Welcome to the Million Dollar Journey.

If you’re new here, you can learn about me, and follow step-by-step along the path I took to become a millionaire by age 35. Over the last 14 years, I’ve written extensively about Canadian dividends and the index investing strategies that I’ve used, in addition to some everyday money-saving tricks. Please check out my FREE eBook: Can I Retire Yet? and join 30,000+ Canadians on your own personal Million Dollar Journey.

I've completed my Million Dollar Journey.
Let me guide you through yours.

 

saving,frugal living,

Are Canada’s Energy Dividends In Trouble?

By Dale Roberts | August 16, 2020 |
saving,frugal living,

Canada has been known as a resource based economy. We have a lot of the stuff that the world needs. From oil and gas, lumber, minerals, potash, precious metals and more. And then we can layer in fishing and agriculture. But most of the attention (especially for investors) goes to the oil and gas sector.…

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My Canadian Expat Taxes, Budget, and Savings Rate In Qatar

By Kyle Prevost | August 9, 2020 |
My Canadian Expat Taxes, Budget, and Savings Rate In Qatar

Can I really go work in Qatar and not pay Canadian income taxes as an expat? This was one of my first thoughts when I started looking into teaching abroad.  I mean, when you make a decision to move to the desert, adventure has to be the primary consideration, but let’s be honest here: If…

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Transferring Money Back From Qatar and Using Currency Exchange as an Expat

By Kyle Prevost | August 5, 2020 |
saving,frugal living,

The average expat looking to transfer money from Qatar to Canada, the UK, the Euro zone, New Zealand, or Australia is likely paying a voluntary tax of $1,000 every single year! When I first started researching the options in Qatar for exchanging currency online or in-person, I was stunned by how few people even understood…

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Calculating Your Adjusted Cost Base (ACB)

By FT | August 2, 2020 |
Calculating Your Adjusted Cost Base

If you’ve invested in a non-registered portfolio you’ve likely come across the tax-preparation question: How to calculate your adjusted cost base (ACB).  It’s certainly a pain in the portfolio, and can be tedious and complicated at times. But it’s a necessary ‘evil’. You need to know your ACB in order to calculate the capital gain…

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SimpleTax Review: File Your Canadian Tax Return for Free

By Dale Roberts | July 31, 2020 |
saving,frugal living,

Who likes doing taxes, raise your hand. If you enjoy doing taxes you are likely an accountant, or you are one of a very select group who enjoys anything to do with numbers. Most of us would put completing our tax returns on the same level as going to the dentist.  What may be worse than…

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The Hot Potato Investing Strategy

By FT | July 26, 2020 |
saving,frugal living,

If you’ve been following this blog for a while, you’ll know that most of my wealth is in the stock market for the long-term. While there are many short term stock trading strategies, many of these strategies just don’t work out for regular investors. In fact, the initial losses often turn beginner investors away from…

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Get Maple Telehealth Review: Online Prescriptions in Canada

By Kyle Prevost | July 19, 2020 |
Get Maple

I hate hospital rooms! My anxiety increases with every cough and sniffle, plus I hate the fact that I always have to show up 15 minutes early – only to wait an hour in order to get in. So when I sat down to write our Maple review (also known as “Get Maple”), I was…

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Teaching In Doha, Qatar – Expanding Our Horizons

By Kyle Prevost | July 12, 2020 |
Doha skyline

“Actually, we won’t be around next year, we’re going to teach in Qatar.” “Where???!” “Doha, the capital city of Qatar.  Think Dubai, but slightly smaller, slightly slower-paced, and a few years behind – but quickly catching up – in terms of infrastructure and eye-catching skylines.  Oh – and they’re hosting the FIFA World Cup in…

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