As I mentioned yesterday, this anniversary giveaway is bigger than ever.  So big, in fact, that I had to separate the prizes into 2 separate posts.

Lets continue with the giveaway madness!

Computer LCD Monitor (22″)

When I contacted Questrade to see if they were interested in sponsoring a prize, they were very generous in their response.  They wanted to giveaway something that would improve trading, so what’s better than increasing LCD screen real estate.

What is Questrade?  They are among Canada’s lowest cost discount brokerages. They offer $4.95 commissions per trade for up to 495 shares and $0.01/share after that up to a maximum commission of $9.95/trade.   Not only do they offer low prices, they have a wide variety of account offerings.  RRSP, USD RRSP, TFSA, Non-Registered, and RESP (among others).  All of this with no annual fee or minimum balance.

If you are interested in opening an account with Questrade, make sure to use my coupon code for a $50 trading credit.

So what’s the prize?  The lucky winner will receive a brand new 22″ LCD Monitor courtesy of Questrade.  This may be used to replace your existing monitor, or perhaps as part of a dual monitor setup if your video card supports it.

Moonjar “Family” Package

Last year, I did a review and giveaway of the Moonjar.  The Moonjar is a new age piggy bank that can help teach children about money by separating spending, saving, and sharing money. With the popularity of the previous Moonjar giveaway, the Canadian Moonjar distributor has offered the Moonjar Family Package to Million Dollar Journey readers.

What’s included in the Moonjar Family Package?

  1. Standard Moonjar (x2) – You can read more about it in my Moonjar Review.
  2. Conversation to Go Money game – Put the curious conversation about money on the table with these 100 open-ended questions. Share your dreams, lend your thoughts. An experience for the whole family.
  3. Noom & Raj Start a Business (Hardcover) – Meet Noom and Raj (that’s Moon and Jar backwards!). They want to start a business – a lemonade stand. Follow them through this fun adventure where they learn all about money words – Saving, Spending and Sharing with their Moonjar.
  4. The Leader Lesson Plan – This 45-minute lesson plan gives teachers, parents or community members the tools to teach kids about money and Moonjar. Fun and educational, this tool makes money management accessible and entertaining for everyone.

In addition to the generous gift, Moonjar Canada is offering Million Dollar Journey readers an exclusive discount for a limited time.  You can save 15% up to Dec. 24, 2009 using code “SHARE15” on

How to Enter:

In this giveaway, you can increase your chances of winning by obtaining multiple entries.

  1. Tell me about your best personal finance or investing tip in the comments (doesn’t have to be original). (+1 Entry)
  2. Follow me on twitter. (+1 Entry)

The Rules

Lets go over some of the rules.  All contestant entries will be shoved into an electronic hat and drawn at random.  Since there are 2 prizes available, the odds of winning are relatively high.

  1. Only 1 comment entry / person (please enter a valid email address).
  2. Only twitter followers on the date of draw are eligible.
  3. To be fair to all contestants, each winner can only win once.
  4. Only those with a North American mailing address may enter.
  5. Contest will end Sat 5pm EST Dec 19, 2009 and the winners announced shortly after!

If you haven’t already, make sure to enter yesterdays PlayStation 3 giveaway!

Good luck!


  1. TKO on December 15, 2009 at 1:33 am

    Buy a house w/ rental income potential.

  2. Simon on December 15, 2009 at 2:18 am

    1. HSBC Business Direct Account – save banking fees for your business A/C
    2. Read every day!

  3. InstruMike on December 15, 2009 at 2:29 am

    Take control of your investments and the sooner you start the better off you’ll be.

  4. Jane on December 15, 2009 at 2:55 am

    Pay everything BEFORE the due date especially if you use internet or telephone banking – will save on the late charges

  5. Josh on December 15, 2009 at 5:25 am

    One of the best and easiest personal finance tips I like to share with friends and family is to get a VISA or Mastercard with a good rewards program (and preferably no annual fee) and use it for EVERYTHING, then pay it off monthly. Why use debit and cash when you can earn something back on your purchases for free??

  6. James on December 15, 2009 at 9:01 am

    Make saving something tangible.

    I was having a hard time convincing my wife to budget, I had spreadsheets, charts, etc… didn’t impress her. Withdrew cash from the ATM put it in some jars told her we could only spend this amount…and VOILA!!! We are actually sticking to the budget now.

  7. David Hutchison on December 15, 2009 at 10:27 am

    We have an account for our kids and the money the Canadian Government gives us for having kids (how great is that?) goes straight in there….we never miss it and it provides each year for a good start to an RESP.

  8. Susan on December 15, 2009 at 12:18 pm

    I have a separate savings account for Christmas in which I have an automatic transfer set up to take from my chequing bi-weekly on my payday starting in January of each year. There is no need to be anxious when Christmas arrives as the money is there when the credit card bill arrives in January!

  9. Chris Serran on December 15, 2009 at 12:37 pm

    My best tip is to do something – anything – to take a step in the right direction. Set up a continuous savings plan, clip coupons, get cash envelopes, review your finances, make your own lunch, follow stocks, read books – as long as you continue to be interested and do something, you’re bound to learn and the more you learn, the better off your investing will be.

  10. Nathan on December 15, 2009 at 1:30 pm

    Use the couch potato method and invest it and forget it! Let that nestegg grow.

  11. lhowes on December 15, 2009 at 1:45 pm

    Pay yourself first, and do something different.
    Doing the same things over and over and getting the same bad results is not productive.

  12. CJ on December 15, 2009 at 2:33 pm

    budget, pay yourself first, start early… I’m following you on Twitter as well

  13. Jayne Doe on December 15, 2009 at 5:45 pm

    RESEARCH! and Compare Like Products! Nothing is ever as good as advertised – if the Marketers and PR personnel are doing their job ;) – and by shopping around, you might find something that better suits your needs.

    Oh, and I also charge everything on my cash rebate CC, and pay the balance in full each month.

  14. Bryce on December 15, 2009 at 6:09 pm

    Reduce bad debts and live within your means.

  15. Igor on December 16, 2009 at 3:56 am

    > finance or investing tip
    Do not pay out mortgage or any other low rate long term debt if you can have higher rate of return for this money elsewhere.
    You are unlikely to get a loan with such low rate anyway

  16. Alan on December 16, 2009 at 4:13 pm

    Be wise with your big purchases. You can be frugal for months and then blow all those savings with one big bad decision.

  17. Elizabeth on December 16, 2009 at 7:03 pm

    One of my best personal financial tips is to put my spending into two categories of “needs” and “wants”. The “needs” are what you have to spend on and the “wants” are more luxury items. If my “needs” are filled first, then I can decide on a “want”. I never lose with this philosophy. Great Contest and Congratulations!

  18. Oil Baron on December 16, 2009 at 9:52 pm

    If you want to buy something (in my case over $50), think on the justification for it for 2 days. If you still want it, get it.

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