Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can read about here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

Vanguard vs. iShares All-in-One ETFs

By FT | January 28, 2019 |
vanguard vs ishares all in one ETF

Many of you know how much I appreciate and recommend the Vanguard all-in-one ETFs.  What I like most about them is that in a single ETF, it provides investors with a complete globally indexed portfolio that will automatically rebalance to maintain the set ratio of equity/bonds.  All for a very low management expense ratio (MER)…

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Indexed Family Education Fund (RESP) Portfolio Update – 2019 Edition

By FT | January 21, 2019 |

It has been about a year since my last RESP portfolio update which is probably an appropriate time span since it’s a fairly steady portfolio that is 100% indexed.  2018 was certainly a test for equity portfolios and although stocks were pounded, these indexed RESP accounts performed a little better than I expected. The RESP portfolios for…

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Net Worth Update January 2019 – Nobleea the Engineer and Millionaire!

By FT | January 14, 2019 |

Name: Nobleea Age: 40 Net Worth: $1,049,416 Day Job: Engineering manager at oilfield services company, Teacher (wife) Family Income: $140,000 (main job), $20,000 (part-time job/rental income), $85,000 (wife main job) Goals: Million dollar family net worth before 40 (Complete), Retirement from the primary job at 50 (for me) We live in Edmonton where incomes are…

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A Financial Checklist to Start 2019 Strong

By FT | January 7, 2019 |

Similar to the end of the year tax tips, there are certain financial to-do items to start off the year on a strong note.  To keep myself on track, here is the checklist that I use at the beginning of the year that may help you as well. 1.  Set Financial Intentions  Day to day life…

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The Best of Million Dollar Journey – 2018 Edition!

By FT | December 31, 2018 |

Feels not too long ago that I was writing the 2017 year-end post, but here we are, the end of 2018!  This past year was significant in a few ways.  On a personal level, I started a new career that has helped me grow professionally and honestly has been a lot of fun.  There is…

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Financial Freedom Update (Q4) – December 2018 – Did we Reach our Goal?

By FT | December 24, 2018 |
MDJ Financial freedom update december 2018

Welcome to the Million Dollar Journey December 2018 Financial Freedom Update – the final update for 2018!  If you would like to follow my latest financial journey, you can get my updates sent directly to your email, via Twitter or Facebook, and/or you can sign up for the monthly Million Dollar Journey Newsletter. For those of you new here, since achieving $1M…

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Index Investing Made Easy with a Robo Advisor – RBC InvestEase

By FT | December 17, 2018 |
rbc investease review

This post is sponsored by RBC InvestEase Inc. All views and opinions expressed represent my own and are based on my own research of the subject matter. It seems that automated robo-advisors are all the hype of the investment world these days. What is a robo-advisor? It’s an online service that automates investing for you…

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How We Collected $1,560 in Cash Back Rewards in 2018

By FT | December 10, 2018 |
cash back rewards summary 2018

I’ve been a big fan of credit card rewards since I received my first credit card while in University.  Back in those days, it was a student credit card that gave me HBC rewards which could have been used towards stores like Zellers (which no longer exists).  While Zellers wasn’t my first choice back in the…

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