice overview Kyle. I appreciate your lack of hysterical finger pointing and attempts to take a more balanced view of…
December 30, 2025 on post 2026 Economic and Market Predictions