Welcome to the Million Dollar Journey.
If you’re new here, you can learn about me, and follow step-by-step along the path I took to become a millionaire by age 35. Over the last 14 years, I’ve written extensively about Canadian dividends and the index investing strategies that I’ve used, in addition to some everyday money-saving tricks. Please check out my FREE eBook: Can I Retire Yet? and join 30,000+ Canadians on your own personal Million Dollar Journey.
I've completed my Million Dollar Journey.
Let me guide you through yours.
This post was originally written in 2007 but has been updated annually since. The reason why I’m posting it again now is because there have been changes to the best free credit card in Canada. More below. After you guys gave me your favorite credit cards, I did a little research and came up with…Read More
Since I’ve written about how much you need to save to reach $1M in your RRSP starting in your 30’s, 40’s, and 50’s, I’ve been getting questions from readers who have significant RRSP contributions. More specifically, can you have too much in an RRSP? I haven’t been able to find any good articles online that…Read More
Building an indexed diversified portfolio has never been easier and cheaper for investors. If you like to put your portfolio on autopilot, you can buy a single all-in-one ETF that will even re-balance your stock bonds automatically, all while charging very low fees. Related: All-in-one ETF Battle: Vanguard vs iShares vs BMO All you need…Read More
I recently wrote about how you can build a comfortable retirement lifestyle even if you start a little late. The article included a couple of examples of an investor who starts in his/her 40’s and 50’s and still result in a comfortable middle-class retirement. But what if you want a little more during retirement? What…Read More
The concept of financial independence/retire early (FIRE) is all the rage in the personal finance space. The idea is to save a large percentage of your income (50% or more), live as frugally as possible, and retire in a short period of time while continuing to live frugally. Related: How much do you need to…Read More
I’ve written a lot about investing and how combining an early start and compound high interest can really make you wealthy. But for many, just graduating from post-secondary education and just starting a career at a moderate salary, big savings is not really an option. Especially when you combine housing costs, debt payments, vehicle payments.…Read More
Welcome to the Million Dollar Journey June 2019 (Q2) Financial Freedom Update – the second update of 2019! If you would like to follow my latest financial journey, you can get my updates sent directly to your email, via Twitter or Facebook, and/or you can sign up for the monthly Million Dollar Journey Newsletter. For those of you new here, since achieving…Read More