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Helping Canadians with Personal Finance Since 2006

Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can read about here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

Carnival of Personal Finance: 82nd Edition

By FT | January 10, 2007 |

Are you guys familiar with the Carnival of Personal Finance? I’m fairly new to this also, but it’s basically a compilation of quality articles written by various personal finance blogs around the net. This edition of the carnival was hosted by J.D at the Get Rich Slowly blog and he was gracious enough to include…

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January 2007 Net Worth Update (+4.43%)

By FT | January 9, 2007 |

It’s time for the January 2007 net worth update! This time around, I decided to include my wifes pension account as it would more accurately represent our net worth. Assets Cash: $4500 (this fluctuates) Savings: $26000 Registered Investment Account: $33800 Pension: $16000 Non-Registered Investment Account: $40700 Real Estate: $ 266500 (2 properties) Vehicles: $18000 (2…

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Increasing Passive Income Online – With myLot

By FT | January 7, 2007 |

As stated in my financial goals for 2007 post, one of my goals is to increase my passive income. Thus far, our only solid passive income has been from our rental property ($250/month cashflow). My goal for the year is to increase our monthly passive income to at least $500/month hopefully by increasing our online…

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Saving Strategy: Brown Bag Your Lunch!

By FT | January 5, 2007 |

I’d like to talk about a savings strategy that I use that saves me around $1300 / year (or more for some people). This simple strategy that a lot of people don’t use is brown bagging your lunch! If buying lunch everyday costs $8/day compared with a brown bagged lunch which costs me around $3/day,…

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CNNMoney: Millionaires in the Making

By FT | January 4, 2007 |

One topic I really enjoy reading about on CNNMoney are the Millionaires in the making articles. Most of the articles have a common theme, couples who make decent incomes, have sound saving strategies, along with a lot of home equity. Don’t get discouraged if you are operating on a single income, there are a few…

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Book Review: Come into my Trading Room

By FT | January 2, 2007 |

During the holiday season, I find that there is always time to sit down for a few hours and enjoy a good book. The book that I read over the holidays was on the topic of stock trading called: “Come into my Trading Room” by Alexander Elder. The author and the book was recommended by…

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Happy New Year !

By FT | January 1, 2007 |

Have a Happy 2007 Everyone! May the new year bring good fortune to you and your families. 2006 was a good year for us but not great. At the beginning of 2006, I lost my full time job so cash flow was pinched a little. We had to reduce our savings at this point but…

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New Years Eve = Expensive!

By FT | December 30, 2006 |

In the past, I worked during New Years Eve but this year i’m free to do what I like. So what am I going to do? After scoping out the local scene, i’ve noticed that any entertainment that night is WAY overpriced! Restaurants who usually charge around $20/person now charge upwards of $50/person. Tickets to…

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