Helping Canadians with Personal Finance Since 2006
Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!
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Most Recent Articles
Dogs of the TSX Dividend Stock Picks
The “Dogs of the TSX” dividend investing strategy for Canadian stocks has been a focus of mine for the past 14 years. I don’t follow…
EQ Bank Review 2026
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your…
Justwealth Review 2026
Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada.…
Best Canadian Online Brokers – January 2026
As the 2026 RRSP season fast approaches, Canada’s best online brokerages are competing hard to get your attention. As of 2026, Qtrade, which we’ve ranked…
Best Canadian Robo Advisors 2026
As we head into the 2026 RRSP season, the best Canadian robo advisors are rolling their most competitive offers of the year. The idea is…
Qtrade Promo Code 2026
The current 2026 Qtrade promo offer code is a major factor when it comes to their continued success as our #1 rated Best Canadian Online…
Best 2026 Broker Promo
Up To $5,000 Cash Back + Unlimited Free Trades
Open an account with Qtrade and get the best broker promo in Canada: $250 when you invest $1,000!
The offer is time limited - get it by clicking below.
Must deposit/transfer at least $1,000 in assets within 60 days. Applies to new clients who open a new Qtrade account by March 31, 2026. Qtrade promo 2026: CLICK FOR MORE DETAILS.
About Us
Thanks for Stopping By...
If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.
Highest Rated Product Reviews
Qtrade Review 2026 – Canada’s Best Broker
Current Qtrade New Customer Promotion In 2026, brokerage promotions only matter if…
Questrade Review 2026
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review 2026
What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen,…
EQ Bank Review 2026
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Dividend Stocks Rock Review 2026
Investing on your own is not an easy task. From mutual funds…
Neo Financial Mastercard Review 2026
The new Neo Financial Mastercard or “Neo MastercardTM” is the next big…
Justwealth Review 2026
Why Justwealth? As I’ve updated my Justwealth review over the years, they…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2026.
Hey Paul, FT doesn’t really stop by the comment sections these days, but there is definitely some validity to that…
January 13, 2026 on post Best Canadian Dividend Stocks – January 2026Can you comment on the argument that focusing on “dividend” stocks distracts from companies that do not pay dividends but…
January 12, 2026 on post Best Canadian Dividend Stocks – January 2026FYI: In the first table the tickers for CNQ and CNR are reversed. Might want to update.
January 12, 2026 on post Best Canadian Dividend Stocks – January 2026I do not recommend RBC Direct and I have been using it for over 20 years but now gradually switching…
January 6, 2026 on post RBC Direct Investing Review 2026: Fees, ETFs, Account Options and MoreIt is actually a very small list compared to the many ETFs out there and many of the BMO, Vanguard…
January 6, 2026 on post RBC Direct Investing Review 2026: Fees, ETFs, Account Options and MoreNice overview Kyle. I appreciate your lack of hysterical finger pointing and attempts to take a more balanced view of…
December 30, 2025 on post 2026 Economic and Market PredictionsDoes the SM work if investing in second mortgages with a fixed rate of return of 10-12%
December 30, 2025 on post Ultimate Smith Manoeuvre Guide For Canadians
Final notes for your journey
Get free instant access to our #1 article each week!
We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew
Chion
i have TD DI / CIBC IE / Questrade / BMO Investor’s Edge with years of experience, my recommendation is…
January 14, 2026 on post CIBC Investor’s Edge Broker Review 2026