I know that the iPhone is expensive and the prices for the monthly plans are out of this world but it is a very attractive device. The tools available on the iPhone are unbelievable.

One problem I find with many iPhone apps is that many popular apps are not available on the iTunes store in Canada. I had two requirements: absolutely free application and available on the App store in Canada.

I have found seven applications that not only let you save money but are free applications that don’t cost anything.

Wi-Fi Finder

Wi-Fi Finder offers a list of more than 200,000 locations across 135 countries. All of these locations are verified hotspot locations which are made available on iPhone and iPod touch. This is convenient when travelling and it avoids you having to pay for internet access sometimes. Click here to download

Cheap Gas

Find the cheapest place to by gasoline near you with the Cheap Gas iPhone application. The pricing for this app is provided by the GasBuddy website and works in the United States and Canada. I am a major fan of low gas prices! Click here to download

CIBC Mobile Banking – ATM Finder

With the CIBC Mobile Banking app, you can complete everyday CIBC banking transactions on your iPhone quickly, easily and safely. The app even has an area where you can find CIBC bank machines and branches in your area. Search by street address or postal code. I really liked the interface, and it saves fees when you need to use a specific CIBC ATM. Click here to download

Stanza – Free eBook reader

Read books on your iPhone or iPod Touch! Choose from an additional 50,000 free classics and recent original works available from Project Gutenberg, Feedbooks, and many other sources. This is a major money saver when you consider how much the Kindle costs in Canada. Click here to download

GroceryDeals – mobile grocery deal finder

GroceryDeals lets you find the closest, grocery store with the single touch of a finger. It was designed to allow Canadians to find grocery store deals to save them time and money. It helps you find a close grocery store when you are in a hurry and a quick look at five deals from the latest grocery flyer. Click here to download

Taxi Magic

Book a taxi from your iPhone. Save yourself the cost of a DUI and/or fender bender. It seems to not have every Canadian city but they seem to slowly be adding more cities. Click here to download

Awesome Tip Calculator

I still remember the Seinfeld wizard when Jerry bought his dad the expensive calculator that was also a tip calculator. Free application that provides full set of features and easy to use great UI so that you don’t tip more then you need to. Click here to download

Back to you,

Does anyone know of any other free iPhone apps that help save money?

Picture of Steven Zussino The author is Steven Zussino, Founder of Grocery Alerts Canada – home of grocery deals, product reviews and money saving coupons. He enjoys personal finance and saving money in beautiful Victoria, BC.


  1. Gary on March 16, 2010 at 8:08 am

    I think the best way to save money with the iPhone is to not buy it. It is way overpriced and costs way too much each month. No one who calls themselves “frugal” will has one.

  2. Future Money-Bags on March 16, 2010 at 8:47 am

    I wouldn’t jump the gun completely on that.
    There are some rediculously expensive plans out there for Iphones, but just as equally expensive plans for Blackberries.
    When you have a smart phone, wifi-capable, or 3G, you better be using the internet, because the data plan that comes with it is not free.

    I know some people who are barely getting by, but have iphones, and pay $100+/month..
    But I also know many people who pay under $60-70/month.

    The convenient factor for these data phones is amazing. I have GPS, Gmail, hotmail, facebook, google maps, and google mobile, unlimited text to anyone; All which I use weekly. The ‘cool’ apps for iphone I don’t really care about, because 1/2 chances, my friend next to me has an iphone I can play on..

    If you only use phone to call, stick with fido, they have amazing minute plans. But if you want more, and are willing to pay for it (all contracts are nogotiable) than you might as well make use of every penny your spending.

  3. Ray @ Financial Highway on March 16, 2010 at 9:06 am

    I also use an app called “Around Me” it helps me find things that are around me :) ….I can search for a theater, restaurant, Wal-Mart or pretty much anything else….it’s free and saves me a lot of time and hassle!

    Also use “Fixter” it’s an app for movies, lists all the movie theaters around me by distance, shows movie start times and allows me to buy tickets through it…..

  4. Big Cajun Man on March 16, 2010 at 10:19 am

    These do also work on your iPad Touch as well (I think), so you can use them there and save the iPhone monthly fees :-)

  5. canucktuary on March 16, 2010 at 11:43 am

    I’m surprised you would say that.

    While the 3 year contract is unfortunate, as someone always on the go it is nice to not have to pay a monthly home internet bill, or have to worry about a land line bill. When you subtract these $50 off your monthly expenses, the marginal costs of an iPhone aren’t that bad.

