With Christmas just around the corner, it’s a great time for another freebie.  Brent, from Moonjar Canada, is on a mission to get the word out to financial enthusiasts and has offered MDJ readers another chance to win the Moonjar Family package.

Moonjar “Family” Package

Last year, we did a giveaway of the Moonjar which created quite the buzz.  What is The Moonjar? It’s a new age piggy bank that can help teach children about money by separating spending, saving, and sharing money. With the popularity of the previous Moonjar giveaway, the Canadian Moonjar distributor has again offered the Moonjar Family Package to Million Dollar Journey readers (~$100 value).

What’s included in the Moonjar Family Package?

  1. Classic Moonjar (x2) – As seen in the picture above.  The different sections represents a purpose for the money saved – saving, spending, sharing. You can read more about it in my Moonjar Review.
  2. Conversation to Go Money game – Put the curious conversation about money on the table with these 100 open-ended questions. Share your dreams, lend your thoughts. An experience for the whole family.
  3. Noom & Raj Start a Business (Hardcover) – Meet Noom and Raj (that’s Moon and Jar backwards!). They want to start a business – a lemonade stand. Follow them through this fun adventure where they learn all about money words – Saving, Spending and Sharing with their Moonjar.

How to Enter the Giveaway:

In this giveaway, you can increase your chances of winning by obtaining multiple entries.

  1. Tell me about how you learned about money as a child in the comments. (+1 Entry)
  2. Follow me on twitter. (+1 Entry)
  3. Tweet about this contest adding @frugaltrader. (+1 Entry)

The Rules

Lets go over some of the rules.  All contestant entries will be shoved into an electronic hat and drawn at random.

  1. Only 1 comment entry / person (please enter a valid email address).
  2. Only twitter followers on the date of draw are eligible.
  3. Only those with a North American mailing address may enter.
  4. Contest will end Sat 5pm EST Nov 28, 2010 and the winner announced shortly after!

Where to Buy?

If you would like to purchase this product, here are the stores:

If you would like to read more articles like this, you can sign up for my free weekly money tips newsletter below (we will never spam you).


  1. Mark on November 22, 2010 at 10:33 am

    My grandmother was the most frugal person I know and never wasted money. That is what has benefited me greatly in my life.

  2. Echo on November 22, 2010 at 11:29 am

    My mom worked in a bank and brought me home a “green machine” piggy bank that held loonies, quarters, dimes, nickels, and pennies…enough to make a full roll of each when filled up. I loved filling that thing up with spare change, in fact I still do :)

  3. mike on November 22, 2010 at 11:29 am

    it will be good for my kids.

  4. geoff on November 22, 2010 at 11:41 am

    I learned about money the hard way – had a paper route to earn my spending money. I remember when I had my paper route, once a month I had to go around ‘collecting’ from people – that taught me a lot about cash flow. The 10 year old me couldn’t have put it this way, but I did know the difference the difference between accounts receivable and money in your pocket at a very young age.

    “Ah the old me, which ironically was the young me.”

    My 3 year old would love that moon jar. ;)

  5. ldk on November 22, 2010 at 12:06 pm

    It looks like a fantastic product…thanks for the giveaway!

  6. LBanks on November 22, 2010 at 12:09 pm

    What a great tool to help teach the kids fiscal responsibility… count me in

  7. Michael on November 22, 2010 at 12:25 pm

    I learned nothing as a kid about money. Looking to change that with my kids

  8. JME on November 22, 2010 at 12:37 pm

    The moon jar idea is an excellent idea….. and my kids would love it.

    I learned about money from my parents. They told me to save, save, save… I wish they had done the same.

  9. Johnny S on November 22, 2010 at 12:40 pm

    I learned about money from my mom and dad… they are able to stretch a dollar farther than anyone I know :-) They fixed everything they could before they bought anything new and recycled everything within our house as much as possible…

  10. Andrea on November 22, 2010 at 12:42 pm

    My mom taught me how to buy stuff on sale.

  11. Daryl on November 22, 2010 at 1:01 pm

    Interesting product. Set my baby off on the right foot

  12. sophie on November 22, 2010 at 1:05 pm

    my father never taught me about money and he’s an accountant. only at the age of 37 did I start becoming financially responsible becasue of my boyfriend, now husband. this would make a great gift for my goddaughter to teach her about money and avoid all the mistakes I made.

  13. Dave on November 22, 2010 at 1:08 pm

    Never learned until my twenties.
    Spent every cent I had in arcades and pool halls.

    Would love this product to help reinforce these principles in my daughter.

  14. Michael on November 22, 2010 at 1:11 pm

    My parents always had me save 10% of my income for long term savings and 30% for University. They also taught me how moving the savings into different accounts right away meant that you didn’t really notice it missing.

