Posts by Yang
Best Student Bank Account in Canada (2025 Promos Included)
Imagine racing across campus to make it to your early morning lecture when, suddenly, your coffee spills all over the front of your hoodie—the cleanest one you could find. You’ve got a lab report due, papers to write, midterms coming up fast, and you’re exhausted. Between paying rent, tuition, and buying next semester’s textbooks, your…
Read MoreInvesting For High Net Worth Individuals
With the stock market hitting new all-time highs you may be hearing the term “High Net Worth Individual” a lot recently, and wondering exactly what that means. The term High Net Worth Individual – or HNWI – is a label used by financial institutions to refer to folks whose liquid assets (funds that can be…
Read MoreBest Bank Account for Seniors in Canada 2025
So, you’ve endured 60 years of ups and downs, booms and busts, triumphs and challenges, now it’s time to kick up your feet, relax, and enjoy your retirement. You want a simple bank account to handle your day-to-day banking, but there are so many choices out there. Which should you choose? Which is the best…
Read MoreInvesting in Commodities in Canada 2025
If you have been like many investors and sticking with an easy, passive all-in-one ETF, but looking to try out something a bit more active, investing in commodities in Canada could be just the thing to scratch that itch. Commodities are consumer products such as energy, metals and agriculture tend to fare particularly well in…
Read MoreBest Penny Stocks Canada 2025
When you hear the words “penny stocks”, it’s likely that the image in your mind isn’t a pleasant one. However, penny stocks still draw the attention of many new investors. In the age of apps like Robinhood, penny stocks make it easy for people to access the stock market game due to their low price.…
Read MoreSpousal RRSPs in Canada
You likely already know that investing in an RRSP is one of the best, most tax efficient ways to save for retirement. The good news is that if you or your common-law partner or spouse have unequal incomes, you can open and contribute to a spousal RRSP account. In doing so, you can maximize the…
Read MoreInstantly Minimize Charges and Bank Fees in Canada
No one likes to pay fees – but when it comes to the incredibly high bank fees in Canada, it becomes even more important to take action. Here are some quick and easy ways we can minimize our charges and bank fees or eliminate them altogether. Best No-Fee Bank Account in Canada The simplest way…
Read MoreBest Strategies to Hedge Against Stock Market Downfall
Having a stock hedging strategy is like having insurance… sort of. In general, it’s good to have a way to minimize damage when things go wrong. In a best-case scenario, that’s what hedging against stock market crashes does. The Risks And Downsides of Hedging Strategies When formulating a hedging strategy, it is good to clarify…
Read MoreQuick Tip: Questrade Currency Settlement
I’ve made a lot of mistakes along my personal finance journey. Let me tell you about one of these mistakes. Rhymes with “nasal” The year is 2010, I was fresh out of university and was embarking on this thing called a career. I needed to figure out what to do with pay cheques showing up…
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