Archive for July 2019
Owning Individual Real Estate Investment Trusts (REITs) vs REIT ETFs
Building an indexed diversified portfolio has never been easier and cheaper for investors. If you like to put your portfolio on autopilot, you can buy a single all-in-one ETF that will even re-balance your stock bonds automatically, all while charging very low fees. Related: All-in-one ETF Battle: Vanguard vs iShares vs BMO All you need…
Read MoreMoney when New to Canada, Adding REITs to Your Portfolio, Smith Manoeuvre with Cottages and More!
Freebie of the Month If you are a reader of MDJ, you will know that I’m a fan of Questrade discount brokerage. I opened an account with them when they first started in Canada, and continue to open accounts with Questrade – in fact, I’m just about to open a spousal RRSP to help with income splitting during retirement.…
Read MoreBuilding a $1,000,000 RRSP Starting in your 30’s, 40’s, and 50’s.
I recently wrote about how you can build a comfortable retirement lifestyle even if you start a little late. The article included a couple of examples of an investor who starts in his/her 40’s and 50’s and still result in a comfortable middle-class retirement. But what if you want a little more during retirement? What…
Read MoreThe Biggest Risk of Super Early Retirement (FIRE) – Sequence of Returns!
The concept of financial independence/retire early (FIRE) is all the rage in the personal finance space. The idea is to save a large percentage of your income (50% or more), live as frugally as possible, and retire in a short period of time while continuing to live frugally. Related: How much do you need to…
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