  15. Doug on November 22, 2010 at 1:21 pm

    We all got an alowance each week and when it was gone it was gone. It helped me realize that I had to make choices on how to spend my money.

  16. h on November 22, 2010 at 1:23 pm

    I learned that money didn’t grow on trees – I didn’t get an allowance, but my mom gave me $0.25 each time I vacuumed the house. It took me a long time to save up for my first SuperSoaker 25 watergun :).

  17. Uncle El on November 22, 2010 at 1:29 pm

    I primarily learned money lessons from my parents saving from my mom and being frugal from my father, I also learned a life long lesson by selling chocolates for a school fundraiser that led me to understand how easy it is to sell candy to adults as a kid. But what I really learned was the basic function of how capitalism works. Sell a product to meet demand.

  18. Heather on November 22, 2010 at 1:37 pm

    We didn’t speak very openly about money in my family when I was a child – something I intend to change with my own children.

  19. Naveen on November 22, 2010 at 1:52 pm

    My Dad taught the fundamentals about money, and I used my experience to counter and suppliment some of those teachings.

  20. Tim on November 22, 2010 at 2:00 pm

    I learned about the importance of saving money for something I really wanted when I was in 11-13. I opened a bank account and saved up for an expensive (to me) Gamo air rifle for about 2 years. It was worth it!

  21. Kim Kempton on November 22, 2010 at 2:03 pm

    I started “working” at age 13, with babysitting jobs,, working up to pizza joints etc. I knew if I wanted insurance for using my parents car, I had to earn it. A new stereo? Get saving! Learned the value of a dollar early and still have that in my life today. My son is 10 and we re going to Florida in Feb. for the first time. He knew I would pay for everything except his spending money. Very quickly he earned and saved the money necessary, so think I am doing a good job of instilling the same values in him! Would love this tool for him.

  22. Erin on November 22, 2010 at 2:57 pm

    My parents taught me the value of money by not giving me a anything and everything I wanted. I worked part time in high school and paid for my own “wants” and they took care of my needs. In college they gave me the funds they had saved and I had to budget myself.

  23. Amy on November 22, 2010 at 3:00 pm


  24. Jusebastien on November 22, 2010 at 3:04 pm

    My dad started me doing fictive stock trades at 8 years old. I didn’t knew we were not trading for real because he gave me in real cash the proceeds. Other lessons from him: save, save, save, put the stock market to work for you, buy old cars, pay them cash even if credit is cheap because it ,means you can afford it, calculate your net worth yearly. Great start!

  25. Lyne on November 22, 2010 at 3:08 pm

    Every Monday morning, the local “Caisse Populaire” came to the school for the kids to make deposits. I remember depositing fifty cents, then one dollar a week from a very young age. And at about 9 years old, I got my first official paying job, delivering circulars to the neighbourhood for a very tiny pay (up to a penny per circular, if I remember correctly, a bit more for the local weekly free newspaper).

  26. Tom on November 22, 2010 at 3:15 pm

    A good idea……..
    I learned about money from my brother……a hard worker from the age of ten….a saver and also a spender. He was always one to share when he had money as a kid.

  27. Big E on November 22, 2010 at 3:22 pm

    My parents came to Canada with basically nothing, yet they managed to prosper and always provide for our family. They were able to retire early and go on two big trips a year. My father was an accountant, so the value of money was never lost on me.

  28. Scott Green on November 22, 2010 at 3:35 pm

    I learned from a young age that the best way to stretch my allowance was to carefully plan where every dollat was going to go. My parents always purchased items with cash and if they did not have the cash they simply could not afford it.

  29. Daniel on November 22, 2010 at 3:40 pm

    My experience was earn it or get it then spend it! There were absolutely no form of savings or money management. I waited until I was over 40 years old to learn how to manage and save. I’m not repeating that mistake with my daughter.

  30. DeK on November 22, 2010 at 3:41 pm

    As a child I was given the worst lesson, we are only spending $100 on you this christmas, and low and behold a minimum of $250 was spent. Lesson learned was don’t follow in mom and dad’s footsteps, unfortunately, some of my siblings learned the lesson and have difficulty with money to this day.

  31. Matt on November 22, 2010 at 4:18 pm

    I had my parents to thank for teaching me about the value of money. They didn’t have much when they were growing up so they made sure that we knew the true value of a dollar.

  32. Catherine on November 22, 2010 at 4:53 pm

    I learned from my parents that money is something to stress about and there’s never enough….I am now trying to unlearn those lessons (getting there slowly :)

  33. Sustainable PF on November 22, 2010 at 4:54 pm

    What a great tool for kids! I learned about finances by watching my Mom toil through entry level jobs while raising two kids. I had a job from the age of 13 as there was no spare money for school trips and such. Learning the value of a dollar earned myself was invaluable.

  34. Erin D on November 22, 2010 at 5:05 pm

    My parents were always very tight-lipped about money. We got an allowance of 25 cents per week (in the 70s) but were never told how to manage it. Despite this, there was always a sense of disapproval about what we had done with it.

    It wasn’t until my twenties when I studied accounting and personal finance that I learned how to do things right. I have made a point to teach my kids from preschool onwards so that they won’t make the same mistakes I did!

  35. Jaclyn on November 22, 2010 at 5:09 pm

    I learnt about money from my parents, although not very well. Now as an adult I spent lots of time reading about personal finance.

  36. Richard on November 22, 2010 at 5:12 pm

    My parents raised me at an early age to earm my own spending
    money by babysitting , shoveling snow and mowing lawns around the neighborhood

  37. Pete on November 22, 2010 at 7:08 pm

    I delivered papers in a very poor section of the town and appreciated other’s appreciation of money.

  38. Patrick on November 22, 2010 at 8:54 pm

    My parents gave me the start of financial planning with being very frugal. My brothers and sisters started a family “Wealthy Barber” club that we went through each week a chapter – I was 16 so that had a great impact.

  39. Scott on November 22, 2010 at 9:28 pm

    My parents were always diligent about saving and paying down the mortgage.

  40. Rob on November 22, 2010 at 10:08 pm

    I learned about money through my paper route. Although what I learned was that if someone pays you in quarters then you can enjoy a good half hour playing Centipede at the corner store.

    I’ve got better since then…

  41. Steve Zussino on November 22, 2010 at 10:12 pm

    I ran a paper route – always the entrepreneur.

  42. karash on November 22, 2010 at 10:16 pm


  43. cbez on November 22, 2010 at 11:11 pm

    I learned about money from my father and by having part-time summer jobs! I would love to win this for my kids.

  44. Rebecca on November 22, 2010 at 11:34 pm

    I learned about money from my parent’s situation. We didn’t have much money so I learned early on to only spend money on the things I really need and save the rest.

  45. Kate on November 23, 2010 at 3:17 am

    There were no money under Soviets.

  46. Jungle on November 23, 2010 at 5:14 am

    I learned about money as a kid by putting money in peanut butter jars, working for my dad, having a paper route and having to work for the things that I wanted.

  47. chad on November 23, 2010 at 11:12 am

    learned the hard way spent every dime i had till i was 25

    started off cutting grass

    mad money very young but did not know how to handle it because my parents spent every dime they had.

    my kids will learn off of my mistakes

  48. sneeker on November 23, 2010 at 11:20 am

    i learned the hard way too. my parents spent every dime they had and put christmas on credit until they had a windfall to pay it off.

    hopefully my kids won’t make the same mistakes i made. through education and conversation, i plan to prevent this.

  49. GP on November 23, 2010 at 12:22 pm

    I learned to be frugal from my parents who came to Canada with very little but managed to raise four healthy children and retire at age 60 with no debt and no mortgage. That is inspirational and i will follow in their example for sure.

  50. Brian C on November 23, 2010 at 2:12 pm

    I was always taught to save and not spend by my parents. Now I save and invest and will teach my daughter how to do the same…but will teach my daughter how to spend wisely on value…enjoy the money saved.

  51. Dutchie on November 23, 2010 at 2:55 pm

    I learned how to save money from my parents.

  52. Erlyn on November 23, 2010 at 5:18 pm

    My parents always told me to save everything as a child.. and also spend wisely when necessary.

  53. Bon on November 24, 2010 at 2:18 pm

    Know some kids can benefit from this!

  54. Natalie on November 25, 2010 at 9:06 pm

    My parents started our bank accounts when we were infants. Mom would take us to the bank whenever we had money to deposit, she would show us the interest board and explain what it meant, and she would help us fill out the deposit slips. When they invested some of our money in mutual funds, we would check the financial section in the paper to see the current fund values were.

  55. carllecat on November 25, 2010 at 10:45 pm

    I did not manage my money well until I got out of school and realized I needed to start saving for the future… Let’s say that my parents were not financially well-educated.

  56. Jennifer L. on November 26, 2010 at 11:13 am

    I learned to take care of what I have and spend wisely from my mom. From my dad, I learned to just spend! I follow you on Twitter (jentamar)

  57. sandra on November 26, 2010 at 2:30 pm

    I learned about money (and the lack thereof) as a child. Sadly, neither my DH nor step-daughters did. I would love the moonjar so that I can start my 1 year old grandson on a firm financial footing.

  58. Rick on November 27, 2010 at 3:50 am

    From my dad I learned to work to earn my $. Always had part-time jobs as a teen and saved for the future.

  59. chris on November 27, 2010 at 1:57 pm

    My family mostly kept the finances away from “the children”. Their primary focus was that the children were to focus on school and we weren’t really able to even get jobs. The only primary lesson that they taught us was that saving is a good thing and so my financial education started there.