  6. Stephen Winters on March 16, 2010 at 12:20 pm

    And being March, who can’t be without a Tim Horton’s Roll up the Rim App.


  7. Lucia on March 16, 2010 at 12:50 pm

    I use an app called Pandora Box for latest discounted apps. It shows not only new “free” apps but also discounted and now “free” apps. I think it is a must have.

  8. Steve Zussino on March 16, 2010 at 1:57 pm

    Bug Cajun Man,

    You are correct most of these work on the iTouch. That is what my wife has. Poor me does not even have a phone!


    Do those apps work in Canada?

    The plans are expensive and I can’t justify that cost. I am going to be showing in the future how my home phone bill with long distance is less than 10 dollars Canadian a month!

    Stay tuned.



  9. Deb Hermary on March 16, 2010 at 2:24 pm

    I would be interested in finding out if anyone is using any of the money management apps for iphone. ‘GOSO’ Get Out and Stay Out (of debt) seemed like an excellent program but now is only available as a ‘business opportunity’. I am quite impressed by ibearmoney, paid or free would be fine with me as long as they are versitile. Any info would be appreciated.

  10. Hamilton_9 on March 16, 2010 at 2:30 pm

    A very handy post — thanks for the heads up.

    I use Yelp (helps locate good food for cheap (and other stuff)) and Trapster (saves me money by helping avoid traffic tickets hahah).

    The iPhone/Touch are great but I also wanted to warn people about about a bit of an issue with using Apple Gift Cards in the iTunes store in Canada. The issue is that you can not use gift cards to purchase apps (!).

    I created a Get Satisfaction page regarding this (http://getsatisfaction.com/apple/topics/why_doesnt_itunes_gift_card_apply_to_my_app_store_purchases_in_canada)

    After creating the page, I also found this Canadian blog that has been following this issue with intelligent discussion on the topic since Jan 2009. (http://enkerli.wordpress.com/2009/01/12/apps-and-itunes-cards-in-canada-follow-up/)

    Helpful info on an issue that Apple has kind of swept under the carpet and hopes goes away.

  11. Sergei on March 16, 2010 at 3:37 pm

    I was just looking for a list like this, awesome!

    The GroceryDeals is kind of weak for Manitoba (so is the groceryalerts.ca web site), only shows deals for Sobeys. What about other major grocery stores like Superstore, IGA, Safeway, Costco? Good idea, though.

  12. high_octane on March 16, 2010 at 3:52 pm

    “I think the best way to save money with the iPhone is to not buy it. It is way overpriced and costs way too much each month. No one who calls themselves “frugal” will has one.”

    I call myself frugal and I have one. I can understand the sentiment though I boycotted cell phones for years. The iPhone, however, amazes me everyday with new ways to save money. I keep thinking of all the devices I bought that cost more and did a fraction of what the iPhone can

    I bought mine used (new in package) off Craigslist and have a $30 per month plan

    The best money saving apps by far are apps that do SMS for free and VoIP. No need for voice and sms bills, unless of course you signed a 3 year

    The opportunity cost alone of being able to trade stocks on 3G has already paid off my iPhone. Not to mention all the devices I’ll never have to buy again

  13. bob on March 16, 2010 at 3:58 pm

    If you only want a phone and rarely use it, then 7/11’s Speakout Wireless is the way to go.

    True pay as you go, minutes don’t expire (well, they do after one year, and only if you don’t buy any minutes within that year, otherwise all your minutes roll over everytime you purchase new time).

    Dead cheap. Less than 5 bucks a month for me.

  14. Steve Zussino on March 16, 2010 at 4:13 pm


    Thanks for your feedback.

    We know Manitobans love to save money (I am originally from Northern Ontario). We are looking for an editor to post the best deals because those stores are a lot different.

    We do have many printable grocery coupons for that region though.

    Let me know if you would like to apply for the position.



  15. Alexandre on March 16, 2010 at 6:36 pm

    @Hamilton_9: Thanks for the ping!
    I haven’t followed the gift card issue that closely, but the blogposts I wrote in early 2009 occasionally get replies. The bottomline is that we don’t really know the logic behind this and it seems unlikely that the situation will change any time soon, despite rumours that they would.
    Prepaid credit cards do work, sometimes with a bit of tweaking (you need to have the exact same address on your Apple/iTunes account).

