This column was originally posted last Christmas. A Christmas Carol is one of my favourite redemption stories. Charles Dickens introduces Ebenezer Scrooge as a wealthy but miserly man whose quest to save money hurts himself and others around him. In the end, he is a changed man. Scrooge gets a bad reputation because we tend…

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This is a column from regular contributor Clark. I’ve read that one should avoid loaning money to friends (and relatives) and do so only if it is money or relationship they can afford to lose. I’ve not loaned money to anyone yet, but I’ve been the beneficiary a couple of times during my school days.…

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For those of you just joining us, below is my portfolio that is leveraged with money borrowed from my home equity line of credit (HELOC). As the money borrowed is used to invest, the interest charged is tax deductible. I write an update every so often to show new positions added along with any market…

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The common trend in email questions these days regards paying down debt but considering an RRSP withdrawal to pay it down. As I’ve done an analysis on withdrawing from an RRSP to pay down credit card debt, I thought that it may be a good time to discuss the fine print of withdrawing from an…

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