Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Most Recent Articles

trade war

US vs Canada: Trump Tariffs Lead to Trade War

By Kyle Prevost October 10, 2025

With so many Canadians plugged into the latest Trump Tariff news, I felt that I needed to get an updated trade war column out as…

best canadian dividend stocks

Best Canadian Dividend Stocks – October 2025

By FT October 7, 2025

As we head into back to school season, our October 2025 Best Canadian Dividend Stocks list update reveals a pretty solid year-to-date performance for our…

simplii financial new logo

Simplii Financial Review

By Kornel October 6, 2025

If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required,…

long term care insurance

Long-Term Care Insurance In Canada: Do I Need It?

By Kyle Prevost October 5, 2025

TL;DR: You probably should not buy long-term care insurance in Canada. For many Canadians who are entering retirement, one of the big fears is that…

wealthsimple vs justwealth comparison

Wealthsimple vs. Justwealth in 2025

By Meg October 2, 2025

Justwealth and Wealthsimple have earned the top spots of first and second place on our updated list of the best robo advisors in Canada for…

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Motive Financial Review 2025

By Jordan September 30, 2025

What Is Motive Financial? Motive Financial, which is under the Canadian Western Bank, is one of Canada’s best known online banks. They offer chequing, savings,…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

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We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew