PC Financial World Elite MasterCard $20 + $100 Gift Card Freebie

Recently, I wrote about how the PC Financial World Elite MasterCard is perhaps the best no annual fee grocery credit card out there.  It offers 3% cash back when shopping at Loblaws group of stores  (Loblaws, Dominion in NL, Real Canadian Super Store, No Frills, PC Mobile, and Shoppers Drug Mart).  You can redeem $20 at a time towards products in their group of stores. For Loblaws shoppers out there, this card is a winner, especially since it doesn’t have an annual fee.

So what’s the freebie?  If you sign up through Rate Supermarket, for a limited time get 20,000 PC points sign-up bonus which is equivalent to $20 in free groceries PLUS a $100 gift card towards select retailers -Starbucks, Cineplex, Cara Restaurants (Swiss Chalet, Montanas, Milestones etc) or iTunes.  More Details HERE.  Disclaimer – my spouse just signed up for this card and picked the Cineplex card.

Weekend Reading

Are you interested in using a robo-advisor, but uncertain which one provides the best deal?  Holy Potato takes this question to the next level through a self-made calculator.

Common personal finance rule of thumb is to get out of debt.  Nelson from Financial Uproar turns this notion on its head by hoping that he never gets out of debt.  The core of the article is that there is a difference between good and bad debt.  I’m a believer in this as I have borrowed against my house to invest in a long term portfolio.  Not only does my portfolio generate dividends, the interest on the loan is tax deductible.

How to teach kids about money is an interest of mine, probably because I have two young kids under age 10. My oldest especially is starting to notice her friends brand name clothing and boots – I’m still trying to figure out how to brainwash my kids into frugality. :)  The Frugal Farmer has written a good article on financial moves she’s teaching her kids.

With Trump being elected as President of the U.S, you may be thinking how this will impact your financial future.  Personally, I think that markets will continue to march upward over the long term.  Mark from My Own Advisor has his own take on how to invest now that Trump is in power.

I’m a believer in saving money, but focusing on the “big impact” items that make a difference.  Things such as mortgage rates, price of your car, groceries, clothing, vacations, and regularly eating out.  Marie Engen from Boomer and Echo agrees with this philosophy and asks “are you wasting your time to save money?

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  1. Laurie @thefrugalfarmer on November 25, 2016 at 12:22 pm

    Thanks so much for the mention, FT! Honored to be in such good company! Have a great weekend.

  2. Francisco on November 29, 2016 at 3:40 pm

    I think it should be mentioned that applying for the $100 gift card, you are giving away your information at a $100 tag. To me it would show full transparency in your post.

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