Where is your fixed income? @ Canadian Money Forum

Carrying Forward RESP Contributions/CESG @ The Archives (One Year Ago)

5 Lessons Dave Ramsey Taught Me About Healthy Living @ Frugal Dad

Cleaning Your House The Eco-Friendly Way @ Boomer and Echo

how to learn about success @ Brip Blap

Are you trading too much? @ Canadian Capitalist

Stocks with 5% Dividend Yield @ Suns Financial Diary

Setting Goals for 2011 @ Balance Junkie

6 People You Can’t Afford to Lie To @ My Dollar Plan

Sustainability Tip #9 – 3 Ways to Air Seal Your Home @ Sustainable Personal Finance

Should You Repair or Replace Your Old Car? @ Gen X Finance

Q&A: How To Pick Great Junior Mining Stocks @ The Investment Blog

Government Of Canada: Please Release All Locked-In Retirement Money @ Money Smarts Blog

Best of Lazy Man and Money @ Lazy Man and Money

Smart is the New Rich @ Michael James on Money

Use your credit card points to contribute to your RRSP @ Thicken My Wallet

What’s the Soundtrack to Your Life? @ Money Smart Life

30 Financial Moves Before 30– Ideas Worth Trying @The Financial Blogger

Avoid Stock Market Losses! Beware Of These 5 Investment Mistakes @ Digerati Life


  1. Money Smarts Blog on January 14, 2011 at 11:11 am

    Thanks for the mention!

  2. Echo on January 14, 2011 at 12:11 pm

    Thanks very much for the mention FT, have a great weekend!

  3. Balance Junkie on January 14, 2011 at 12:19 pm

    Thanks for including my piece here FT. Have a great weekend! :)

  4. Michael James on January 14, 2011 at 1:02 pm

    Thanks for the mention — have a great weekend!

  5. saveddijon on January 14, 2011 at 1:33 pm

    Here’s a question related to CESG carryforward. It might get lost if I posted it to the original article.

    A co-worker had a baby on Christmas Day. Yes, really! However, there was simply no way to register the birth, obtain the SIN card and open the RESP all in the week before year end.

    Is co-worker entitled to carry forward CESG from 2010 if he opens the RESP in 2011?

  6. My Own Advisor on January 14, 2011 at 6:25 pm

    Hey FT,

    Great list of links. I’ll check them out over morning coffee tomorrow.

  7. krantcents on January 14, 2011 at 10:46 pm

    Interesting list! I will try to catch up over the weekend.

  8. The Investment Blogger on January 15, 2011 at 12:00 am

    Thanks for the mentioning my junior mining article FT!
    Have a great weekend!

  9. Ed Rempel on January 15, 2011 at 2:18 am

    Hi Savedijon,

    Yes. You are allowed each year to catch up one past year, if you have past grant room. Grant room should be tracked, just like RRSP room. You gain $2,500 each year or part year, less any amount you contribute. If you have room, you can get grant on up to $5,000 each year.

    Your co-worker could contribute $5,000 any time up to Dec. 31/11 to cover 2010 and 2011 contributions. They would get the 20% grant on the entire $5,000.


  10. Ralph on January 17, 2011 at 5:39 pm

    A solid list of links to explore! Thanks for the post.

  11. claire on January 18, 2011 at 1:22 pm

    thanks so much for all these links! i’m going to check through them in more detail when i find the time!

  12. Chuck on February 19, 2011 at 6:20 pm

    Quick question and would love to know your opinions? If I am guaranteed a government pension when I retire, do you believe it necessary to invest in fixed income instruments as part of my portfolio? I am having this debate with my financial advisor, and he is trying to convince me to place 100% of my portfolio in growth stocks since I am guaranteed a pension when I retire. Interested to hear your opinions.

    • FrugalTrader on February 19, 2011 at 7:48 pm

      @Chuck, the thought there is that your govt pension acts like a giant government bond when you retire, so having some growth in addition to your fixed income may pad your retirement. However, it’s YOU that needs to be comfortable with the stocks.. no point putting money into stocks if you aren’t comfortable with the volatility.

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