Welcome to the Million Dollar Journey.

If you’re new here, you can learn about me, and follow step-by-step along the path I took to become a millionaire by age 35. Over the last 14 years, I’ve written extensively about Canadian dividends and the index investing strategies that I’ve used, in addition to some everyday money-saving tricks. Please check out my FREE eBook: Can I Retire Yet? and join 30,000+ Canadians on your own personal Million Dollar Journey.

I've completed my Million Dollar Journey.
Let me guide you through yours.


saving,frugal living,

New Years Eve = Expensive!

By FT | December 30, 2006 |

In the past, I worked during New Years Eve but this year i’m free to do what I like. So what am I going to do? After scoping out the local scene, i’ve noticed that any entertainment that night is WAY overpriced! Restaurants who usually charge around $20/person now charge upwards of $50/person. Tickets to…

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Christmas Spending?

By FT | December 26, 2006 |

It’s the time of the year where people tend to overspend on gifts. Although I am frugal, I tend to enjoy giving and typically overspend as a result. It also seems that as our incomes increase, the bigger the gifts we give. This year though, I tried a few things to reduce Christmas spending. I…

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Goals for the New Year (2007)!

By FT | December 24, 2006 |

With 2007 fast approaching, it is soon time to discuss and plan out my goals for the new year. I’ve never been one to set goals at a beginning of the year but maybe I will start now. Here are my goals for 2007: Goal #1: Increase our passive income to at least $500/month. Right…

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What if…. You won the lottery? What would you do?

By FT | December 21, 2006 |

Driving home from work today I passed by a billboard with the Super 7 Jackpot advertised. $30 million dollars it displayed.. and the image repeated over and over again in my head until I arrived home. I remember seeing somewhere that nearly 1/3rd of all big lottery winners go bankrupt within 5 years. I guess…

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Deal of the Week! Air Canada Unlimited Flights!

By FT | December 20, 2006 |

If you didn’t know already, I am ALL about the deals and bargains. There is a deal that I noticed on RedFlagDeals.com that I won’t have time to take advantage of but still a great deal none the less. Air Canada is offering unlimited flights from Jan 7 to March 6, 2007 for a low…

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MBNA SPG (Starwood) Credit Card Review

By FT | December 19, 2006 |

Update: This card has been discontinued, you can check out my other favorite cash back credit cards. Do you use a rewards based credit card for the points? I know I do. Have you ever wondered which credit card gives you the best bang for your buck? That’s one thing that I always look for,…

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Investment Plan – Long and Short Term

By FT | December 17, 2006 |

As I mentioned before, I started investing in Mutual funds when I was in high school. I didn’t know a lot about them at the time, or even how they really worked, but I bought them because my Dad said it would be good for my future. Fast forward a few years (or 10), now…

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How did we get here?

By FT | December 10, 2006 |

So it’s 2003, we were 23 years old and we just received our University degrees. My girlfriend (now wife) and I had about $40k in student loan debt, a brand new $25k car loan (shiver), and a brand new $100k mortgage to boot. In addition, I was planning on buying an engagement ring in the…

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