    Since getting my first iPod touch (pretty much at the time when the App Store opened), I’ve been getting a rather large number of apps. Some paid, some free. I end up not really using more than “two pages worth” (at 16 per page) on a regular basis. Can’t say that I have a recommendation for a free one available in Canada but there are some which are specific to Montreal that I find useful, like STM Mobile (public transit schedule), Guichetier (ATMs), Île-sans-fil (free WiFi), and Bixi (shared bicycles). Can’t say they really “save me money” but they’re worth listing.

  16. Jayson on March 16, 2010 at 7:15 pm

    Three major money saving apps I use regularly have easily saved me much more than the cost of owning an iphone.

    Skype – for 30 dollars a year I can call unlimited to anywhere in Canada & the states. Even when travellling I just need to find a wifi spot and with wifi at home I never pay long distance for calling family and friends.

    Kayak.com and more importantly priceline.com both have iphone apps and they saved my girlfriend and I hundreds of dollars (and time) on booking hotel rooms during our last road trip to California.

  17. Peter B on March 17, 2010 at 3:12 am

    I have my iPod touch and a cell phone with a corporate rate of $30/mth inclusive of fees etc. While I do not like carrying around two devices I cannot justify the cost or monthly expense of an iPhone and the iPod touch does everything the iPhone does with a few exceptions. When I need to replace my phone, I found out that you can purchase an iPhone (locked / unlocked) without a contract and just buy a SIM card. This way you can have the benefit of only carrying around one device and choose your own plan (NO data required too). Since I am with Bell I can buy a SIM card for $5 and keep my $30/mth plan and just use the Free Wi-Fi and built in GPS.

    Oh ya and my favourite free money saving aps are:

    Skype (although I cannot make calls only text messages)
    CAA – Lets you know where you can get discounts using the location finder
    AppBox Lite – 12 apps in one including a tip calculator
    Craigsphone – Craigslist for your iPod to find some good deals
    Kijiji – Also to find good deals
    eBay – Did I mention to find some good deals (or hard to find items)
    CardStar – Never forget your club cards at home again (I got Safeway / Airmiles / Areoplan / Shoppers Drug Mart and a bunch more to collect all those points and keep my wallet small.

  18. used tires on March 17, 2010 at 8:30 am

    These are some great apps having used some of them and it’s amazing they can make all this work without Flash. I use my iPhone to browse the ‘net a lot. Never in the past 2 years have I felt as though it was crippled by not having flash. The only amount that I feel crippled is that i bought an original gen 1 iPhone that has the slow Edge network. If I was on the new iPhone 3GS, the 3G speeds are pretty darn fast.

    Till then,


  19. ParisGirl111 on March 17, 2010 at 11:37 am

    I don’t know if it’s free, but there is another app called Expense App. I think that’s the name. THe application will allow you to take pictures of receipts and categorize your spending. This could come in handy at tax time when looking for deductions. :)

  20. youngandthrifty on March 21, 2010 at 10:20 pm

    I like the Bloomberg app.

    It has really helped me with trading my stocks (opportunity cost) and taking advantage of the market.

    I don’t have an iPhone, just an iTouch, but hope to get the iPhone in June. I know that the data charges can be very expensive (adding another $20 to the plan) but I think the convenience is worth it.

  21. used tires on March 27, 2010 at 9:48 am

    You’ve got to compare it to a Netbook. Its the closest specs and they are releasing touch screen models now. Unfortuantly I think apples blew it and made it more like a Kindle then a netbook. I think they probably figured they couldn’t actually make a functioning netbook or they would loose to many macbook pro sales. On the PC side I dumped my laptop as soon as I got my netbook. It was just too much lighter, smaller, bigger battery, and good for picking up chicks then my old 15 inch laptop. :)

    Till then,


  22. cannon_fodder on April 24, 2010 at 9:59 pm

    Thanks for some of the tips for apps. I only have an iPod touch and as a long time believer that Apple had a great business model by selling overpriced, overhyped, proprietary goods, I love the iPod touch.

    used tires – I think you are referring to the iPad, not the iPod/iPhone. I think that Apple will improve it in future generations eventually making it more like a tablet computer. Perhaps it would involve cloud computing, but I think it is overpriced for what it does. OTOH, if I’m an Apple stockholder I’d be pleased.

  23. Carl on September 14, 2012 at 2:37 pm

    I don’t understand why the majority of tip calculators don’t allow you to take tax into account. What’s the point of calculating how much you have to pay if it doesn’t actually give you the final total?

    The only tip calculator that has ever worked well for me is in the Appbox app (I have the pro version but I seem to remember it was also in the free one?) A very worthwile app bundle with loads of useful apps.

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