Typically, investors calculate their return from a stock as capital appreciation plus dividend payments. For non-dividend paying companies, the growth prospects of the company decide the stock price and thereby, the return for the shareholder. However, a corporation can also provide value to a shareholder through a share buyback program. This post will look at…

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As known to most investors, a Guaranteed Investment Certificate (GIC) offers security of principal and provides a fixed or variable (if linked to the Prime Rate or Equity Markets) rate of interest/return, albeit lower than other investment vehicles such as stocks, for locking in the principal for a specific time period. The longer the time…

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This is a guest column by Sean Cooper. If you’re a renter you’ve probably heard it a million times from family and friends, “paying rent is like throwing away your money” or my favourite, “paying rent is paying someone else’s mortgage.” In certain situations both those statements are partially true, however, as you probably already…

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Since obtaining my undergrad in Engineering about eight years ago, I’ve played around with the idea of going back to school for my Masters in Business Administration (MBA) with a concentration on finance. Although I don’t see the MBA designation advancing my career at the moment, I’m more interested in it for the sake of…

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Every business, be it the family-owned convenience store or multinational conglomerate, is built on an underlying model to apply their trade. It is essential that a business chooses the right model to maintain a sustainable and profitable enterprise. A business model encompasses several aspects of a business such as whether the company will use franchises…

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