Happy Holidays to you and your family!  I hope that you are spending the day with those you care about most.

We’ll be taking a little break from writing over the holiday, but we’ll be back on Dec 29th in full force.

For you new (and regular) readers out there, here is our Million Dollar Journey User Guide that I recently drafted which highlights how to subscribe to and find content on MDJ.

A quite note, make sure to get your charitable donations in before the end of the year to take advantage of the Charity Donation Tax Credit.

Have a good one!

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Thanks FrugalTrader, Happy holidays to you too!
Regards David Pagotto

“We will open the book. Its pages are blank. We are going to put words on them ourselves. The book is called Opportunity and its first chapter is New Year’s Day.”

Happy holidays to all !!!


Happy Holidays to everyone!

Merry Christmas all!