I like getting paid. Who doesn’t? If my employer ran out of money tomorrow, I’d be looking for a new job fast. Yet basic salary isn’t what motivates me to work harder. My regular salary is like getting a C on a report card. It says, “You did your work. It was was we agreed…

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Lately I’ve been taking some of my free time in the evening to catch up on some reading. After finishing The Secret Language of Money, the next book on the list is called Super Trader – Make Consistent Profits in Good and Bad Markets written by Van K. Tharp. Trading has been a hobby of…

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Discounted Variable Rates are Back! Once upon a time, discounted variable rate mortgages were the norm. However, the credit crisis in 2008 changed all that, and actually pushed variable rates well above prime rate. With the economy starting to come around (supposedly), and global credit easing, variable rate mortgages are getting cheaper again.  Just recently,…

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A reader emailed me an article regarding proposed TFSA changes made by our Finance Minister, Jim Flaherty.  Before you get too concerned, there aren’t any major changes to benefits, but proposed changes to close any loop holes. Before I get too far ahead of myself, lets get back to basics.  A tax free savings account…

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