Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

Get Started
Index Investing

Index Investing
dividend investing icon

Dividend Investing
Banking

Banking
Robo Advisor

Robo Advisor
Retirement

Retirement
Portfolio

Portfolio
Smith Manoeuvre

Smith Manoeuvre
Tax Minimization

Tax Minimization
Reviews

Reviews
Credit Cards

Credit Cards

As Featured On

Most Recent Articles

wealthy barber book review

New Wealthy Barber Book Review

By Kyle Prevost November 11, 2025

All of the new Wealthy Barber (2025) reviews out this past week have been glowing.  Roy Miller the all-knowing barber is back, as the 1989…

2025 federal budget

Canada Federal Budget 2025: What It Means for You

By Kyle Prevost November 6, 2025

Canada’s 2025-2026 federal budget came out this week, and while the general consensus seems to be “nothing major to see here,” there were a fair…

qtrade new logo

Qtrade Review 2025 – Canada’s Best Broker

By Kyle Prevost October 31, 2025

Current Qtrade New Customer Promotion Qtrade currently has the best cash-back promo offer on the market in an effort to get you to try their…

Questrade Vs Qtrade

Questrade vs Qtrade in 2025

By FT October 31, 2025

When I launched Million Dollar Journey back in 2006, the Questrade vs Qtrade battle had already been fighting for the attention of Canada’s DIY investors…

best brokers canada

Best Canadian Online Brokers – November 2025

By Kyle Prevost October 29, 2025

As the temperatures start to dip downward, it’s clear that Canada’s best online brokerages are in a battle that just keeps heating up. The big…

Tangerine Logo

Tangerine Bank Review 2025

By Kornel October 28, 2025

While our EQ Bank Review details why it is our top pick for Canada’s best online bank and high interest savings account, Tangerine is our…

all Articles
broker promo

Best 2025 Broker Promo
Up To $2,000 Cash Back + Unlimited Free Trades

Open an account with Qtrade and get the best broker promo in Canada: 5% cash back when you fund a new account!

The offer is time limited - get it by clicking below.

Visit Qtrade & Get 5% Cash Back

Must deposit/transfer at least $1,000 in assets within 60 days. Applies to new clients who open a new Qtrade account by November 26, 2025. Qtrade promo 2025: CLICK FOR MORE DETAILS.

About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

More About Us
mdj steps financial freedom

"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

Can I Retire Yet single laptop (1)

Highest Rated Product Reviews

View all Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

Get free instant access to our #1 article each week!

GET ACCESS NOW

We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew