General Finance

Esso 10% Gasoline Discount, Canadian Personal Finance Conference 2018, and Tuesday Money Links

By FT / October 9, 2018 /

Deals of the Month Esso Gas Deal (updated Dec 2018) I want to share with you a gas deal that I’ve been using for the past few months.  If you are a regular Esso gas user (I collect Esso points for the car washes which results in a 2% return), Ebates is offering Price Privileges gas…

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financial checklist to start the year

Financial Checklist to Start the Year (2018)

By FT / January 8, 2018 /

This is a checklist that I update and follow at the beginning of every year. Similar to the end of the year tax tips, there are certain financial to-do items to start off the year on a strong note.  Here is the checklist that I use at the beginning of the year. 1. Contribute to your…

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What is Bitcoin and How to Trade Cryptocurrencies

By FT / November 6, 2017 /

Bitcoin seems to be all the hype these days, especially with the digital currency making new highs day after day. At the beginning of 2017, Bitcoin was valued at around $1,000 USD. As of November 4, 2017, Bitcoin has reached $7,300 USD – a 7 bagger in less than a year. What is Bitcoin? So…

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How to Deal with the Aggressive Sales Tactics by the Big Banks

By FT / March 20, 2017 /

About a week ago, CBC’s Go Public segment shed light on some aggressive sales tactics that big banks are using.  In the article, bank employees spoke out about the pressure they face from management to hit sales targets.  So in order to hit targets, they push credit cards, overdraft protection, premium chequing accounts, and lines…

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Breakdown of Our Expenses in 2015

By FT / April 4, 2016 /

Back in 2008, I wrote my initial post about our monthly expenses.  It’s always interesting going back in time to see what the circumstances were.  Back then, the update was compiled just before we had our first child, and we had a mortgage on our principal residence (a new build).  Our annual recurring outlay was around…

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Low Cost Ways to Convert USD to CAD

By FT / February 1, 2016 /

Updated 2020 to provide additional information about the third way I’m recommending using i.e. Forex Brokerages / Money Transfer Comparison Back in late 2014, I wrote about how great it was to be holding US Dollars (USD) due to the declining Canadian dollar (CAD).  At the time of that post, it cost $1.13CAD to purchase…

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Letter to My Wife – How our Finances Work

By FT / September 27, 2015 /

Its not uncommon for families to have a designated money person.  Some families may have one spouse who takes care of the bills, while the other takes care of the investments.  In other cases, it may be completely one sided with one spouse taking care of the household financial issues. In our household, I’m the financial enthusiast,…

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Weekend Reading – Money and Happiness, Guilt-free Spending, Tax Bracket, Group RRSP and HBP, and more!

By FT / June 26, 2015 /

Just a quick reminder that The Successful Investor Newsletter deal is ending very soon. We have negotiated the best price on the web for one of the best performing stock newsletters in Canada. More details here. Does more money buy more happiness? Or, is there a saturation point and/or diminishing returns? The Blunt Bean Counter…

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