Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Free Stock Trading in Canada 2025

By Hannah March 6, 2025

The best free stock trading apps in Canada are giving DIY investors more control than ever. With no trading fees eating away at returns, it’s…

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Best Canadian Online Brokers – March 2025

By Kyle Prevost March 5, 2025

As we step into March 2025, it’s time for our latest Best Online Brokerages in Canada comparison update. With RRSP season fading into the rearview…

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Best Canadian Robo Advisors 2025

By FT March 1, 2025

As the Great White North emerges from its winter slumber, Canada’s best robo advisors are rolling out the red carpet for new investors, and it’s…

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Questrade vs Wealthsimple – Which is Better in 2025?

By Kyle Prevost February 28, 2025

It’s no surprise that a lot of Canadian DIY investors eventually find themselves comparing Wealthsimple vs. Questrade. These two fintech giants have made quite the…

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Best Investments for a Canadian Recession

By Kyle Prevost February 22, 2025

Over the last couple of weeks I’ve been getting a ton of emails and comments asking about the best stocks for a recession or how…

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BMO Investorline Review 2025

By FT February 19, 2025

Is BMO Investorline Safe and Trusted? In a word, YES. As one of Canada’s oldest and most trusted companies (founded in 1817) the Bank of…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

Get free instant access to our #1 article each week!

We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew