Helping Canadians with Personal Finance Since 2006
Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!
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Most Recent Articles
Free Stock Trading in Canada 2025
The best free stock trading apps in Canada are giving DIY investors more control than ever. With no trading fees eating away at returns, it’s…
Best Canadian Online Brokers – March 2025
As we step into March 2025, it’s time for our latest Best Online Brokerages in Canada comparison update. With RRSP season fading into the rearview…
Best Canadian Robo Advisors 2025
As the Great White North emerges from its winter slumber, Canada’s best robo advisors are rolling out the red carpet for new investors, and it’s…
Questrade vs Wealthsimple – Which is Better in 2025?
It’s no surprise that a lot of Canadian DIY investors eventually find themselves comparing Wealthsimple vs. Questrade. These two fintech giants have made quite the…
Best Investments for a Canadian Recession
Over the last couple of weeks I’ve been getting a ton of emails and comments asking about the best stocks for a recession or how…
BMO Investorline Review 2025
Is BMO Investorline Safe and Trusted? In a word, YES. As one of Canada’s oldest and most trusted companies (founded in 1817) the Bank of…
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About Us
Thanks for Stopping By...
If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.
"I've completed my million dollar journey...
Want some help with yours?”
Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.
Highest Rated Product Reviews
Qtrade Review 2025 – Canada’s Best Broker
Qtrade’s RRSP Season $2,150 Promotion In 2024 Qtrade ran a promotion that…
Questrade Review 2025
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review 2025
What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen,…
EQ Bank Review 2025
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Dividend Stocks Rock Review 2025
Investing on your own is not an easy task. From mutual funds…
Neo Financial Mastercard Review 2025
The new Neo Financial Mastercard or “Neo MastercardTM” is the next big…
Justwealth Review 2025
Why Justwealth? As I’ve updated my Justwealth review over the years, they…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.
Hi, I’ve started the Smith Maneuver last year /w capitalizing interest and withdrawing distributions to prepay mortgage and feed the…
March 4, 2025 on post Ultimate Smith Manoeuvre Guide For CanadiansVery bad customer service.they never resolved my credit fraud issue it been more then 3 months.customer service are very very…
February 28, 2025 on post Tangerine Bank Review 2025Okay Señor Prévost, I will stay in my seat when the market gets turbulent (particularly for me;100% equity guy) just…
February 26, 2025 on post Best Investments for a Canadian RecessionIt is already February 26, 2025 and Studiotax has not yet been Netfile certified by CRA! Others are already up…
February 25, 2025 on post StudioTax Review 2025Thank you Mark for pointing this out, we are in the process of reaching out to them to clarify it,…
February 23, 2025 on post BMO Investorline Review 2025As of Feb 2025, there are no commission fees for Questrade for stock and etf
February 23, 2025 on post Questrade vs Wealthsimple – Which is Better in 2025?Despite what’s stated in this article, BMO Investorline does not offer a FHSA. If you’re a BMO customer, BMO directs…
February 20, 2025 on post BMO Investorline Review 2025ETF and stock purchases are free as of FEB 2025. Doesn’t seem like customer support has improved. It is hard…
February 19, 2025 on post Questrade Review 2025
Final notes for your journey
Get free instant access to our #1 article each week!
We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew
Kyle Prevost
Attaboy RC!
March 4, 2025 on post Best Investments for a Canadian Recession