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$75 Gift Card Offer Deadline and Weekend Reading

PC Financial World Elite MasterCard $20 + $75 Gift Card Freebie

I’ve re-posted this deal because it expires Oct 31, 2016.  Get it while you can!

Recently, I wrote about how the PC Financial World Elite MasterCard is perhaps the best no annual fee grocery credit card out there.  It offers 3% cash back when shopping at Loblaws group of stores  (Loblaws, Dominion in NL, Real Canadian Super Store, No Frills, PC Mobile, and Shoppers Drug Mart).  You can redeem $20 at a time towards products in their group of stores. For Loblaws shoppers out there, this card is a winner, especially since it doesn’t have an annual fee.

So what’s the freebie?  If you sign up through Rate Supermarket, for a limited time get 20,000 PC points sign-up bonus which is equivalent to $20 in free groceries PLUS a $75 gift card towards select retailers -Starbucks, Cineplex, Cara Restaurants (Swiss Chalet, Montanas, Milestones etc) or iTunes.  More details here.

Weekend Reading

Did you know that 1 in 5 Canadians earnings $80k+ are using payday loans?  I find this quite concerning as I’ve explained in this post about pay day loans.

Is it possible that oil prices have bottomed out and in recovery mode?  Some evidence is that Suncor has reported a surprise profit of $392M and a big jump in share price yesterday.

This U.S pension fund ($35B) manager invests 100% in index funds, check out his efficient operation.

Some big news lately are the new mortgage rules for Canadians.  Basically, in order to qualify for CMHC insurance, buyers will need to qualify for the Bank of Canada 5-year fixed rate (4.64%) regardless of the rate they are offered by their bank.  I can’t say I disagree with this rule.  Good summary by huffington post.

If you would like to read more articles like this, you can sign up for my free weekly money tips newsletter below (we will never spam you).

1 Comment

  1. Alpha Centauri on October 29, 2016 at 12:49 am

    The article about the Nevada Pension fund manager is awesome. It’s kind of embarrassing, though, to the fund management industry! lol

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